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	<title>credit card forum [the blog] &#187; credit cards</title>
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		<title>Credit Cards With No Foreign Transaction Fee?</title>
		<link>http://creditcardforum.com/blog/credit-cards-with-no-foreign-transaction-fee/</link>
		<comments>http://creditcardforum.com/blog/credit-cards-with-no-foreign-transaction-fee/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 23:22:41 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[international travel]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=3130</guid>
		<description><![CDATA[Paying a 3% surcharge when using your credit card internationally? Well that sucks. Here’s how can pay no foreign transaction fees in 2012. Credit card companies charge a 2% to 3% fee because they claim it’s necessary to help cover the costs of the currency conversion. That excuse is a crock! The currency conversion takes [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Using Credit Cards In Australia (What Americans Need To Know)</title>
		<link>http://creditcardforum.com/blog/using-credit-cards-in-australia-what-americans-need-to-know/</link>
		<comments>http://creditcardforum.com/blog/using-credit-cards-in-australia-what-americans-need-to-know/#comments</comments>
		<pubDate>Thu, 08 Sep 2011 15:21:39 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[australia]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=7941</guid>
		<description><![CDATA[As someone who has lived in the United States my entire life, when a reader sent me a question asking which credit cards are accepted in Australia, I knew that I could give a pretty good answer but not provide the kind of in-depth information that a native Aussie could. Fortunately, I happen to have [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Debt Downgrade &amp; Your Credit Cards</title>
		<link>http://creditcardforum.com/blog/the-debt-downgrade-your-credit-cards/</link>
		<comments>http://creditcardforum.com/blog/the-debt-downgrade-your-credit-cards/#comments</comments>
		<pubDate>Sat, 06 Aug 2011 08:01:23 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt downgrade]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=7609</guid>
		<description><![CDATA[As you are well aware, last night our country&#8217;s debt was downgraded from AAA to AA+ by Standard &#38; Poor&#8217;s, who is considered to the leader for sovereign debt among the big 3 credit rating agencies. I am already receiving emails and messages are being posted on the forum asking what this will mean for [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Is Credit Card Life Insurance a Scam?</title>
		<link>http://creditcardforum.com/blog/credit-card-life-insurance/</link>
		<comments>http://creditcardforum.com/blog/credit-card-life-insurance/#comments</comments>
		<pubDate>Mon, 07 Mar 2011 15:07:48 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit card life insurance]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[life insurance]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=5129</guid>
		<description><![CDATA[Q: Is credit card life insurance a scam or not? It is offered on my Chase and Bank of America credit cards. A: Life insurance pays out cash to a beneficiary when the policyholder dies… that is not what credit cards offer (at least not in the traditional sense). However, there are a couple quasi-life [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Is a joint credit card application a bad idea?</title>
		<link>http://creditcardforum.com/blog/joint-credit-card-application/</link>
		<comments>http://creditcardforum.com/blog/joint-credit-card-application/#comments</comments>
		<pubDate>Fri, 04 Mar 2011 10:37:10 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[joint credit cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=5029</guid>
		<description><![CDATA[Q: I want to apply for a joint credit card account with my son in college to help him build credit. Is this a good idea or not? A: I’m glad to see you are giving this some thought before submitting an application. There are some benefits to going this route – but at the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How To Know Which Credit Card To Pay Off First?</title>
		<link>http://creditcardforum.com/blog/which-credit-card-to-pay-off-first/</link>
		<comments>http://creditcardforum.com/blog/which-credit-card-to-pay-off-first/#comments</comments>
		<pubDate>Wed, 02 Mar 2011 08:47:59 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[paying debt]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=5020</guid>
		<description><![CDATA[Q: Hey CreditCardGuru, I have around $5,400 spread across 4 different credit cards and am working tirelessly to pay them down. How can I figure out which credit card I should pay off first? A: That’s a great question. Some people have different theories as to which credit card to pay off first, but in [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Is a car rental without a credit card possible?</title>
		<link>http://creditcardforum.com/blog/car-rental-without-credit-card/</link>
		<comments>http://creditcardforum.com/blog/car-rental-without-credit-card/#comments</comments>
		<pubDate>Sun, 27 Feb 2011 19:04:55 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[car rentals]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=4981</guid>
		<description><![CDATA[Q: Is renting a car without a credit card possible? All I have is a debit card. A: Is it possible? Yes. Is it easy to do? Definitely not! Here’s what you need to know if you plan on attempting it… Why don’t car rental companies accept debit cards? You would think that as long [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Which Credit Card Is Right For Me And My Lifestyle?</title>
		<link>http://creditcardforum.com/blog/which-credit-card-is-right-for-me/</link>
		<comments>http://creditcardforum.com/blog/which-credit-card-is-right-for-me/#comments</comments>
		<pubDate>Sun, 13 Feb 2011 17:57:09 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=4655</guid>
		<description><![CDATA[Q: Hey CreditCardGuru, how do I know which credit card is the right one for me? There are many that sound good but which will be best for my habits? That’s an excellent question and there is certainly no “one-size-fits-all” credit card. For example, a card may have great rewards for the categories you spend, [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>$500 Limit Credit Card A Smart Choice?</title>
		<link>http://creditcardforum.com/blog/500-limit-credit-card/</link>
		<comments>http://creditcardforum.com/blog/500-limit-credit-card/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 08:37:02 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit limits]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=4644</guid>
		<description><![CDATA[Q: Where can I find credit cards with a $500 credit limit that are easy to get approved for? I think this would be best to control my spending but will the low limit be OK for my credit score? A: There are two different questions here so let me break it up and answer [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Capital One a Good Credit Card Company?</title>
		<link>http://creditcardforum.com/blog/is-capital-one-a-good-credit-card/</link>
		<comments>http://creditcardforum.com/blog/is-capital-one-a-good-credit-card/#comments</comments>
		<pubDate>Sun, 06 Feb 2011 15:07:38 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=4526</guid>
		<description><![CDATA[Is Capital One good or bad? Here’s what you need to know about the company and their credit cards… A reader recently emailed me this question and before answering, I first asked her “What is it that you have heard about Capital One?” Her response? She remembers hearing they are for people with bad credit [...]]]></description>
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		<slash:comments>2</slash:comments>
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