I just got a call today from a debt collector. My name is on an account that has defaulted and over $8,000 is owned upon it. No payments have been made since June of 2009.
A few years ago a girlfriend put me on her credit card, we both used it. When we broke up it was a very easy break and I paid off everything on that card (just being nice, I had a much better job $ wise) and we went our separate ways.
The debtor said they cannot reach her, and since I am a "cosigner" that I'm now the responsible party to pay this crazy thing off. I have no intention of paying for whatever mistakes she made since we've broken up.
She was supposed to remove me from the card. I tried to call Chase and have them remove me but I can't without her permission. She will not return my messages and apparently has no interest in saving my bacon.
What are my options? This is a huge amount of money for me!!