- Centurion Member
- Posts: 613
- Joined: Sun Sep 07, 2014 8:53 pm
- Location: usa
Good to know on that United card. I'm applying for that next month, but no chip and all these stolen number problems, I just don't know if I'm setting myself up for more problems.
The updating of card numbers with subscription services, bills, etc. is also insane just like you said. My Ritz card is only used for big purchases and travel, but I don't have any auto-billing on it yet so I was able to avoid that.
I will say, my original Ritz card was beautiful and solid metal, much heavier than the CSP. Now, they sent me some temporary replacement that is even thinner and more flimsy than any other card I've ever seen. It's like some sort of cheap gift card and the imprint from the account number, exp. date, name, etc. has smeared a bunch of writing and information on the reverse side. I now have to wait for them to start issuing metal cards again all because they can't keep their customers' cards from getting stolen.
You may think it's a simple POS issue from a regular place you shop at, but I don't. My Ritz and my family member's CSP are both only used for travel/big expenses and not daily transactions like gas, food, essentials. Yet, both cards were stolen in less than 60 days for the Ritz and around 75 days old on the CSP. If it happens again on any of my Chase cards, they're getting SD'd until I get some legitimate answers from them, but I hope it doesn't come to that.
I also purchase services and products from overseas merchants using various other cards I have. None of those cards have ever had their numbers stolen either, even though they are far more at risk than the Ritz and CSP.