17thWhitePrince wrote:Well, what I would do if I was in your situation, would be to go ahead and apply for the Discover Miles card that way you start earning miles toward your travels and also because you've been with Discover so they already "know" you. And then if you've been approved, which I feel you should be, you should then wait three to four months and then reapply for the JetBlue MasterCard you really want and you should be approved at that time if all is well with your credit
Were I in your shoes, g35, I wouldn't do this.
The marginal value of a second Discover product might be fairly low, considering it has limited acceptance and there's no signup bonus. I love having a Discover card, but I find one is enough. The shopping portal is nice, but you already have access to that. Also, Discover may think you have enough credit from them already.
Don't let the name fool you. The "miles" you earn with Discover Miles will not transfer to TrueBlue. Discover Miles is a cash back card (poorly) disguised as a travel card. To transfer your rewards to TrueBlue you'll need a Barclaycard JetBlue MC or an Amex card that earns MR points.
Now that your Discover is reporting correctly again, your credit seems decent. I don't have a crystal ball, but in your shoes...I'd risk going for the JetBlue card. You'll get a nice bonus (assuming you meet the minimum spend) and enjoy MC's wider acceptance. Even if you get declined, one or two wasted inquiries aren't a big deal. And definitely recon if they decline you again (after seeing your real history this time).
The AF JetBlue MC card does look like a good offer (or an okay one if you don't check a bag). I don't have one, but that's because I'm already spread out between other airline programs.
If you fail after recon, you might take a look at Chase Freedom. 5% categories can remain useful even with a lot of cards, the criteria aren't too strict, and it's a Visa.