Smartphone I bought on eBay became blacklisted

Get credit card fraud help: For victims of credit card fraud and identity theft, and those that can help.
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Postby lobbythis » Mon Sep 15, 2014 6:38 pm

nismoZtuner wrote:So why not cash it first before doing anything else?

*** that's one way of knowing if it's fake..

The bank will cash it for you if there is enough money in your account already to cover the amount on the money order if it gets bounced, or any other check for that matter. Otherwise, they just deposit it.

You have to understand that the people that fall for these scams are usually broke, desperate, ignorant or all three. So, they are likely to have little money in the bank and mostly cash, making them an easy target. They go to the bank, deposit the fake check/money order, immediately follow the scammers' request to send cash via Western Union, Monry Gram, or MoneyPak. Scammer receives the cash instantly and disappears. Then, the next day or so, the check bounces and victim is screwed.

Understand these guys spam these emails in huge waves...just fishing for [email protected]

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Postby benhollberg » Mon Sep 15, 2014 8:49 pm

While this may be a route you might not want to follow but there are ways to get your IMEI off the blacklist. While I don't think I would do this myself I have see that Chronic Unlocks cleans IMEIs. I have used that service to unlock my last iPhones before, but not for IMEI cleansing so I can't vouch for that.
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Postby jumbo » Tue Sep 16, 2014 9:58 am

Chronic Unlocks is another route to go. Like benhollberg said, I've used them to unlock phones as well, but if they say they can clean IMEI, they will.
Will's business is the best service out there. You can even email him directly or ask in twitter if he can clean the IMEI of the phone you have.
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Postby cashnocredit » Fri Oct 24, 2014 11:21 am

nismoZtuner wrote:So why not cash it first before doing anything else?

*** that's one way of knowing if it's fake..

No. It looks legit to the bank and only bounces days, or weeks later. If someone offers to pay with a large money order or cashier's check and wants you to send them the difference it is 99.999% sure to bite you in the rear end. Even when a bank cashes a check you are still responsible if it bounces even if it is much, much later.

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Postby whit » Fri Oct 24, 2014 6:27 pm


The timing of 24hrs isn't true and in part clients/banks have a part to play in success of this scam.

When checks get deposited, the ONLY way they get "verified" immediately is if it's drawn from same bank they're deposited at, or, if they're cashed at the same bank they're drawn at

In case of money order, you're better off going to wherever it's drawn off of to cash it

Because if you cash it against your account, it's like depositing it only you won't see the record of it on your statement and, when the funds are finally collected, that is when you can sigh in relieve that your bank account balance won't be dipped into for the amount on it,

Should it bounce.

Which is why you can never cash something if you don't already have the recourse.

Checks typically take 7-10 business days to really that I A talks to the federal reserve for a check, and federal reserve talks to bank B where the check is drawn off of..and then bank B gives the funds to the federal reserve to hand off to bank A

Banks never talk to another bank directly in terms of clients and availability to "protect" their clients..but it's frustrating when your clients are swearing at you at a hold placed..and the other bank won't even give you the time of day, when you're trying to get the check verified.

Everything is done through one central line, to help funds move.

Which is why sometimes you see that funds have cleared from one bank but the other hasn't received it's a process...but typically they will (bank A) make the funds available way ahead of that in fear of being in violation with FDIC, unless they have legit reason to hold onto it longer..however, if they have that reason, they will put it on "hold" until they get the funds OR if they get proof that it's cleared from the other bank..

It's really all confusing but end of the day..the check is floating out there and the person being scammed sees the funds available in their account thinking it's cleared when it's not, and then they feel more comfortable doing it again the second time..usually that's the bigger hit.

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