Merchants aren't allowed to require your ID

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
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JCarter
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Postby JCarter » Fri Apr 27, 2012 2:41 am

FastSRT8 wrote:Yes indeed AND what they do has to be politically correct ;) not that I follow those rules.


Since when? I don't practice employment law, but I am sure I break all the rules when it comes to breaking in our future litigators.


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FastSRT8
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Postby FastSRT8 » Fri Apr 27, 2012 2:44 am

You my friend would be someone I can have a good conversation with over a drink. IF your business travels brings you to this part of the world, hit me up.
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JCarter
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Postby JCarter » Fri Apr 27, 2012 2:49 am

FastSRT8 wrote:You my friend would be someone I can have a good conversation with over a drink. IF your business travels brings you to this part of the world, hit me up.


I will keep you in mind. I rarely make it to Vancouver, but I am in Seattle from time to time. Might be worth a quick trip up, we can watch as the room comes to a stand still over (2) centurion cards in the same room. =P

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Postby 2percentPlus » Fri Apr 27, 2012 3:44 am

I will reiterate, it won't do you any good to carry around or cite any merchant agreement rules. Visa/MC is not going to drop a merchant over this, especially the biggest retail chains on Earth.

If you want to call Visa/MC directly, your card issuer or a fraud department, they also will not know what you are talking about and will tell you the merchant can ask for ID to make sure they have the right person, remember they will say "it's for your safety" . You can go ahead and tell the merchant or the rep on the phone that it provides you no safety, and that you are protected under federal law against unauthorized charges over $50, then they will really think you are out do to damage.

JCarter
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Postby JCarter » Fri Apr 27, 2012 4:03 am

2percentPlus wrote:I will reiterate, it won't do you any good to carry around or cite any merchant agreement rules. Visa/MC is not going to drop a merchant over this, especially the biggest retail chains on Earth.

If you want to call Visa/MC directly, your card issuer or a fraud department, they also will not know what you are talking about and will tell you the merchant can ask for ID to make sure they have the right person, remember they will say "it's for your safety" . You can go ahead and tell the merchant or the rep on the phone that it provides you no safety, and that you are protected under federal law against unauthorized charges over $50, then they will really think you are out do to damage.


Incorrect. MasterCard issued a cease and desist letter against Circuit City a few years back, and would have carried out the threat to drop them. They had many customers who had identities stolen by Circuit City/Firedog employees. So, they WILL do it. Remember, Circuit City was bigger than Best Buy.

The mere threat from a "Visa Rep" to a store manager is usally enough to stop them.

Moneytalks
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Postby Moneytalks » Fri Apr 27, 2012 8:38 am

2percentPlus wrote:I will reiterate, it won't do you any good to carry around or cite any merchant agreement rules. Visa/MC is not going to drop a merchant over this, especially the biggest retail chains on Earth.

If you want to call Visa/MC directly, your card issuer or a fraud department, they also will not know what you are talking about and will tell you the merchant can ask for ID to make sure they have the right person, remember they will say "it's for your safety" . You can go ahead and tell the merchant or the rep on the phone that it provides you no safety, and that you are protected under federal law against unauthorized charges over $50, then they will really think you are out do to damage.


You ruined their moment there haha!
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FastSRT8
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Postby FastSRT8 » Fri Apr 27, 2012 11:13 am

JCarter wrote:I will keep you in mind. I rarely make it to Vancouver, but I am in Seattle from time to time. Might be worth a quick trip up, we can watch as the room comes to a stand still over (2) centurion cards in the same room. =P


LOL DONE. It will make for a great side distraction watching people wonder what is going on...
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Postby agp » Fri Apr 27, 2012 3:43 pm

I walked to a local convenience store a few days ago, and I only brought my Chase Freedom card. The cashier asked to see my ID, and after I told her I forgot to bring it she told me I'll be in trouble if my signature does not match with my card's... All the trouble for a bottle of soda.

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bmw1990Z
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Postby bmw1990Z » Fri Apr 27, 2012 4:50 pm

I frequently have to show my ID when I use my credit card at places like macy's. Does this mean I DONT have to show ID?
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FastSRT8
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Postby FastSRT8 » Fri Apr 27, 2012 5:34 pm

bmw1990Z wrote:I frequently have to show my ID when I use my credit card at places like macy's. Does this mean I DONT have to show ID?


You know this whole thing about ID showing I believe is not only at the discretion of the merchant but also based on the profiling the retailer does. For example.... (now dont take this the wrong way folks... not intended to make anyone mad not is it an attack at anyone in particular) if you enter an establishment looking like a mad rapper (jewelry, baseball cap, tats, etc), chances are they will ask you for ID. If you are an older fart like me, I rarely get ID'ed anymore.
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