Someone is using my address and name

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
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kohpee
 
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Someone is using my address and name

Postby kohpee » Wed Jan 14, 2015 9:51 pm

So someone got into one of my gaming accounts(Blizzard) and saved credit card information. I don't own a mastercard or recognize the last 4 number, but they are using my address and name. The phone number is not mine either and the credit card isn't showing up on my credit history as an account that I own. Is this a problem I should deal with?


takeshi
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Postby takeshi » Thu Jan 15, 2015 9:08 am

I would deal with something like that. Even if it's not your card there's a chance that someone is fraudulently using another's card with your account. Do you want to be associated with that? Report it to Blizzard, change your password, etc.

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PlyrStar93
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Postby PlyrStar93 » Thu Jan 15, 2015 1:02 pm

Completely agree with takeshi.

From my perspective, someone now knows your personal information. With name and address, your credit report can be pulled by lenders. It most probably will go to verification requests like SSN and etc., but you might see unauthorized hard pulls, even if someone used wrong SSN to fill in applications. At least keep monitoring your credit report is something you can do right now. Credit Karma takes care of TransUnion, and for some users Equifax. If you are very concerned, you might even think of placing security freezes on credit reports, but if it's me I would only do this when the hard pulls/new accounts already show up (in which case usually place fraud alerts as well), or on a long time travel.

Again as takeshi has pointed out, changing your password is crucial, as someone else has access now. You don't want to have the login credentials changed to something you don't know. Very good you found it out in time. Ensure you remember security questions on that account. See if you used the same password on any other online accounts including email, retailers and others. Reporting to Blizzard would also be helpful to the investigation of any potential identity theft criminals.
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jeffysdad01
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Postby jeffysdad01 » Thu Jan 15, 2015 1:33 pm

It's an identity theft and it can get a lot worse if you don't stop it.

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CarefulBuilder14
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Postby CarefulBuilder14 » Thu Jan 15, 2015 2:36 pm

Identity theft and fraud take time to resolve. The sooner you put an end to the fraudulent activity, the less of it there will be, and the easier it will be to resolve.

So fix it ASAP.
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Postby ingramjuan » Tue Jan 20, 2015 10:32 pm

My suggestion is to deal with this soon, and possible put fraud alerts on your accounts.
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Postby amex007 » Fri Apr 03, 2015 2:39 pm

These are the times i'm glad i have a security freeze in place so i dont have to worry about someone opening accounts under my name. Someone took out a loan for 20k under my name at Bank of New York about a decade ago. Put the security freeze in place b4 credit karma started allowing free monthly reports but now i'm too lazy to lift them, but at least i dont have to monitor it...
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Postby JamesMS » Wed Apr 15, 2015 11:01 pm

I've got to say that I agree with the other posts here. I'd take care of it.
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