- Centurion Member
- Posts: 4147
- Joined: Thu May 08, 2014 7:42 pm
- Location: United States
That same website (if you follow the link about Target to another page) says encrypted debit PINs were also stolen during that hack. Would Chip+PIN cardit cards have been any safer than Chip+SIg cards?
I've also read elsewhere that some people have hacked supposedly secure merchant-to-bank communications. I don't recall the details (and I don't think I even understood it all at the time), but the gist was that even if you don't know the PIN, it's possible to convince the system at some point that whatever you entered is the correct PIN.
A chip and anything beats a magnetic strip. Even more important is avoiding incompetent customer service.
Very useful: SchwabPlat, CSP, IHG, Costco (was AA Plat), Freedom, SPG, Prestige (retention)
Somewhat useful: Discover, ED (was EDP), BCE, Hyatt
SD with activity alerts, might close: Arrival and Brooks Bros
Might add: Proper business card, CSR, Ritz, Delta Gold, First Tech, BofA Travel PH