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	<title>Comments on: Visa Black Card Secrets Revealed</title>
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	<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/</link>
	<description>our rants and raves about credit card and financial news...</description>
	<lastBuildDate>Sun, 12 Feb 2012 19:01:11 +0000</lastBuildDate>
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		<title>By: Stefan Thomas Armstrong</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-28425</link>
		<dc:creator>Stefan Thomas Armstrong</dc:creator>
		<pubDate>Wed, 18 Jan 2012 08:29:14 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-28425</guid>
		<description>Just use the Visa Black card to impress clients, ladies and for trips for the protection policy that covers 100%. they will waive the $495 and you will enjoy the airport concierge lounge. Don&#039;t ever be late on it because they will stick it to you. That it is why I am never late and only use the card for special occasions. Most people think it is the Amex black card and I never tell them the difference. It also has no blackout period for travel which is awesome! Beware of the heresayers on this site they are just jealous or just can&#039;t afford it!

Stefan</description>
		<content:encoded><![CDATA[<p>Just use the Visa Black card to impress clients, ladies and for trips for the protection policy that covers 100%. they will waive the $495 and you will enjoy the airport concierge lounge. Don&#8217;t ever be late on it because they will stick it to you. That it is why I am never late and only use the card for special occasions. Most people think it is the Amex black card and I never tell them the difference. It also has no blackout period for travel which is awesome! Beware of the heresayers on this site they are just jealous or just can&#8217;t afford it!</p>
<p>Stefan</p>
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		<title>By: J. A. Gutz</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-28232</link>
		<dc:creator>J. A. Gutz</dc:creator>
		<pubDate>Sun, 15 Jan 2012 18:07:13 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-28232</guid>
		<description>I&#039;m happy with my BankAmericard Visa!</description>
		<content:encoded><![CDATA[<p>I&#8217;m happy with my BankAmericard Visa!</p>
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		<title>By: Maj.America</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-27878</link>
		<dc:creator>Maj.America</dc:creator>
		<pubDate>Thu, 12 Jan 2012 01:13:48 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-27878</guid>
		<description>It funny people complain about the price of this card, and then in the next breath complain how its not that exclusive. So which is it? Is to pricey and not that many people can afford it? (exclusive) The price is what makes it exclusive.(duh) If the price is too high for you that means you can&#039;t afford it.</description>
		<content:encoded><![CDATA[<p>It funny people complain about the price of this card, and then in the next breath complain how its not that exclusive. So which is it? Is to pricey and not that many people can afford it? (exclusive) The price is what makes it exclusive.(duh) If the price is too high for you that means you can&#8217;t afford it.</p>
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		<title>By: W Johnson</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-26847</link>
		<dc:creator>W Johnson</dc:creator>
		<pubDate>Thu, 29 Dec 2011 16:01:03 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-26847</guid>
		<description>I received an invitation yesterday.  The interest rate and AMF quickly turned me off.  I read the entire invitation to be fair and the expected better benefits for what I would have paid in an annual fee.  My Sapphire card has the same benefits and better rewards.  The only difference is the concierge benefits.  I also have a higher limit on my Sapphire than what I see people have been getting with their Visa Black card.  I also have no AMF and much lower APR.  The customer service on my Sapphire is awesome!  Someone picks up the line every time I call (which isn&#039;t often), for any reason, and I never deal with an automated system.  Visa Black needs to offer more to be TRULY different and worth the AMF.</description>
		<content:encoded><![CDATA[<p>I received an invitation yesterday.  The interest rate and AMF quickly turned me off.  I read the entire invitation to be fair and the expected better benefits for what I would have paid in an annual fee.  My Sapphire card has the same benefits and better rewards.  The only difference is the concierge benefits.  I also have a higher limit on my Sapphire than what I see people have been getting with their Visa Black card.  I also have no AMF and much lower APR.  The customer service on my Sapphire is awesome!  Someone picks up the line every time I call (which isn&#8217;t often), for any reason, and I never deal with an automated system.  Visa Black needs to offer more to be TRULY different and worth the AMF.</p>
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	<item>
		<title>By: JC</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-26819</link>
		<dc:creator>JC</dc:creator>
		<pubDate>Wed, 28 Dec 2011 14:31:02 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-26819</guid>
		<description>I called the application line and asked what airport lounges are available. They asked me to pick an airport. I said Detroit and MSP I was told that at MSP (Minneapolis St Paul) that the United VIP Lounge is available. HOWEVER, when I went online to priority pass the fine print said:  &quot;If you received your membership via a financial institution (this card), you will not have access to this lounge&quot; They did not say anything about DTW (Detroit). There are none available there either.

These people are VERY MISLEADING.

This card is a bad deal.</description>
		<content:encoded><![CDATA[<p>I called the application line and asked what airport lounges are available. They asked me to pick an airport. I said Detroit and MSP I was told that at MSP (Minneapolis St Paul) that the United VIP Lounge is available. HOWEVER, when I went online to priority pass the fine print said:  &#8220;If you received your membership via a financial institution (this card), you will not have access to this lounge&#8221; They did not say anything about DTW (Detroit). There are none available there either.</p>
<p>These people are VERY MISLEADING.</p>
<p>This card is a bad deal.</p>
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		<title>By: Debbie</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-26812</link>
		<dc:creator>Debbie</dc:creator>
		<pubDate>Wed, 28 Dec 2011 03:27:22 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-26812</guid>
		<description>I just received an invitation to apply or the Black Visa card.  With 15 months with 0% financing, it seems like a great deal.  I also agree with others that while the Am Ex Platinum (have one of those also) is great, not all establishments accept Am Ex as they do Visa.</description>
		<content:encoded><![CDATA[<p>I just received an invitation to apply or the Black Visa card.  With 15 months with 0% financing, it seems like a great deal.  I also agree with others that while the Am Ex Platinum (have one of those also) is great, not all establishments accept Am Ex as they do Visa.</p>
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		<title>By: Tanya</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-25506</link>
		<dc:creator>Tanya</dc:creator>
		<pubDate>Thu, 17 Nov 2011 19:03:21 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-25506</guid>
		<description>Thanks for saving me $500!  What a joke!  But as a marketer, I can kind of appreciate the exclusivity tactic. Who doesn&#039;t want to be like Jay-Z?</description>
		<content:encoded><![CDATA[<p>Thanks for saving me $500!  What a joke!  But as a marketer, I can kind of appreciate the exclusivity tactic. Who doesn&#8217;t want to be like Jay-Z?</p>
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		<title>By: J Brown</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-25373</link>
		<dc:creator>J Brown</dc:creator>
		<pubDate>Thu, 10 Nov 2011 21:51:50 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-25373</guid>
		<description>I have been a merchant for 20 years always hated Amex FEES. So I don&#039;t use Amex because I hate screwing the poor vendors! I received the VISA BLACK card and it came with an initial 20k limit.</description>
		<content:encoded><![CDATA[<p>I have been a merchant for 20 years always hated Amex FEES. So I don&#8217;t use Amex because I hate screwing the poor vendors! I received the VISA BLACK card and it came with an initial 20k limit.</p>
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		<title>By: Chris Pittman</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-25271</link>
		<dc:creator>Chris Pittman</dc:creator>
		<pubDate>Fri, 04 Nov 2011 17:37:00 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-25271</guid>
		<description>I simply dont think its as nearly a big deal to get a black card from Visa as people are making it out to be.  Let&#039;s not pretend that status is suddenly unimportant in this society lol!  If you dont want the card then shutup and don&#039;t get one.</description>
		<content:encoded><![CDATA[<p>I simply dont think its as nearly a big deal to get a black card from Visa as people are making it out to be.  Let&#8217;s not pretend that status is suddenly unimportant in this society lol!  If you dont want the card then shutup and don&#8217;t get one.</p>
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		<title>By: Jonny Rocket</title>
		<link>http://creditcardforum.com/blog/visa-black-card-secrets-revealed/#comment-25171</link>
		<dc:creator>Jonny Rocket</dc:creator>
		<pubDate>Fri, 28 Oct 2011 16:44:37 +0000</pubDate>
		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=449#comment-25171</guid>
		<description>Wow people, bitter much?  I got the card for the 14 month 0% balance transfer offer which well over does what I am paying in interest currently.  I hope some of you see me swipe my carbon card and call me on it and then you can bite me.  I may be the idiot who racked up another card, but I am definitely not the idiot to pay the interest.  The benefits on my card are changing to coincide with the amex in Dec.</description>
		<content:encoded><![CDATA[<p>Wow people, bitter much?  I got the card for the 14 month 0% balance transfer offer which well over does what I am paying in interest currently.  I hope some of you see me swipe my carbon card and call me on it and then you can bite me.  I may be the idiot who racked up another card, but I am definitely not the idiot to pay the interest.  The benefits on my card are changing to coincide with the amex in Dec.</p>
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