- Centurion Member
- Posts: 410
- Joined: Wed Jun 04, 2014 1:06 pm
- Location: Chicago
For credit history concern, you do not have to keep it open for more history.
When you close the card, it will still be on your report for 10 years, and no AAoA will be affected at the time you close it. Your total available credit limit, though, will decrease due to the closure, and it could have impact on your overall utilization (which could be reduced by manipulating the balance reported on other card).
If you decide not to use it again, then just close it and there's not much harm.
Citi Forward Visa $5000 10/2012 | American Express Blue Cash Everyday $8000 2/2014 | Discover it $7000 5/2014
Chase Freedom Visa Signature $7000 6/2014 | Citi ThankYou Premier Visa Signature $5000 1/2015