Frontier Airlines has undergone quite a few changes over the past several years… a bankruptcy, new corporate ownership, and a merger with Midwest Airlines. Despite all this, they’re still a great low cost choice for certain destinations. But is the Frontier Airlines credit card also a great choice? Let’s take a look…
There are actually a 4 different credit cards from Frontier Airlines; 2 consumer versions and 2 business versions.
The two Frontier consumer cards:
World MasterCard (with no annual fee)
This is their basic MasterCard for consumers. In a nutshell, the rewards are pretty dismal on this one; you only earn only a 1 mile per $2 spent on regular purchases and 1 mile per dollar spent on their airfare (Note: You must use your Frontier Airlines MasterCard to buy the tickets directly from them to get the 2x points. If you buy through a 3rd party website you may not get the double points).
World MasterCard (with annual fee)
This is their their consumer card. The annual fee is $59, which is lower than most airline credit cards. You earn 1 mile per $1 spent on regular purchases and 2 miles per dollar on Frontier ticket purchases. So basically you are earning double the rewards as their other card. Another benefit it comes with is that you can redeem companion tickets for 5,000 fewer miles.
The two Frontier Airlines business cards:
No annual fee business card: The rewards on this one are the same as the no annual fee consumer Frontier Airlines card.
$49.00 annual fee business card: The rewards are the same as the consumer version MasterCard, but this one has an annual fee that’s $10 cheaper.
Should you apply for a Frontier Airlines MasterCard or not?
I think Frontier is a great airline, especially if you live near their main hub in Denver. However I’m having a very hard time justifying the first version (the one with no annual fee). Simply put, if you want a no annual fee travel card, there are a lot of better options on the market such as the VentureOne card.
The $59 version from Frontier is probably the only one worth considering. But I’m picky about paying fees and given the lack or benefits and low rewards that come with it, it’s not exactly impressing me.
Other options for 2014
Over the past few years a number of non-branded travel cards have hit the market that are pretty enticing. They earn you points/miles that you can spend on any airfare purchase. My favorite among these are the Chase Sapphire Preferred and the American Express Premier Rewards Gold. The drawback is they have annual fees, so you must consider whether the benefits make sense for your needs and spending patterns. You can go here to see my reviews and suggested sign-up offers.