- Centurion Member
- Posts: 618
- Joined: Sun Sep 07, 2014 8:53 pm
- Location: usa
No. I have an ecommerce business and 75% of my customers are processed through PayPal. The others are processed through another merchant who gives me far more protection against scammers. With PayPal, I lose almost all cases opened as unauthorized chargebacks.
Since PayPal is not a real bank, my only inclination is that I always lose because PayPal does not have a leg to stand on against real banks. It's so bad that, as long as the transaction is small, I just take the hit and approve the refund before PayPal even tries to review it.
Also, since you say they hardly ever send the actual required documentation, that pretty much explains why sellers often lose to people claiming bogus chargebacks all the time and scammers know that so it is a constant occurrence.