- Centurion Member
- Posts: 1144
- Joined: Sun Jan 26, 2014 3:55 am
- Location: US
My Discover account got stolen a few weeks ago. The thief got away with nearly $250 about 650 miles away. He or she just started swiping transactions a few minutes apart and all under $75 until he or she got to Shell and Discover required my approval before letting anything else go through. Discover says the card was physically swiped and mine was in my possession, so my best guess is it got cloned somewhere...no telling where.
I was pretty happy with how Discover handled it. I was at work while it happened, and got both a text message and email alerting me to suspicious activity. I just had to text back that the Shell transaction was not authorized by me, and the account was frozen until I got a chance to call in to the fraud department. It seems like it took forever for my new cards to get to me, but that's a minor quibble. They were also sent in the standard blue design, so I'll probably be requesting new designs sooner or later.
It makes me glad I have other options, though. And that I no longer default to using a debit card for everything!
EX - 804 (10/16) | TU - 803 (10/16)
American Express EveryDay - $20,000 (10/14)
Discover it - $23,000 (2/14)
AU on Barclay Sallie Mae - $10,000 (8/15)
plus several store accounts of varying usefulness now