JetBlue Credit Card Review

jet blue credit cardWe all know JetBlue Airlines is a great value and a great air carrier (despite that incident with the flight attendant berating a passenger, grabbing some beers and blowing the escape slide), but how about their credit card? You are about to find out the good, the bad, and the ugly in this Jet Blue credit card review. I’ve updated everything you need to know for 2014.

Who issues the card?
The card is issued by American Express.

What’s the annual fee?
The annual fee for the Jet Blue card is $40. This is definitely on the low end for an airline miles credit card… so that is quite refreshing!

What’s the APR?
What’s unusual about the Jet Blue card is that everyone has the identical interest rate (instead of different tiers which depend on credit quality). At the time of writing that’s 15.24% and it’s variable, depending on the prime rate. That’s also quite refreshing since a lot of airline cards have APR’s much higher than that. Granted, not that many people carry balances on typical airline co-brand cards, but those that do pretty much subsidize the perks for everyone else.

How do you earn rewards?
The card earns “TrueBlue” points on spending, which can then be redeemed for Jet Blue flights.

  • 1 point per dollar on regular purchases
  • 2 points per dollar on their flight purchases when paying with your AmEx Jet Blue credit card. Please note the advertising says “earn up to 8 points” but 6 of those have nothing to do with the card. This is because all TrueBlue members (even those without the AmEx) already earn 3 points per dollar spent on their flights and another 3 points per dollar for booking them online at (for a total of 6 points). The card is only getting you 2 extra points.
  • The points don’t expire and there are no blackout dates. Since most airlines seem to have expiration policies on their miles this is a nice feature

How many points are needed to score a free flight?
The JetBlue credit card application claims that round trip flights start at just 10,000 points. While I’m sure it’s technically correct that award flights “start at” that amount, I wouldn’t say it’s an accurate representation of the typical amount of points you will be paying.

First Test: I priced out a round trip flight – two months in advance – from Los Angeles to Baltimore and the cheapest round trip flight I could find would cost me 22,200 points. I would estimate most round trip domestic flights will probably cost you around 20,000 to 30,000 points and possibly a lot more from the numbers I’ve seen so far.

Second Test: I searched for a round trip flight – a couple weeks in advance – from Austin to Pittsburgh during Christmas time (Tues Dec 21st thru Mon Dec 27th). The cheapest flight would have required 77,400 JetBlue credit card points. Sure, it’s nice that there are no blackout dates, but the points increase directly correlates to the cash price increase, so it doesn’t appear their rewards program will help you defray the cost of any last minute flights.

Should you apply or not?
Overall the JetBlue card is really quite good, but the value of rewards appear to be comparable to most airline cards. However, the super low annual fee is what sets it apart from the competition. However, as with any airline-specific rewards card, make sure you have true loyalty to that airline and have realistic aspirations on what you will do with the points/miles. If the airline doesn’t fly where you might want to go or doesn’t serve the city you live in then it’s kind of pointless to get their card. But, JetBlue has a loyal following and provides a superior flying experience from my point of view, so if you feel the love and want to leverage your spending to earn free flights then this could be a good choice. To see how the Jetblue credit card rates to some more generic travel reward card options, be sure to compare other travel credit cards and their signup offers before making your decision.

This review was last updated August 20, 2014

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

As stated earlier the old dollar system was awesome, I used to earn about one free round trip cross country per year. This was just by flying jet blue a few times and a little spending here and there on the card. Now I booked a flight to Seattle from NY and it cost me 21000+ points for a one way and I had to pay the other way out of pocket. This was the cheapest time, others were in excess of 40,000 points for a one way ticket. Not really that impressive, its Seattle not Europe.

Started using the card and got the 20,000 bonus points. I also found that the partners may help me get to big points faster. For example I booked a hotel through Rocket Miles, or something like that, and spent 99 dollars per night at a Double Tree with a 1000 pt bonus for each night. Double Tree is a Hilton Hotel, and I can get miles for my Hilton Rewards points.

i’d always heard of people maxing out their miles, but never thought it was really possible. Look into the partners.

Got the American Express Jet Blue card. Spent 1000 dollars on the card and was told since i previously had a jet blue card they would not issue the points. Naturally this was in the fine print. American Express has always been sleazy.

You’re seriously going to call them out for not allowing you to take advantage of them? You’ve got to be kidding. It’s pretty obvious what you were trying to do. That’s exactly WHY they have that fine print.

Tried to book a rewards flight last night – system would not let me do it. Tried again today – still problems and noticed that the number of points went up by 3,000… black out dates, but a better way to keep people from booking and raising the # of points is to have a malfunctioning website!!!!!

no free checked bag if using points?

JB lets you check 1 bag for free, for everyone.

What should be the credit score to be approve for this credit card??

I have the card, fly Jetblue regularly, and highly recommend the card to those who fly along the East-coast. The author of this article only researched flights from LA to Baltimore and from Austin to Pittsburgh. Obviously its going to be an outrageous amount of points needed to fly cross country. JetBlue flights are not as frequent to the west coast and therefore more costly. I fly from Florida to NYC frequently and can almost always get round trip flights for under 12,000 points. Plus JFK is JetBlue’s hub so flights are cheaper. So this card is great for those who fly along the Eastcoast or to Puerto Rico and Carribean. For those in the midwest or westcoast you might be better off with a different airlines card.


This card is not worth it. Every flight on JetBlue is offered at a different price and the points needed to fly for free vary, most times they are extremely high. The number of points needed for the AAdvangage program is consistent, based not on price, but instead of peak/off peak flying time. I got this card thinking most flights would cost me a reasonable amount of points but that is not the case. I just checked a rt NY to Las Vegas and it would have cost me 70,000 points. This is ridiculous. Problem with AAdvantage program is it is difficult to find flights. Guess you can’t win with these programs.

Celestin Joseph

I would like to have a Jet Blue card.

The JetBlue card was really good under the original program. Now that it has been modified a few times, I would only recommend it only if you fly JB frequently. Going from the points to the dollar system was bad. Now with the elimination of any double dollars at restaurants, there seems to be little incentive to keep it at the $40 fee.

Huggy Fuzzleton

Before you get too excited – do some simple math on the VALUE of each point you earn. The points are worth so little each that you need to accumulate an incredible amount in order to redeem for a flight. Don’t be confused here – a point is not worth an equivalent dollar, they are worth a penny at BEST. And only good for JetBlue flights.

Yvonne Harvey-Shea

I have had a JetBlue card for many years now, and yes, if you fly over the Holidays or extreme peek season, you pay more miles, makes sense, otherwise I would recommand the card to anyone, with the yearly fee of only $40. And JetBlue gives the the luxury of having your own TV, wow

I just booked a round trip ticket from Philadelphia to Boston and back this coming June for exactly 10,000 points. I only needed to spend $1,250 to earn those 10,000 points. So no complaints here.

I found out from my last bill over $2000.00 bucks gave me 240 eligible points.
Thats terrible. I will not be using this card for anything but Jet Blue flights.

The Jet Blue program is a sham. I signed up for the card because I love the airline. But there is a yearly fee (I believe $40) and it does take forever to accumulate enough points for a round trip flight.

But the most disappointing thing with this program is Jet Blue’s decision to get rid of it’s previous program. The way that worked is you would get a certain number of points depending on how far you traveled per trip. So if you flew from NYC to Arizona round-trip you would get 8 points each way. That amounts to 16 points and you only needed to reach 100 points for a free round trip ticket to anywhere (domestic or international)!

Now you have this points sham program just like everyone else. I liked how Jet Blue always bucked the industry and stood out from its competitors. The 100 points program was an example of this and something no other airline offered. Now, they are just like everyone else.

I still like Jet Blue, but I can’t justify paying $40 for a card with such a lousy bonus program.

I did try to start a campaign on Jet Blue’s Facebook page to get back the 100 point program, but there was little response. I will restart that campaign and if anyone is interested please “Like” it and offer comments.

At the very least Jet Blue should have two programs to give its loyal customers a choice.

Thank you for informing people.


The 1 point for every dollar spent (as stated above) is not true. You earn 1 point for every dollar spent on “eligible purchases” which are restaurants, theaters, gym memberships, sporting events, performing arts events, golf…. not on regular, every day purchases. There are other cards out there that cost more annually, but you truly early 1 point with every dollar spent regardless of where and you earn points quicker. I have had this card several years and only used it and since they’ve change their eligible purchases I am not accumulating like I did under their old way. Disappointed and thinking of moving to some other card.

Looking over the agreement, it looks to me like you get 1 point for almost anything (except balance transfers, etc), and a bonus point for the categories you mentioned.

seems like a good deal if you like jetblue.

susan doherty

my husband has just learned today that if you change your flight on the same day not only are you charged 40.00 dollars you forfeit your points..Can this be true last winter was brutal, you are no longer for big bonus points if you decide to leave earlier in the day

Changed flight same day called customer service no problem.