JetBlue Card (no annual fee)
JetBlue Plus Card/Business Card ($99 annual fee)
In March 2016, JetBlue ended its its relationship with American Express (a CreditCardForum advertising partner) and began a new one with Barclaycard.
Our review will help you understand the current cards – and decide which is best for you.
When JetBlue’s card relationship switched from AmEx to Barclaycard, existing American Express cardholders automatically rolled over to the JetBlue Rewards MasterCard ($40 annual fee). This unique version of the card was not made available to new cardholders.
Everyone else gets to choose between the JetBlue Credit Card ($0 annual fee), the JetBlue Plus card ($99 annual fee) and the JetBlue Business Card ($99 annual fee).
To compare the notable benefits and features of the new cards (with each other and with the original AmEx version) please see below:
|Original American Express |
JetBlue card (discontinued)
|JetBlue Rewards MasterCard (available only for AmEx JetBlue cardholders)||JetBlue Card||JetBlue Plus Card||JetBlue Business Card|
|Points earned on JetBlue purchases||2 points per dollar||4 points per dollar||3 points per dollar||6 points per dollar||6 points per dollar|
|Points earned at restaurants & grocery stores||N/A||2 points per dollar||2 points per dollar||2 points per dollar||2 points per dollar|
|Points earned on other purchases||1 point per dollar||1 point per dollar||1 point per dollar||1 point per dollar||1 point per dollar|
|Redemption bonus||N/A||5 percent of your points back when you redeem||N/A||10 percent of your points back when you redeem||10 percent of your points back when you redeem|
|Checked bag benefits||N/A||N/A||N/A||First bag free for you and up to 3 companions||First bag free for you and up to 3 companions|
|Sign-up bonus||No longer available||$100 companion discount after you spend $500 on card by June 30, 2016||5,000 bonus points after spending $1,000 in first 90 days||Earn 30,000 bonus points after you spend $1,000 on purchases within the first 90 days||30,000 bonus points after spending $1,000 in first 90 days|
|Anniversary bonus||N/A||N/A||N/A||5,000 bonus points every year for accounts in good standing||5,000 bonus points every year for accounts in good standing|
|In-flight discount||50 percent discount on movies, drinks food||50 percent discount on movies, drinks food||50 percent discount on movies, drinks food||50 percent discount on movies, drinks food||50 percent discount on movies, drinks food|
|Statement credit||$50 statement credit after purchasing JetBlue Getaways vacation package worth $50 or more (1 per calendar year)||$50 statement credit after purchasing JetBlue Getaways vacation package worth $50 or more (1 per calendar year)||N/A||$100 statement credit after purchasing JetBlue Getaways vacation package worth $100 or more (1 per calendar year)||$100 statement credit after purchasing JetBlue Getaways vacation package worth $100 or more (1 per calendar year)|
|Elite benefits||N/A||N/A||N/A||Earn Mosaic benefits after spending $50,000 in calendar year||Earn Mosaic benefits after spending $50,000 in calendar year|
Improvement on – or step down from – the original AmEx?
It can be frustrating when a card switches issuers and downgrades in the process. Luckily, this was not the case with the new JetBlue products from Barclaycard. The new cards all add a “grocery and restaurants” bonus category, meaning you can earn extra rewards without traveling. And they all increase the number of points per dollar earned on JetBlue purchases. These bonus earnings are on top of what you earn from JetBlue’s TrueBlue loyalty program, which will reward additional points based on ticket price and fare type.
If you go for one of the higher-annual-fee cards (the JetBlue Plus and the Business card), you open up some additional premium benefits that simply weren’t available on the AmEx, such as the ability to achieve Mosaic status (which includes benefits like two free checked bags, waived change fees and complimentary alcohol onboard) and anniversary bonuses.
Which version should you choose?
If you frequently fly JetBlue, any one of these cards could boost your rewards and get you benefits when you fly. Which one you should choose depends on just how often you fly.
If you got rolled over from an existing AmEx card, the JetBlue Rewards MasterCard is probably worth sticking with. It has a relatively low annual fee (compared with other Airline cards), boosts your earnings on JetBlue spending and provides some nice-to-have benefits. Keep in mind, though, that by rolling over (instead of applying for a new card), you’re foregoing the sign-up bonus.
If you’re an extreme JetBlue loyalist you’ll want to consider the Plus or Business versions of the card. You’ll pay a higher annual fee ($99), but you’ll get some notable benefits, including free checked bags, an anniversary bonus and a bigger (10 percent) redemption bonus – things that can save you real money throughout the life of the card. You also get a shot at Mosaic status, which allows you to avoid cancellation fees, get a second free checked bag, expedited security screening, a dedicated customer service line and more.
Whichever card you pick, rest assured that the benefits on the new JetBlue cards are competitive among other co-branded airline cards. The no-annual-fee version is especially compelling, as it’s rare for airlines to offer no-annual-fee cards that have bonus categories.
Other options to consider
These cards are for JetBlue frequent fliers – as are all frequent-flier cards.
If you aren’t sure you qualify as a “frequent” flier, but still want the option to take the occasional JetBlue rewards flight, consider one of the Membership Rewards (MR) cards from American Express. These allow you to transfer your MR points directly to JetBlue, albeit at a less-than-ideal rate of 5 MR points to 4 JetBlue points. You could also transfer to a number of other partner airlines. If you’re considering this route, here is a no-annual-fee MR card and a premium one to consider:
Why we gave them 3 and 3.5 out of 5 stars
We rated the JetBlue cards based on our standards for co-branded airline cards.
|Star criterion||JetBlue Card (no annual fee)||JetBlue Plus/Business ($99 annual fee)||Explanation|
|Bonus-earning opportunities||All the cards earn this star for offering sign-up bonuses and bonus categories outside the airline.
The $99-annual-fee cards also offer anniversary bonuses and redemption bonuses.
|Rewards flexibility/simplicity||JetBlue points do not expire and can be redeemed with alliance partners.|
|Unique travel perks||The no-annual-fee card doesn’t have any unique travel perks. The Plus and Business cards offer progress toward elite status, but have a spending requirement ($50k per year).|
|Companion benefits||Neither card has companion benefits.|
|Fair fees||The no-annual-fee card obviously doesn’t have a fee to “earn back” each year.
The Plus and Business cards do, but they can be counter-balanced thanks to the free-checked-bag fees for you and 3 traveling companions as well as discounts on in-flight drinks, food and entertainment.