Visa Black Card… a wannabe knockoff of the Centurion?

A member on Credit Card forum pointed out the news that there is a new Visa black credit card which has just been released, but is this really nothing more than an imitation of the American Express Centurion card?

The Black Card (yes, that is the official name of the card) carries a $495 fee. That’s $45 more than the American Express Platinum card.

This black Visa card is made out of carbon graphite. It offers 24-hour concierge (like Visa Signature cards do). It also offers rewards and perks like airport lounge access.

So is it a knockoff? Well, it’s too early to tell, but it appears to be more similar to AmEx Platinum or Bank of America Accolades, rather than the Centurion. The Amex Centurion has a much higher annual fee ($5,000 initiation fee + $2,500 annual fee), tougher requirements for membership. The Visa Black card appears to be a card that more people will have access too.

 
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Clearly it is a wannabe knockoff. Let’s look at what makes it a knock-off based on the following criteria of a knock-off;

1) same black color
2) material other than plastic
3) benefits do not line up with the original
4) costs less

Looking for pre-paid refillable Black AMEX card