Q: I have seen a lot of commercials lately for a Discover that gives 5 percent cash back. I am interested in this but am concerned about acceptance. In 2014 is the Discover credit card accepted everywhere?
A: If you haven’t used Discover and aren’t very familiar with the company, you may be surprised to learn these facts about their credit cards:
- Discover cards have been around for over 25 years
- In 2010 it was announced that Discover is now accepted at over 90 percent of stores/merchants in the United States.
- Even though they’re a American company, you can use your Discover card abroad, even though acceptance may be more limited. If you’re traveling to certain locales, though, you may be in luck. For example, in China and Japan, Discover is widely accepted, thanks to its partnership with China Union Pay and Japan’s JCB.
So, you live in the United States, Discover card is accepted almost everywhere (90 percent of merchants) so using it won’t be a problem. If you’re traveling a broad, check out Discover’s global acceptance map before you leave. During your travels, look for any of the following Discover partner icons when you shop:
If you see them, you can use your Discover card. Thanks to these partnerships, you can find merchants accepting Discover in South America, Europe, the Middle East, Africa, Asia and New Zealand. Of course, there’s no saying how many merchants in these areas take Discover, so make sure you have a Visa or MasterCard in your wallet as well.
Here are some other interesting tidbits about Discover:
- Unlike most issuers, Discover only uses American-based customer call centers.
- Discover is considered to be the pioneer in offering no-annual-fee cards and rewards. They turned the industry upside down when they began offering them in 1985.
- There are more than 50,000,000 Discover cardmembers
Is Discover card accepted everywhere? Well in the United States it’s pretty close to that. Abroad, acceptance is spottier, but you’ll still find merchants all over the world who take Discover. With no annual fee and high cash back, it’s definitely something to consider.
This post was written or last updated April 14, 2013