Vattené wrote:It's a solid offering, but I will be passing on it. 5% on dining might have been enough to tempt me.
I'd probably apply if my rewards strategy was strictly cash back optimization, but I'm already splitting my spending between an MR-earning Amex and cash back cards. If I didn't have my EveryDay I'd go for it. It definitely looks like a decent card. The cell phone protection is an interesting perk, but it's secondary to any other insurance, there's a $50 deductible, and the most they'll pay out per claim is $200. It would be nice to have for someone that already found the card useful enough to apply, but it's definitely not a reason to get the card IMO.
Price protection is limited to $250 per claim (mine have been under that so far), but it's still less than Citi's $500.
The real bummer is that it's limited to 4 claims per 12 month
I do 4+ claims in a month!
And with only a $100 bonus, this card really doesn't compete.