Walmart Money Card Review

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Prepaid debit cards have skyrocketed in popularity, thanks to the economy and the fact that people hate paying fees for a checking account. But before you fill out a Walmart money card application, there are some important things you need to consider.

How does it work?

paying with card at checkoutBasically it’s a reloadable card. Money can be added to the account a few different ways:

  • By cash or check (at Walmart only)
  • Walmart MoneyCenter Express (these are ATMs at Walmart stores)
  • Green Dot MoneyPak (at Walmart or elsewhere)
  • direct deposit
  • online bank transfer

The card can be used for 3 different purposes:

Card purchases – This is NOT a credit card, but it can be used like one wherever Visa is accepted for payment.

Bill payments – The Walmart Money Card can be used to pay bills, like those for power, water, cable, etc. This can be done for a fee at a Walmart store.

Direct deposit – Employees without a bank account may be able to use the Walmart Money Card direct deposit feature to have their paychecks added to their card.

What are the fees?

There are a number of Walmart Money Card fees you need to be aware of. Here’s a breakdown:

Monthly Maintenance Fee – $3.00
Reload Personalized Card at Walmart (No Check Cashing) – $3.00
Reload Personalized Card at Green Dot Location (other than Walmart store) – Varies by Retailer
Additional Personalized Card Fee – $3 for standard, free for student edition
Rush Delivery of Personalized Card – $20.00
Replacement of Stolen or Lost Personalized Card – $3.00
Balance Inquiry using ATM – $1.00
Teller Cash Transaction – $2.00
Domestic ATM Cash Transaction – $2.00
International ATM Cash Transaction – $2.00
International Transaction Fee – 2%

Whew… that’s a lot of fees there! But in defense of Walmart, most prepaid debit cards/credit cards do charge similar fees. It’s free to add money to the Money Card through check cashing, however Walmart charges $3.00 to cash checks, so you are basically still paying money to load the card.

Verdict?

Pros:

  • Easy to get, there is no credit check
  • When compared to other reloadable cards, the Walmart Money Card fees are relatively reasonable.

Cons:

  • In order to apply you still need to give your Social Security number and have your identity verified. This is due to the U.S. Patriot Law.
  • Other than the basics, the card offers almost no benefits
  • The only way to reload for free is to fill out the Walmart Money Card direct deposit form and arrange to have your paycheck electronically deposited on the account.
  • Even though the fees are reasonable for a reloadable card, it’s still a horrible deal compared to the banks and credit unions that offer no fee credit cards, debit cards and checking accounts.
  • As with all reloadable cards, it is totally useless for building credit. Accounts are not reported to the credit bureaus.
  • At the rime of this review this card was not available in the following states: New York, New Jersey, Rhode Island, Connecticut

Conclusion?
If you can’t qualify for a normal credit card, then I would recommend going to a credit union and getting a free checking account with a debit card, instead of using a reloadable card that will cost you money to use.

But if you insist on a reloadable card…

If you want to apply for a prepaid credit card PLEASE make sure you review all the fees closely. It won’t be possible to get a free prepaid debit card (there are always at least some fees). But some are much worse than Walmart’s offer, while others are a bit better.

46 comments... read them below or add your own

  1. Dianna Foret April 19, 2012 at 6:55PM

    I have had the Wal-Mart money card in the past and I ended up canceling it, because I didn’t like having to pay to put money on the card and then they still charge a monthly fee. But! In less than one month my credit card numbers were stolen TWICE while online banking and I had over $800.00 of unauthorized charges. What a headache!!

    I have re-applied for the Wal-Mart money card and will be using it only for online purchases. It costs just as much as stamps and envelopes, if not less, and you don’t have to worry about mailing your payment out in time before the due date. I only plan to put money on this card AS NEEDED!

  2. Andy April 18, 2012 at 12:29AM

    So far so good here. Yes, there are fees, but they pale in comparison to what banks charge for overdrafts. I will try my luck for awhile.

  3. Aleesha Morgan April 14, 2012 at 9:26AM

    I have also had an issue with the Walmart Money Card. I paid my car insurance over the phone and they accidentally charged me two times. When I saw this I called them and they told me that I would need to speak with the company my card is associated with. I called customer service and they said they are refunding the money back but I wasn’t going to receive until 10 days later which would have been the 13th. Today is the 14th day and I still have not received the credit. I have tried to call but something is wrong with their system.

    I also had an issue with being declined at the register when I had money in the account(this was the first time I used the card that day). The cashier ran my card as credit two times, and as debit once. All three times I was declined. This is rather embarrassing when you know you have money in your account to pay for your items. I called customer service and was told to try it again with her on the phone…miraculously it went through. I asked her why does she think it did not go through she said it may be the magnetic strip…if it was the magnetic strip wouldn’t it not read at all?? SN: I was shopping at their rival Target..I wonder if this had something to do with it?

    Another time I was ordering a gift for my fiances birthday online. I placed the order and everything was fine until I received an email a few days later that the company I had my card through would not let the purchase go through because the address they had on file was not the same as the billing info I used on the website. I double checked on the Walmart Money Card Website and also the business I was ordering from and it was EXACTLY the same. I had to cancel the order because the gift would not have been here on time due to the billing address issues.

    After reading everyone’s issues I am nervous to deposit a large sum of money with the fear that they will try to freeze my account and report “suspicious activity.” I am thinking that there may be some kind of class action lawsuit legal we can all pursue. I am just not sure on what grounds. I may speak to a lawyer. If anyone is interested please let me know. My email address is aleesha.morgan[at]me[dot]com

  4. Timothy April 11, 2012 at 8:39AM

    The card wasn’t bad at first. I live quite a distance from my bank, so I would load extra cash on the card, then cash advance it from the card to my checking account via my banks website.

    Walmart money card didn’t like that I was loading $1000 at a time and quickly transferring it out to my bank. The have cancelled my card, but there was a zero balance, so I don’t have to fight with the tight wads to get anything back.

    It’s my guess that Walmart is again pandering to the poor, helpless, and those with bad credit. They obviously don’t appear to want to do business with totally self sufficient people with means.

    F#$# Y*& Walmart Money Card.

  5. keith April 3, 2012 at 1:57PM

    So far in the last 3 weeks I have had 3 Walmart Money Cards opened illegally in my name without my authorization. The cards were used for criminal activities and when I try to ask the hotline what charges there were or even the 16 digit number of the temporary cards (associated with my name, social, and date of birth) they refuse to tell me anything. They claim that it violates their “privacy terms” Well I’m sorry, but it’s my privacy being violated here and nobody else’s.

    Each time I called to cancel the illegal cards, I requested to have my info blacklisted, because I can promise that I will never in my lifetime have any type of card issued from Wal-Mart.

  6. sharon April 2, 2012 at 5:59PM

    Yes, Walmart cards are a total bad deal.

    I had a return to Nordstrom, which I do admit the return was very old, about 7 years old, however Nordstrom did not even blink an eye on the return as all their tags were still attached, Walmart card allowed the debit to process, then instantly froze the monies. They refused to give me my monies unless I can show an original sales receipt from when I purchased it. They said they froze it because the original transaction did not take place on the card. However no where in their agreements does it state that only transactions purchased on a Wal-Mart prepaid card can be returned on the card. So that’s a loss of 100.00 from me.

  7. Claire March 28, 2012 at 6:56PM

    I purchased a money card to help a friend in the hospital. Before giving her the card, we talked about the MoneyCard and together decided cash would be more helpful in her situation.

    I returned to Walmart less than 24 hours later to see if I could just return the MoneyCard since it would not be activated and was told I would have to contact customer service and a refund check would be mailed to me, or I could activate it and spend it down, which I did not want to do. None of the options on the “customer service” number were relevant to my situation so I emailed and got a reply with a different number to call (the activation number).

    I couldn’t get anywhere with that either, without providing a bunch of personal identifying info, so I emailed again to see how I could speak to a LIVE person. I was again referred to the same number and told the prompts should get me to an “activation specialist.”

    I called again, entered all the info asked for, but began providing the wrong type of info (e.g. gave numbers for my city). After several minutes of this, a live person actually got on line with me! However, she advised me to activate and spend the card, which I did NOT want to do. She finally took my info and said I should receive a refund in a week or so.

    I asked about talking with someone in customer service about my experience and she referred me to the number on the back of the card – which of course was where I started with all of this a few days ago.

    So incredibly frustrating that there is really NO customer “service.” For that reason, I’ll never purchase another MoneyCard from Walmart.

  8. E March 22, 2012 at 5:03PM

    Walmart Money Card feels like a scam and I am hesitant to continue shopping at Walmart after this experience. I tried to use the card multiple times at a Walmart but each time was only told that I must call customer service. Two times I requested a manager’s assistance, and both times was told there was something wrong with the card. After I finally got around to calling, the card value had decreased from $50 to $23. I am disappointed that Walmart would lend its name to this “money” card.

  9. Jarvis Dixon March 8, 2012 at 10:14AM

    I brought a walmart money card and had my income tax check direct deposited into my account. I used the card earlier that day to purchase gas then the next thing I know they blocked my card stating that they need to check to see if my deposit from the IRS came in my name and not someone else. Then they tell me it takes 10 days for them to check this out. I needed my money I don’t have time for them to play games with my money. With that being said…DO NOT PURCHASE WALMART PREPAID CARDS!!!

    • Lauren Miller March 15, 2012 at 9:47AM

      I have this same issue, but instead they told me they refund the IRS my money after waiting 6 days called the IRS and nothing they said in there system it was deposited and there was no issue, the IRS lady told me to call them and ask for a “trace number” and when asked for one they said they did not have one for the transaction!

      So here i am still waiting for the IRS to receive my money and walmart money card tells me they don’t have so now my money is missing, they are very rude, i sat on hold for over 2 hours and when I asked them to give you a call back they never do, how nice is that. I checked out other reloadable cards and will cancel this one as soon as i get my new card hooked up to my accounts. WALMART SUCKS DO NOT USE!!!!

  10. Ann March 4, 2012 at 7:31PM

    I purchased a $300 computer at Walmart with my Walmart money card. After returning home and examining it I decided to return it the next day. I noticed that the purchase transaction had posted to my account immediately. However, we are on day 5 for the credit to not be posted.

    I did contact the customer service center who stated it could take up to 10 days for me to see the $300 back on my card. I use and load this card for internet purchases mostly as I have a bank debit card that it has never taken more than 3 days for a credit to appear and many of the purchases have been from Walmart. I THINK WALMART LIKES TO HOLD ONTO THEIR MONEY.

    Today, I returned a $100 item, with a receipt that I had purchased on my money card. Several times of late when I have used my money card at the registers it will not take my pin for a debit so the cashier has had to credit my money card…so not wanting to continue to wait for another $100 for 10 days..I asked for the $100 in cash..something I had done in the past…No, no not anymore…I had to take the credit in the form of a gift card or return with my money card.

    According to the receipt it states Visa credit because the register would not take my PIN the cashier credited the card. So if I returned with my money card and have the credit issued on my money card so I could again wait another 10 days to use my hard earned money….No thanks.

    I unhappily agreed to have the $100 placed on a Walmart giftcard. So now I am stuck spending more money at Walmart. Not being a happy Walmart shopper I would like to be able to do my shopping with my $100 elsewhere not with a company who still is using my $300 dollars somewhere in the universe. So my warning to you is..beware of making a purchase that you may want your money back with in a reasonable amount of time…Cash is still king…buy with cash and on a return you will get cash back.

    This card works great when I use it for internet purchases and load it for the amount only at the machines..these machines are convenient and loading only the amount of the internet purchases..saves you so thieves can not put transactions on your bank owned debit card. The $3 transaction fee is chump change compared to the scams that I have had to pay for internet purchases on my bank debit card. So this moneycard has it benefits and convenient uses…but it just another story of buyer beware.

  11. KC February 23, 2012 at 1:24PM

    Honestly, I know there are a lot of complaints about this card but to be honest, I’ve used the card for over two years, without a problem, the first problem I had was last week, I could not use my money, and come to find out it was because I had entered my pin wrong three times and it was frozen for my protection

    My main complaint is that I had to wait 20 minutes to talk to a representative to get the problem solved. I changed my pin, and it works just fine again. I do agree with the few other people on here that said that it is just people trying to work the system, I deal with enough of these people to know that they will do anything for a freebie. I am glad I work a job to pay for people like that, thanks very much!

    I’ve been screwed over by a bank, I like the Walmart money card, never had any problems with someone committing fraud, and those who have, I wonder if you just forgot you used the card, or if you lost your card enough that someone actually used it on you for once. If you lose a card you call and deactivate it or do it online so no one can use it. I have direct deposit on my card and everything if fine, use it to pay my bills, still works fine, if you DIRECT DEPOSIT your checks you don’t get a $3 reload fee, and if you work even a normal job like I do making 7.80 an hour you will have 1000 a month go in the card easy, and the $3 monthly charge will be waived too.

    Whiners and complainers with too much time on their hands post here.

    • Jarvis Dixon March 8, 2012 at 10:17AM

      You can feel that way until they hold up your money and see how you feel then????

    • Frustrated without my Money April 20, 2012 at 2:36AM

      How quaint it is for you to make the assumption that all of these frustrated people are just too simple-minded to use this card correctly, as if it is always their fault that the system Walmart has in place for this card is reasonable in certain aspects. “Whiners and complainers with too much time on their hands post here” should read “Individuals with a vast amount of arrogance (who post about people who are simply frustrated with the Walmart money card) also post here”

  12. GB@Arizona February 21, 2012 at 9:24AM

    I WILL NEVER USE THIS CARD AGAIN! I’ve had this card for almost 2 years now with no problems at all until last December on Christmas day; someone from France had purchased a train ticket using my card. I DO NOT know how someone got a hold of my card #! I live in AZ and do not know anyone from France. There were other fraudulent charges on my card as well from Nevada and Michigan.

    The $$ was put back onto my card a month later. I was hesitant to get my direct deposit onto this card for a whole month. I have finally added $$ a few days ago. I checked my balance yesterday and found another fraudulent charge made in Kansas!! I am so disappointed in this prepaid card and am never using it again. Please be cautious!

  13. alicia February 12, 2012 at 11:01AM

    Does anyone one know what exactly the “teller cash transaction” mean?

    There’s a 2.00 fee for it. I think it’s when you get cash back when you are at the register but am not completely positive. Also I couldn’t find any description on it. So if anyone one knows I’d appreciate it.

  14. Marie February 11, 2012 at 8:44AM

    BEWARE! This this by far the worst pre-paid money card experience I have ever had. I purchased this card for my 17 yr old daughter that just started driving to give a chance to be responsible in money management.

    Needless to say we followed all the directions and the card would be declined when she tried to use it, putting her in a vulnerable situation. So bottom line is she never got to use the card and with the fees it actually cost me more $$. All I wanted was a refund of the amount I originally purchased it for. FAIL! DO NOT WASTE YOUR TIME OR MONEY ON THIS CARD!

  15. Jessica A February 7, 2012 at 4:15PM

    I have used this card for 2 months with no problems. After my income tax refund was direct deposited, I went into a WalMart store to withdraw some cash and was told that they no longer cashed out these cards. I could load it but I couldn’t withdraw anything. I had to go to a grocery store and purchase a money order to make the purchase I was trying to make.

    Two days later they decided to freeze my account. I called the customer service number and waited for an hour and 15 minutes to get a representative on the phone. (The entire time I listened to a message telling me my call would be answered in approximately 20 minutes.)

    Once I finally got a rep on the phone I was told that the recent activity on my card was ‘suspicious’ and that my account had been frozen. I now have to fax a copy of my license and a letter stating that I authorized the IRS to deposit my refund on the card. WHAT is the purpose of that???

    NetSpend is a much better alternative folks. Once I submit the “required” documentation and have access to my money again I will withdraw EVERY DIME, shred my card and mail the pieces back to them. They won’t get another chance to mess with my money!!!!

    • Geni March 8, 2012 at 5:20PM

      Hi Jessica, I am going through the same thing. I have been with Walmart Money Card for 6 years and no trouble. Last night I went to the store and found my account had been frozen trying to buy groceries. I was told that I had too many direct deposits to my account this past month which was my paychecks and tax refunds for myself and husband. It’s tax season . . . really?

      Now all my money has been frozen. I was told it wasn’t about my taxes or the amount it’s just I had too many direct deposits. I also went through the hour on hold and told it was 20 minute wait. Also, told my account can be frozen for up to 10 business days and I told them this is all my money and I have a family to feed. Those heartless people said I have to be patient and they will release my money in 10 days, patience doesn’t feed children. Did you ever get your money back and how long did it take for them to realize they made a mistake?

      • Troy April 20, 2012 at 11:10AM

        I’m so sorry to hear about your dilemma and hope your kids will be taken care of. I am just starting this card today for payroll purposes only. I’ll keep you in my prayers as well as myself. Please do your best to be patient, it’s a wonderful virtue to hold on to.

  16. just lovely February 3, 2012 at 7:41PM

    I WAS LOVING MY CARDS BECAUSE OF THE CONVENIENCE OF BEING ABLE TO DEPOSIT DURING HOURS THAT A REGULAR BANK IS CLOSED AND I ALSO SHARED AN ACCOUNT WITH MY BOYFRIEND IN ANOTHER STATE WHICH MADE IT EASY FOR US TO DO A MONEY TRANSFER OR SHARE FUNDS WITHOUT THE HIGH COST OF MONEY GRAM AND WESTERN UNION. I GO TO MAKE A PURCHASE AND THESE FOLKS HAVE FROZE MY ACCOUNT. THE REASON THEY GAVE WAS I MAKE TOO MANY DEPOSITS AND I HAVE TWO WEEKS TO REMOVE ALL FUNDS OR THEY WILL CLOSE IT AND SEND ME A CHECK IN THE MAIL.

    IF THIS IS SUPPOSE TO BE A BETTER ALTERNATIVE THAN BANKING I’M CONFUSED BECAUSE NO BANK HAS EVER TOLD ME I DEPOSITED TOO MUCH MONEY. SO I JUST WENT BACK TO A REAL BANK.

  17. Michael Garkorus January 26, 2012 at 5:23AM

    All you people are idiots. How do you lose cards? Need refunds for everything. I’m sure 75 percent of you are trying to cheat the system by taking money out yourself then calling to have it replaced. The other 25 percent of you just have horrible grammar and also have no common sense. If you gotta use this card, I’m guessing all of ya’ll cannot be approved for cards cause I’m sure you have ginormous balances with your other banks.

    This card is great. Direct deposit setup, never been declined, it works awesome. Best part? No overdraft fees. I went over .77 the other day, guess what my overdraft fees were, ZILCH!

    And to the guy who set up direct deposit before getting your card, you are beyond ignorant.

    • Tom R. March 22, 2012 at 11:04AM

      I cannot wait until this guy gets screwed over by this card! I received one as a gift from my son for my birthday, what a mistake on his part. I have jumped through so many hoops in order to try and purchase something with it. Wow what a pain. They want your ss no. and all your personal info for a prepaid card, no way. Keep throwing money at it mickey, your day will soon come. Work hard make lots o money, Walmart needs it!!

    • Sierra May 12, 2012 at 6:20AM

      Funny you say that you went over 0.77. from what I know, you’re not even suppose to be allowed to go over…. What do you think about that?

  18. shanan January 19, 2012 at 1:22AM

    I also am FED up with walmart & their $3 to load & when bill time comes up,they have snuck an extra $3 for monthly fee!!Well, I hope they have to pay millions in lawsuits-make that billions for sucking life out of the little people!Sam Walton is rolling in his grave! His family has screwed many out of money! Don’t buy their insurance either-NOT worth it on electronics or games.-another gimmick!U SUCK Walmart!!

  19. lonnie January 14, 2012 at 3:27AM

    Do I need to show identification when purchasing the card from a walmart store? I can activate it online right?

  20. Andrew January 13, 2012 at 10:10AM

    I dont trust banks so I like this card.

  21. Thomas January 11, 2012 at 10:54AM

    I have had the card for about three years. I use to have a regular checking account and was bad about writing it down. Which cost me a lot of fees. With the Money card from Walmart no $ and card is declined. When I direct deposit 1000 or more a month no service fee and when I use it for gas I get cash back. The only draw back is when I use the ATM there is fees.

  22. wILL January 6, 2012 at 3:18PM

    NEVER NEVER GET THIS CARD, IT IS EASY BUT GOD FORBID YOU EVER MAKE A DOUBLE PAYMENT AND/OR REQUEST A REFUND USING YOUR MONEY CARD! IT WILL LITERALLY TAKE 3 WEEKS. I MADE AN EXTRA PAYMENT ONCE AND THE REFUND PROCESS WENT SUCCESSFUL ION THE OTHER COMPANIES END ONLY NOT ONLY WALMARTS END THEY WOULD NOT RELEASE FUNDS FOR DAYS, DAYS AND DAYS! INQUIRING ABOUT THIS WITH THE WALMART REP WAS NOT ONLY UNWILLING TO HELP BUT DOWN RIGHT CARELESS AND RUDE. SHE SEEMED LAZY AND REAL QUICK TO PASS ME TO ANOTHER PERSON TO GET MY ISSUE RESOLVED. I WOULD NOT RECOMMEND THIS CARD FOR ANYONE BASED ON THE LACK OF CUSTOMER SERVICE AND THE DESIRE TO ASSIST IN YOUR NEEDS

  23. Sadies January 4, 2012 at 10:41AM

    Complete waste of time. You forgot to add in that the card can’t be used for purchases outside of the United States… not even in Canada.

    My sister was attempting to buy hair extensions from a company based out of Canada called Luxy Hair, however, she did not have a bank account and decided to buy a money card instead. Little did she know, Walmart money cards cannot be used outside of the U.S. No big deal, we’ll just get her money back, right? Wrong. Called GreenDot to get her money back…. 30 Mins and an argument later and they go from “We’ll send you a check in 7-10 business days” to “We can Fed-Ex it to you for a $20 charge” to finally (after I got pissed) “We’ll FedEx it to you in 3-5 Business days free of charge”

    Flash forward to a week later. My sister calls customer service (the check has still not arrived). They tell her “Oh, it looks like that check was sent out yesterday” WTF. Seriously? TERRIBLE CUSTOMER SERVICE! Do not waste your time!

    • Robert Baker January 26, 2012 at 9:55PM

      Actually, yes you can. I’ve recently purchased goods from Hong Kong and Russia, amongst other, places obviously not in the U.S.

      Now you’re just being a liar.

  24. Rebekah January 1, 2012 at 9:32AM

    Walmart cards are a great way to get the taste of the highlife….after you have been caught in a scandal and your accounts are frozen. Myself and my elderly mother share an account and have been for a while now. Along with annual and monthly fees we also have had to replace the card 28 times in 2 years. Not because they are stolen but because they have been DE-magnetized and wont work anywhere. And on top of that when we called to have the card replaced the service was sub par! Rude barely audible and completely pointless.

    Verdict: Don’t get this card if you have bills rent or anything else to pay.

  25. scott January 1, 2012 at 12:43AM

    thats so TRUE WHAT A WASTE OF PLASTIC, SAVE GREEN LIVE BETTER BUT NOT SAVE MONEY

  26. Currina December 25, 2011 at 11:21PM

    Wow…. So anything positive???

  27. Jecika Brian December 3, 2011 at 6:39PM

    The Walmart money card is a waste of time, I agree with everybody on this site.

    My boyfriend and I share this account, we both get all of our money direct deposited, paycheck, child support payments, everything, all of our life was in this account,. As I was checking the balance one day which I often did a daily check…… Every cent was withdrawn out of our account, over 2,000. Come to find out somebody had gotten all of our information and went on some website called NETEGG.com and bought a bunch of computers with our money.

    I had to call Walmart and report the situation so they could put a hold on the money, cancel it out considering the transactions were still in the pending status, they refused said they could not do anything about it the other company had to, but they did inform us that we would have the money back on the card in 3 business days, because this was fraud they were going to expedite this, 3 days later nothing, we had to call back we spoke to 3 different people who did not know what they were talking about, almost as if we never called in the first place and reported the activity on our card….

    It’s now 7 days later and still have not received anything. DO NOT EVER USE THIS CARD!!!! DO NOT WASTE YOUR TIME!!!

  28. Hatethiscard December 2, 2011 at 6:02AM

    This is the worst card ever. Customer service are so rude I’ve never freaked out on anyone until I received this card. Every time I try to access the website my passcode doesn’t work. This Card SUCKS!

  29. cristian November 21, 2011 at 7:34PM

    how do i activate my money card without my ssn?

  30. Desirae November 21, 2011 at 9:43AM

    IT SUCKS!!! I’ve had Walmart Money card for about a year.. On October 28th I ordered a New card ( Lost the old one) I was told I would Receive it between 7-10 days.. today is November 21st, and I have NO card. Ready for the best part, Stupid me decided I would sign up for Direct Deposit ( to avoid the 3 dollars to load it).. I got 300 bucks in the card.. Floating around, after MANY calls I get the same answer.. There is NO way for me to TOUCH MY MONEY UNTIL I GET MY CARD!.. DON’T GET WALMART MONEY CARD THEY WILL SCREW YOU OVER!

  31. Tara November 16, 2011 at 9:15AM

    My card was stolen in October. Between te time I realized it and called to cancel there had been a transaction for $500. I disputed this and ordered a new card. For some strange reason anothert transaction occurred from the same merchant for $2.75 so again I disputed that. I finally got my provisional credit on November 15. The same day they took the money back out.

    I was told they spoke to the merchant and found the transaction I disputed was valid. I can’t believe it and demanded proof. They couldn’t and wouldn’t show me due to all they have is a phone conversation with the merchant. Now to top it off they are closing my account because of this and today when I called in to discuss this further they also said because they found it suspicious of reloading my card too often. Are you kidding me now there is a rule on how many times you can reload it? Its money in their pocket since they charge a $3.00 fee each time. Oh, and just to let you know today is Nov. 16 and the last time I loaded it was on Oct. 31 Does that sound like too often? What a joke! So kiss your money goodbye if you ever have to dispute a transaction.

    • shanan January 19, 2012 at 1:24AM

      i agree!!

  32. Paula November 12, 2011 at 10:40PM

    the money card sucks. my card is not working. You have to pay $3.00 to reload money some ways on top of the sorry $3.00 monthly service fee. I AM GOING TO CLOSE MINE….DO NOT OPEN ONE.

  33. M Gutierrez November 1, 2011 at 9:25AM

    Someone opened an account under my name. They had a lot of my old info. I reported to various agencies, to block any further attempts at identity theft including police report. The kicker–when I tried to call walmart to get this card canceled (the one that I did not apply for) the only way to cancel the card was to activate it. Once activated, the only way to cancel my card was to PAY Walmart a $3 fee. So, not only do I have to fight the criminals trying to take my identity, I also have to PAY Walmart a fee for reversing the process. Their only response was “think of it as a X-mas gift to the person doing this to you.” Way to go Walmart, for setting up a useless service that generates you money whether its legitimate or not. Kick the victims while they are down. F U.

  34. Terrance Gerard October 27, 2011 at 10:41AM

    The walmart card is just a waste of time unless you want to throw away your money. purchased and been using the card for about two months now as a way to pay my one utility bill since they only take mastercard. For the 2 months everything was ok. Then on my daughter’s birthday I loaded my card with plans to make some small purchases. After using the card numerous times that night with out my knowledge they put a block on my card. So the next day as I went to make a purchase my card was declined. When I got back home I called and talked to customer service to resolve the problem they were very rude and even laughed at the situation in my face. Then had the nerve to tell me that my own account is under investigation for Identity theft because some one called them and said they were me. Now how am I gonna steal my own identity. So in my advice just stay away to much problems.

    • kscs January 29, 2012 at 8:50PM

      I am a business journalist working on a story about the Walmart Moneycard. I would love to visit with you about your ordeal. I can be contacted via email at
      kscs0219@yahoo.com

      Thanks,

      KSCS

  35. Esteban DelaCruz August 14, 2011 at 11:22AM

    “I wasn’t aproved after waiting 30 minutes and gave all the information about myself; DOB, SSN, Address and the card to an automated service, then wait…. wait…. wait…. to be told that the “Patriot Act” didn’t aprove. I know the rep made a mistake at some point, because I was buying this card for my son, I’ve lived in this country for 20 years, have two bank accounts, spend my money here, pay taxes, but I can’t have a MoneyCard for my son? What is this ??? Now I HAVE TO WAIT FOR MY MONEY back, two weeks, and forget about the 3.00 fee, that’s lost. GO TO the guts of the burning Center of the Earth, WALMART. why don’t you make this statement when we buy the card? If you say you may not get approved, well? I don’t buy. bye.”

    • Junior Shephertd April 7, 2012 at 8:25PM

      Just purchased one yesterday and I am disappointed so far. It refused to accept my SSN. What??? I just feel like I have wasted time and money. Based on all the comments seen so far, there are more negatives than positives.

      My Recommendation: DO NOT. I REPEAT, DO NOT PURCHASE THIS CARD. IT IS AN ABSOLUTE WASTE OF TIME AND EFFORT. If you have already purchased one, do not even try to activate it. Return it to Walmart as soon as possible.

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