JetBlue Credit Card Review

Jetblue barclaycardOn March 21, 2016, JetBlue will officially end its relationship with American Express (a CreditCardForum advertising partner) and begin a new one with Barclaycard.

Under Barclaycard, four new versions of the JetBlue credit card will be available (three are open to anyone and one is available only to current AmEx JetBlue cardholders).

Our review will help you understand the new products – and decide which is best for you.

Four new cards

The old version of the card (the JetBlue card from American Express) ceased to exist on March 21, 2016.

Here’s how this transition played out for existing and potential JetBlue card holders.

Existing American Express cardholders automatically rolled over to the JetBlue Rewards MasterCard ($40 annual fee) and received their new cards in the mail by March 21, 2016. This unique version of the card was not made available to new cardholders.

New cardholders who wanted to apply for a JetBlue credit card after the transition to Barclaycard (and existing AmEx cardholders who wanted to apply for a different product) were able to choose between the JetBlue Credit Card ($0 annual fee), the JetBlue Plus card ($99 annual fee) and the JetBlue Business Card ($99 annual fee).

To compare the notable benefits and features of the new cards (with each other and with the original AmEx version) please see below:

 Original American Express
JetBlue card (discontinued)
JetBlue Rewards MasterCard (available only for AmEx JetBlue cardholders)JetBlue CardJetBlue Plus CardJetBlue Business Card
Annual fee$40$40 $0$99 $99
Points earned on JetBlue purchases2 points per dollar4 points per dollar3 points per dollar6 points per dollar6 points per dollar
Points earned at restaurants & grocery storesN/A2 points per dollar2 points per dollar2 points per dollar2 points per dollar
Points earned on other purchases1 point per dollar1 point per dollar1 point per dollar1 point per dollar1 point per dollar
Redemption bonusN/A5 percent of your points back when you redeemN/A10 percent of your points back when you redeem10 percent of your points back when you redeem
Checked bag benefitsN/AN/AN/AFirst bag free for you and up to 3 companionsFirst bag free for you and up to 3 companions
Sign-up bonusNo longer available$100 companion discount after you spend $500 on card by June 30, 20165,000 bonus points after spending $1,000 in first 90 days30,000 bonus points after spending $1,000 in first 90 days30,000 bonus points after spending $1,000 in first 90 days
Anniversary bonusN/AN/AN/A5,000 bonus points every year for accounts in good standing5,000 bonus points every year for accounts in good standing
In-flight discount50 percent discount on movies, drinks food50 percent discount on movies, drinks food50 percent discount on movies, drinks food50 percent discount on movies, drinks food50 percent discount on movies, drinks food
Statement credit$50 statement credit after purchasing JetBlue Getaways vacation package worth $50 or more (1 per calendar year)$50 statement credit after purchasing JetBlue Getaways vacation package worth $50 or more (1 per calendar year)N/A$100 statement credit after purchasing JetBlue Getaways vacation package worth $100 or more (1 per calendar year)$100 statement credit after purchasing JetBlue Getaways vacation package worth $100 or more (1 per calendar year)
Elite benefitsN/AN/AN/AEarn Mosaic benefits after spending $50,000 in calendar yearEarn Mosaic benefits after spending $50,000 in calendar year

Improvement on – or step down from – the original AmEx?

It can be frustrating when a card switches issuers and downgrades in the process. Luckily, this was not the case with the new JetBlue products from Barclaycard. The new cards all add a “grocery and restaurants” bonus category, meaning you can earn extra rewards without traveling. And they all increase the number of points per dollar earned on JetBlue purchases. These bonus earnings are on top of what you earn from JetBlue’s TrueBlue loyalty program, which will reward additional points based on ticket price and fare type.

If you go for one of the higher-annual-fee cards (the JetBlue Plus and the Business card), you open up some additional premium benefits that simply weren’t available on the AmEx, such as the ability to achieve Mosaic status (which includes benefits like two free checked bags, waived change fees and complimentary alcohol onboard) and anniversary bonuses.

JetBlue perks aside, though, there are some advantages unique to AmEx that rollover cardholders may end up missing when Barclaycard took over. For example, American Express offered a free-shipping service for online purchases called ShopRunner and a popular card-linked offers program called Amex Offers (which can get you discounts on eligible purchases).

Which version should you choose?

If you frequently fly JetBlue, any one of these cards could boost your rewards and get you benefits when you fly. Which one you should choose depends on just how frequently you fly – and whether you were rolled over from the AmEx JetBlue card.

If you got rolled over from an existing AmEx card, the JetBlue Rewards MasterCard is probably worth sticking with. It has a relatively low annual fee (compared with other Airline cards), boosts your earnings on JetBlue spending and provides some nice-to-have benefits. Keep in mind, though, that by rolling over (instead of applying for a new card), you’re foregoing the sign-up bonus.

Barclaycard threw new cardmembers a minor bone in Q2 of this year — offering a companion ticket credit worth $100 if you had spent $500 by June 30, 2016. However, going forward, getting traditional sign-up bonuses (ie, pure points) is certainly more flexible, as you can use points for yourself or for someone else. If you value JetBlue points at a little over 1 cent each (as The Point Guy does), the sign-up bonus on the no-annual-fee JetBlue card is worth about as much as the companion ticket credit and is more flexible. On the other hand, though, the rollover-only Rewards card gets you a 5 percent redemption bonus, which could make the card more valuable in the long term.

If you’re an extreme JetBlue loyalist you’ll want to consider the Plus or Business versions of the card. You’ll pay a higher annual fee ($99), but you’ll get some notable benefits, including free checked bags, an anniversary bonus and a bigger (10 percent) redemption bonus – things that can save you real money throughout the life of the card.

Whichever card you pick, rest assured that the benefits on the new JetBlue cards are competitive among other co-branded airline cards, even though JetBlue’s points are often valued lower than other airlines’ miles. The no-annual-fee version is especially compelling, as it’s rare for airlines to offer no-annual-fee cards that have bonus categories.

Other options to consider

These cards are for JetBlue frequent fliers – as are all frequent flier cards.

If you aren’t sure you qualify as a “frequent” flier, but still want the option to take the occasional JetBlue rewards flight, consider one of the Membership Rewards (MR) cards from American Express. These allow you to transfer your MR points directly to JetBlue, albeit at a less-than-ideal rate of 5 MR points to 4 JetBlue points. You could also transfer to a number of other partner airlines. If you’re considering this route, here is a no-annual-fee MR card and a premium one to consider:

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

As stated earlier the old dollar system was awesome, I used to earn about one free round trip cross country per year. This was just by flying jet blue a few times and a little spending here and there on the card. Now I booked a flight to Seattle from NY and it cost me 21000+ points for a one way and I had to pay the other way out of pocket. This was the cheapest time, others were in excess of 40,000 points for a one way ticket. Not really that impressive, its Seattle not Europe.

Started using the card and got the 20,000 bonus points. I also found that the partners may help me get to big points faster. For example I booked a hotel through Rocket Miles, or something like that, and spent 99 dollars per night at a Double Tree with a 1000 pt bonus for each night. Double Tree is a Hilton Hotel, and I can get miles for my Hilton Rewards points.

i’d always heard of people maxing out their miles, but never thought it was really possible. Look into the partners.

Got the American Express Jet Blue card. Spent 1000 dollars on the card and was told since i previously had a jet blue card they would not issue the points. Naturally this was in the fine print. American Express has always been sleazy.

You’re seriously going to call them out for not allowing you to take advantage of them? You’ve got to be kidding. It’s pretty obvious what you were trying to do. That’s exactly WHY they have that fine print.

Tried to book a rewards flight last night – system would not let me do it. Tried again today – still problems and noticed that the number of points went up by 3,000… black out dates, but a better way to keep people from booking and raising the # of points is to have a malfunctioning website!!!!!

no free checked bag if using points?

JB lets you check 1 bag for free, for everyone.

What should be the credit score to be approve for this credit card??

I have the card, fly Jetblue regularly, and highly recommend the card to those who fly along the East-coast. The author of this article only researched flights from LA to Baltimore and from Austin to Pittsburgh. Obviously its going to be an outrageous amount of points needed to fly cross country. JetBlue flights are not as frequent to the west coast and therefore more costly. I fly from Florida to NYC frequently and can almost always get round trip flights for under 12,000 points. Plus JFK is JetBlue’s hub so flights are cheaper. So this card is great for those who fly along the Eastcoast or to Puerto Rico and Carribean. For those in the midwest or westcoast you might be better off with a different airlines card.


This card is not worth it. Every flight on JetBlue is offered at a different price and the points needed to fly for free vary, most times they are extremely high. The number of points needed for the AAdvangage program is consistent, based not on price, but instead of peak/off peak flying time. I got this card thinking most flights would cost me a reasonable amount of points but that is not the case. I just checked a rt NY to Las Vegas and it would have cost me 70,000 points. This is ridiculous. Problem with AAdvantage program is it is difficult to find flights. Guess you can’t win with these programs.

Celestin Joseph

I would like to have a Jet Blue card.

The JetBlue card was really good under the original program. Now that it has been modified a few times, I would only recommend it only if you fly JB frequently. Going from the points to the dollar system was bad. Now with the elimination of any double dollars at restaurants, there seems to be little incentive to keep it at the $40 fee.

Huggy Fuzzleton

Before you get too excited – do some simple math on the VALUE of each point you earn. The points are worth so little each that you need to accumulate an incredible amount in order to redeem for a flight. Don’t be confused here – a point is not worth an equivalent dollar, they are worth a penny at BEST. And only good for JetBlue flights.

Yvonne Harvey-Shea

I have had a JetBlue card for many years now, and yes, if you fly over the Holidays or extreme peek season, you pay more miles, makes sense, otherwise I would recommand the card to anyone, with the yearly fee of only $40. And JetBlue gives the the luxury of having your own TV, wow

I just booked a round trip ticket from Philadelphia to Boston and back this coming June for exactly 10,000 points. I only needed to spend $1,250 to earn those 10,000 points. So no complaints here.

I found out from my last bill over $2000.00 bucks gave me 240 eligible points.
Thats terrible. I will not be using this card for anything but Jet Blue flights.

The Jet Blue program is a sham. I signed up for the card because I love the airline. But there is a yearly fee (I believe $40) and it does take forever to accumulate enough points for a round trip flight.

But the most disappointing thing with this program is Jet Blue’s decision to get rid of it’s previous program. The way that worked is you would get a certain number of points depending on how far you traveled per trip. So if you flew from NYC to Arizona round-trip you would get 8 points each way. That amounts to 16 points and you only needed to reach 100 points for a free round trip ticket to anywhere (domestic or international)!

Now you have this points sham program just like everyone else. I liked how Jet Blue always bucked the industry and stood out from its competitors. The 100 points program was an example of this and something no other airline offered. Now, they are just like everyone else.

I still like Jet Blue, but I can’t justify paying $40 for a card with such a lousy bonus program.

I did try to start a campaign on Jet Blue’s Facebook page to get back the 100 point program, but there was little response. I will restart that campaign and if anyone is interested please “Like” it and offer comments.

At the very least Jet Blue should have two programs to give its loyal customers a choice.

Thank you for informing people.


The 1 point for every dollar spent (as stated above) is not true. You earn 1 point for every dollar spent on “eligible purchases” which are restaurants, theaters, gym memberships, sporting events, performing arts events, golf…. not on regular, every day purchases. There are other cards out there that cost more annually, but you truly early 1 point with every dollar spent regardless of where and you earn points quicker. I have had this card several years and only used it and since they’ve change their eligible purchases I am not accumulating like I did under their old way. Disappointed and thinking of moving to some other card.

Looking over the agreement, it looks to me like you get 1 point for almost anything (except balance transfers, etc), and a bonus point for the categories you mentioned.

seems like a good deal if you like jetblue.

susan doherty

my husband has just learned today that if you change your flight on the same day not only are you charged 40.00 dollars you forfeit your points..Can this be true last winter was brutal, you are no longer for big bonus points if you decide to leave earlier in the day

Changed flight same day called customer service no problem.