Good rewards or good benefits… which would you rather have? With Disney’s Premier Visa card from Chase you can have both. Not only do you earn high rewards, but you also get several enticing discount benefits for Walt Disney World, Disneyland, and even their retail stores throughout the US.
It’s like having your own discount program!
Even if you only visited their parks once, the savings could be substantial.
10% off select dining locations. You enjoy this perk at both Walt Disney World and Disneyland. For a family who’s spending a few days at their parks, this will probably add up to some serious savings. Offer excludes alcoholic beverages, merchandise, tobacco, room service, holiday buffets, tax and gratuity. Meal period restrictions apply.
10% off on select merchandise purchases of $50 or more. This is another benefit you get at both WDW and DL. I read the fine print and it sounds like you get this on almost everything. The only real catch is that to qualify, the pre-tax transaction amount must be $50 or more (so combine less expensive items into a single purchase to save money with the discount).
20% off select guided tours. You get this savings on the non-discounted price of select guided tours at WDW and DL.
Private meet ‘n greet for cardmembers. There is a private location for credit card holders to meet and pose with characters at Disneyland and Walt Disney World. You also get a free 5×7 photo with this, too.
0% for 6 months on select Disney vacation packages. With most 0% credit card offers, you only get it during the first few months the account is open. The Disney card does it differently; it gives you 0% APR for the first 6 months on a purchase of a select Disney vacation package (after that the variable APR is 14.24%). You can use this benefit anytime – now or later on.
And there are website + Disney store discounts
Even outside their theme parks, you’ll going to save money…
10% off select merchandise purchases of $50 or more. This is similar to the discount benefit they give at their parks. You save 10% at Disney Store locations and DisneyStore.com on transactions of $50 or more.
And let’s not forget the rewards program…
2% in Reward Dollars on categories. You get this on purchases at grocery stores, gas stations, restaurants, and most Disney locations. Even if you don’t frequently visit their parks, those other 3 categories are probably the most practical choices for most people. In fact, they’re probably the 3 categories I spend the most myself!
1% in Reward Dollars on everything else. All other purchases will earn a straight 1%.
Now those rewards in and by themselves make the Disney Premier Visa a lucrative choice. But I think the best part about the card are the plethora of park and Disney Store discounts you get.
Last but not least, there’s the signup bonus (not available) Right now Chase is running an excellent promotion if you apply; get a $100 Disney gift card after you spend $500 within your first 3 months. This is a great deal because most card offers require you to spend much more, like $2,000 or $3,000, to get a bonus. The annual fee is reasonable at only $49 and when you consider the fact that you’ll earn 2% at gas stations, restaurants and grocery stores PLUS get all of the Disney benefits, it’s well worth it. For families with kids or just those who are a kid at heart, I think this card is a great way for you to save money at Disney in 2013 and beyond. But if you’re going to apply, make sure you do it now while they are running this $100 gift card offer.