We all know Jet Blue airlines is a great value, but how about their card? You are about to find out the good, the bad, and the ugly in this Jet Blue credit card review. I’ve updated everything you need to know for 2013.
Who issues the card?
The card is issued by American Express.
What’s the annual fee?
The annual fee for the Jet Blue card is $40. This is definitely on the low end for an airline miles credit card… so this good!
What’s the APR?
What’s unusual about the Jet Blue card is that everyone has the same interest rate (instead of different tiers which depend on your credit). At the time of writing that’s 15.24% and it’s variable, depending on the prime rate.
How do you earn rewards?
The card earns “TrueBlue” points on spending, which can then be redeemed for Jet Blue flights.
- 1 point per dollar on regular purchases
- 2 points per dollar on their flight purchases when paying with your AmEx Jet Blue credit card. Please note the advertising says “earn up to 8 points” but 6 of those have nothing to do with the card. This is because all TrueBlue members (even those without the AmEx) already earn 3 points per dollar spent on their flights and another 3 points per dollar for booking them online at jetblue.com (for a total of 6 points). The card is only getting you 2 extra points.
- The points don’t expire and there are no blackout dates
How many points are needed to buy a ticket?
The Jet Blue credit card application claims that round trip flights start at just 10,000 points. While I’m sure it’s technically correct that award flights “start at” that amount, I wouldn’t say it’s an accurate representation of the typical amount of points you will be paying.
First Test: I priced out a roundtrip flight – two months in advance – from Los Angeles to Baltimore and the cheapest roundtrip flight I could find would cost me 22,200 points. I would estimate most roundtrip domestic flights will probably cost you around 20,000 to 30,000 points and possibly a lot more from the numbers I’ve seen so far.
Second Test: I searched for a roundtrip flight – a couple weeks in advance – from Austin to Pittsburgh during Christmas time (Tues Dec 21st thru Mon Dec 27th). The cheapest flight would have required 77,400 Jet Blue credit card points. Sure, it’s nice that there are no blackout dates, but the points increase directly correlates to the cash price increase, so it doesn’t appear their rewards program will help you save on last minute flights.
Should you apply or not?
Overall the Jet Blue card is good, but the value of rewards appear to be comparable to most airline cards. However the main benefit by going with the Jet Blue is that the annual fee is only $40. Be sure to compare other travel credit cards and their signup offers before making your decision.
This review was last updated October 10, 2013