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	<title>credit card forum [the blog]</title>
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	<link>http://creditcardforum.com/blog</link>
	<description>our rants and raves about credit card and financial news...</description>
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		<title>How To Build Credit Without a Credit Card</title>
		<link>http://creditcardforum.com/blog/how-to-build-credit-without-a-credit-card/</link>
		<comments>http://creditcardforum.com/blog/how-to-build-credit-without-a-credit-card/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 16:58:43 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[building credit without a credit card]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=9409</guid>
		<description><![CDATA[Being that I have a credit card blog, it may sound ironic for me to talk about how to build your credit without a credit card. Does that make any sense? Yes, actually it does. I understand credit cards aren’t appropriate for everyone. For me and vast majority of the forum members, we use them [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Visa Infinite Card: USA vs. International</title>
		<link>http://creditcardforum.com/blog/visa-infinite-card-usa-vs-international/</link>
		<comments>http://creditcardforum.com/blog/visa-infinite-card-usa-vs-international/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 17:44:44 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[visa infinite]]></category>
		<category><![CDATA[visa infinite card requirements]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=9426</guid>
		<description><![CDATA[I’ve received quite a few questions about the Visa Infinite credit card so I thought it was time to explain what’s fact and what’s fiction. What is it? So what is Visa Infinite? Well as you know, Visa issues cards in different tiers. While most of us know the Classic, Gold, and Platinum levels. On [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Soft Pull Credit Cards?</title>
		<link>http://creditcardforum.com/blog/soft-pull-credit-cards/</link>
		<comments>http://creditcardforum.com/blog/soft-pull-credit-cards/#comments</comments>
		<pubDate>Mon, 30 Jan 2012 17:41:55 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[soft credit checks]]></category>
		<category><![CDATA[soft credit pulls]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=9378</guid>
		<description><![CDATA[Is it possible to apply for a credit card with a soft pull inquiry? This is a question I get asked a lot. Obviously the fewer hard inquiries you have on your credit report, the better. But can you really get a new card using only a soft credit check? Usually not, but sometimes you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>PNC Secured Credit Card: Available In 2012 or Not?</title>
		<link>http://creditcardforum.com/blog/pnc-secured-credit-card/</link>
		<comments>http://creditcardforum.com/blog/pnc-secured-credit-card/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 16:40:16 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[pnc bank secured credit card]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=9371</guid>
		<description><![CDATA[Q: I am 5 months post-bankruptcy and want to get my credit back on track. Can you tell me why the PNC Bank credit card application is not available on their website, at least from what I see? Do I need to apply in-person for it? A: I didn’t see it up there either, but [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Peebles Credit Card Is Pathetic &amp; Here’s Why</title>
		<link>http://creditcardforum.com/blog/peebles-credit-card/</link>
		<comments>http://creditcardforum.com/blog/peebles-credit-card/#comments</comments>
		<pubDate>Thu, 26 Jan 2012 17:43:26 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[peebles credit card]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=9363</guid>
		<description><![CDATA[While talking credit cards over the weekend with an old friend of mine from Michigan, she mentioned that she was going to apply for a Peebles credit card (if you’re not familiar with them, they’re a department store). Unless you have subpar credit that won’t qualify you for a normal credit card, I see little [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>730 Credit Score Is Good, But Not Excellent In 2012</title>
		<link>http://creditcardforum.com/blog/730-credit-score-is-good/</link>
		<comments>http://creditcardforum.com/blog/730-credit-score-is-good/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 16:55:17 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fico]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=9341</guid>
		<description><![CDATA[Is 730 a good credit score? Yes but it’s not “excellent” as many of the self-proclaimed “leading” credit card websites claim. Sorry to burst your bubble, but if you have a 730 credit score you are not in the “excellent” category like this top ranking credit card site claims: In fact, I can’t remember any [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Merchants Tire Credit Card: Is It Worth The Hassle?</title>
		<link>http://creditcardforum.com/blog/merchants-tire-credit-card/</link>
		<comments>http://creditcardforum.com/blog/merchants-tire-credit-card/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 15:33:10 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[merchants tire credit account]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=9317</guid>
		<description><![CDATA[A couple years ago on the forum, there was a man who had a Merchant’s Tire credit card account. Even though he lived in Virginia, his soon to be ex-wife allegedly raked up $1,500 in charges on his account in a totally different state, Florida. How did that happen? Well according to him, she allegedly [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cards + Coupons + Rebates = Maximum Savings</title>
		<link>http://creditcardforum.com/blog/cards-coupons-rebates-maximum-savings/</link>
		<comments>http://creditcardforum.com/blog/cards-coupons-rebates-maximum-savings/#comments</comments>
		<pubDate>Sat, 21 Jan 2012 20:00:19 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[News]]></category>
		<category><![CDATA[cash back]]></category>
		<category><![CDATA[coupons]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=9450</guid>
		<description><![CDATA[This is a guest post written by my friend Jon Lal, who is the founder of the coupons and cash back site BeFrugal.com, where shoppers who sign-up for a free cash back account can get a $10 sign-up bonus for a limited time. You can connect with Jon on Twitter @BeFrugal. As a rewards credit [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Virgin Atlantic Credit Card Review: US vs. UK</title>
		<link>http://creditcardforum.com/blog/virgin-atlantic-credit-card-review-us-vs-uk/</link>
		<comments>http://creditcardforum.com/blog/virgin-atlantic-credit-card-review-us-vs-uk/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 16:27:35 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[virgin atlantic american express card]]></category>
		<category><![CDATA[virgin atlantic credit card]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=9287</guid>
		<description><![CDATA[First of all I should point out that there are actually two different airlines sharing the Virgin name. For flights within the US (i.e. Los Angeles to New York) then you are thinking of the Virgin America credit card. That airline operates flights only in the United States. For flights between the US and UK [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Cards With No Foreign Transaction Fee?</title>
		<link>http://creditcardforum.com/blog/credit-cards-with-no-foreign-transaction-fee/</link>
		<comments>http://creditcardforum.com/blog/credit-cards-with-no-foreign-transaction-fee/#comments</comments>
		<pubDate>Wed, 18 Jan 2012 23:22:41 +0000</pubDate>
		<dc:creator>CreditCardGuru</dc:creator>
				<category><![CDATA[Reviews]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[international travel]]></category>

		<guid isPermaLink="false">http://creditcardforum.com/blog/?p=3130</guid>
		<description><![CDATA[Paying a 3% surcharge when using your credit card internationally? Well that sucks. Here’s how can pay no foreign transaction fees in 2012. Credit card companies charge a 2% to 3% fee because they claim it’s necessary to help cover the costs of the currency conversion. That excuse is a crock! The currency conversion takes [...]]]></description>
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		<slash:comments>1</slash:comments>
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