Q: My credit sucks big time. It’s not even my fault because I had co-signed an apartment with someone, she left, and since I couldn’t afford the place, I had to move out and the landlord put it as a delinquency on my credit report. That was a half year ago but when I tried applying for an unsecured card I was denied. Since I already have my checking account with them, does Key Bank offer secured credit cards?
A: In recent years Key Bank has trimmed the number of cards they have. If you run a search on their website for “secured credit card” as of May 2013 it comes up empty…
And even if you just search for the word “secured” you will see 40 results, but I went thru every single one of them and didn’t see anything related to what you are looking for. The closest thing I saw was about secured loans.
A secured Key Bank card just doesn’t exist. I can’t find anything on their website, nor elsewhere on the net.
This doesn’t surprise me though because after the Great Recession, many smaller and regional banks axed their secured card programs altogether and have yet to bring them back.
In the future if Key ever does decide to come out with a secured account, I’ll be sure to update this post. But don’t hold your breathe on them doing that anytime soon.
List of available secured cards
|Issuer||Secured products available|
|Bank of America||BankAmericard Secured Card|
|Capital One||Capital One Secured MasterCard|
|Citi||Citi Secured MasterCard|
|Discover||Discover it Secured Credit Card|
|Primor||Primor Secured Visa Gold Card; Primor Secured Visa Classic Card|
|USAA||USAA Secured Card Platinum Visa; USAA Secured Card American Express|