- Green Member
- Posts: 3
- Joined: Wed Oct 12, 2016 4:41 pm
Hey everyone, not sure which thread to post this question on so hopefully someone has some advice...
We've decided it's time to get a credit card or 2 to start boosting our credit while getting rewards. We'd use the card as a debit card and pay off each month, never keeping a balance. Here are the 2 types of cards we plan to get:
1) While running my real estate business, I figured it'd be convenient to have one credit card just to be used for business expenses such as gas, utilities, advertising, signage, etc. Without researching too much, I just applied for the Chase Ink Plus Business card and got accepted. Seems like this one is a great card for the rewards, but my big question is....will utilizing this credit card help boost my personal credit score or not so much since it's a business card?
2) The second card would be under my fiance's name and I'd be an authorized user. He applied for the Chase Sapphire and waiting to hear back. After looking into it more, seems like it may be tough to get accepted for this one with having only average credit. He's had 1 or 2 credit cards in the past but never really used them much and closed the accounts. If he happens to get accepted for the Chase Sapphire, it'd be great because we can interchange rewards points with the Ink Plus card. But if he gets denied, what would you recommend to apply for? We'd use this one for everyday expenses like groceries, restaurants, travel, etc. His credit is average.
Thanks in advance for the help!