Romantic ways to use your rewards for Valentine’s Day

Being romantic doesn’t mean you can’t be pragmatic. Your sweetheart doesn’t have to know you flexed your card’s perks or rewards on that surprising gesture – or earned some extra miles or cash back from it. Valentine's day card rewards

Flowers, treats and gifts

Pretty much every rewards program with a shopping portal is offering extra points per dollar on traditional Valentine’s Day gifts – or redemption discounts on certain items. Some even have “Valentine’s Day” sections you can browse. Some examples:

  • Jewelry: Discover Deals is offering 10 percent Cashback Bonus at Zales until Valentine’s Day and 10 percent off at Blue Nile. Looking to redeem rewards for jewelry? The Membership Rewards program from American Express (a CreditCardForum advertising partner) is offering redemption discounts (upwards of 20,000 points in some cases) on specific jewelry pieces form Blue Nile and LAGOS.
  • Chocolate: If you’re enrolled in AmEX deals, you can get $10 on Godiva purchases if you spend $50, for a limited time. Discover Deals, meanwhile, is offering 5 percent Cashback Bonus on Godiva. If you want chocolate-covered fruit, you can get 10 points per dollar via Barclaycards Rewards Boost if you order from Shari’s Berries.
  • Flowers: Approaching Valentine’s Day, you can get 10 points per dollar for ProFlowers via Barclaycard Rewards boost, and 20 percent off with Discover Deals (through Feb. 17). And here’s another option you may not have thought of: If you have an eligible business credit card from American Express, you have access to the OPEN Saving’s network – which includes as a partner. That means you get an automatic 5 percent discount OR 2 extra Membership Rewards points per dollar spent there.
  • Cards: United’s MileagePlus portal is offering 4 miles per dollar at if you purchase certain Valentine’s Day cards.
  • Perfume and cologne: Barclaycard Rewards Boost and United’s MileagePlus portal are offering up to 30 percent off fragrances at Barclaycard, Discover and United are also offering various specials on popular fragrance vendors like Macy’s, Kohl’s, Bloomingdale’s and Sephora.
  • Sentimental gifts: Discover Deals is offering 20 percent CashBack Bonus at if you want your sweetheart’s name engraved or embroidered on … pretty much anything. Barclaycard Rewards Boost, meanwhile, is offering 7 points per dollar at Things Remembered.
  • Other options: You have some less traditionally sweet options as well. Barclaycard Rewards Boost is giving 5 miles per dollar at The Popcorn Factory, and Omaha Steaks (in case you’d rather cook a romantic meal at home than go out).

If you’re a last-minute shopper and have an American Express card that offers ShopRunner benefits, you may be in luck. ShopRunner gives members free two-day shipping if they shop with one of its partners (which include flower, jewelry, fragrance and food vendors), and some AmEx cards offer membership for no additional cost. Learn now to enroll here.


Get reservations with the Platinum Dining Program: You might be able to flex your Platinum card’s prestige to get you reservations at popular restaurants. More than 1,000 establishments participate, and the AmEx concierge can even make sure there are flowers at your table. Reservations are on a first-come-first-served basis, though, and everyone knows how hard it is to get a table anywhere on Valentine’s Day. So act fast – and be willing to celebrate Valentine’s Day a bit early or late.

Extra miles with your airline’s dining program: Enroll your card in your airline’s dining program and enjoy extra (sometimes double or even triple) miles per dollar when you eat at a partner restaurant. If you haven’t perused your city’s offerings in a while, take a look – these programs no longer include just mid-priced chains. Plenty of upscale, local and intimate-dining options are now included in major cities. Note that some restaurants lower or eliminate their extra rewards on weekends, which would, of course affect Feb. 14, 2016.


If you’re spending a weekend away, the need for a hotel is obvious, but many couples celebrate by booking a romantic night in a hotel, even if they’re not leaving town. Some programs are offering limited-time Valentine’s Day deals, while others have built-in benefits that you might want to use for Valentine’s Day.

  • $60 off a stay of $300 or more at any U.S. Hilton property: You’ll need to have an eligible card from American Express enrolled in AmEx Offers and book directly with Hilton. With the deadline to take advantage of this promo in April, Valentine’s Day is easily covered.
  • $75 hotel credit (and possible upgrade) with American Express Hotel Collection: Premier Rewards Gold and Platinum cardholders are eligible for this benefit. If you stay at a property in AmEx’s Hotel Collection portfolio (for at least two consecutive nights), you will be upgraded (if a room is available) and get up to a $75 credit on things that can make a weekend more romantic –spa treatments, on-site dining and resort activities.
  • Free fourth night: With Valentine’s Day falling on President’s Day weekend this year, you might want to take advantage of the long weekend with this perk. If you use the Citi Prestige concierge to book a stay of four consecutive nights (and pay with your Prestige card), the fourth night is free.
  • Romantic extras at various chains: Even if you don’t have a hotel rewards card, your hotel of choice may be offering Valentine’s Day packages and extras. For example, Marriott, is offering roses, chocolates, a room with a view and late check-out through Feb. 14 for those booking at the Grand Hotel Marriott Resort, Golf Club and Spa in Point Clear, Alabama. Meanwhile, booking an eligible stay at the JW Marriott in Las Vegas on Valentine’s weekend will get you buffet breakfast for two, a couples massage, use of spa facilities at no extra charge, late check-out, and champagne and chocolate-covered strawberries upon arrival. You must use the correct promo code when you book to receive these extras.

    You don’t need the co-branded Marriott Rewards Premier credit card to get those special deals – but if you enjoy your stay and want to book with Marriott in the future, the card could be worth getting:

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