Chase Ultimate Rewards Mall
Do you have a Chase Ultimate Rewards card or are you thinking of getting one? If so, here are 5 tips and tricks you need to know!
If you are new to Chase Ultimate Rewards: This is the premier credit card rewards program from Chase. It allows you to redeem the points you earn on purchases for practically anything you want… cash back, travel with no blackout dates or restrictions, merchandise, gift cards, and much more. The two consumer cards which use this program are the Sapphire and Freedom. So if you don’t have one of those, apply today!
Tip #1: Use the online mall to earn even faster!
The Chase Ultimate Rewards Mall gives you extra points for shopping online. Simply use the online “mall” to access your favorite merchant’s websites – you will earn up to an extra 10 points per dollar spent! That’s like getting up to 10% cash back for your online purchases.
There are hundreds of merchants participating:
Stores: There are well over a hundred popular stores, everything from JC Penney to Best Buy (by the way those are both 10 points per dollar!). Whatever you’re buying, chances are you will find it.
Travel: Don’t forget to use the mall whenever you book travel. Earn extra points at Orbitz, Priceline, Hotels.com, Travelocity, Holiday Inn, Best Western, Marriott, Sheraton, Choice Hotels, Holiday Inn, Delta, United, Enterprise, Budget rent-a-car, and tons of other popular travel companies!
Service Providers: Many long-time Ultimate Rewards users aren’t even aware of all the services that participate. For example, signup a new Netflix account and score an extra 1,500 points, open up a new AT&T account and get a cool 50,000 points! Heck, you can even get $8 pts/dollar for using TurboTax.
Tip #2 – Multiply your savings using promo codes
When shopping online through the Chase Ultimate Rewards mall, you might be able to use retailer promo codes too!
If details for a listed merchant says “cannot be combined with any other offer” then you probably can’t use a coupon code and get your Ultimate Rewards at the same time. However some retailers may have no such restrictions on combining offers!
*Important* If you are going to be using a retailer’s promo code, make sure you look up and gather the codes before you enter the Chase Ultimate Rewards Mall. Why? Because most coupon websites make money when you click on the coupons they have listed (they put a cookie on your computer so they can get a commission on your purchases for that store).
Those cookies that the coupon websites use could replace the cookies from the Chase Ultimate Rewards Mall if you click on the coupon site afterward. So make sure you have your codes looked up beforehand!
Tip #3 – Did you know about the auctions?
We all know auctions can be a great way to score a deal, but did you also know that the Chase Ultimate Rewards program has their very own auctions?
Yes, that’s right… you can use your points to bid on auctions which are only available to the holders of Chase credit cards with Ultimate Rewards. Last I checked there were over a hundred auctions going on… everything from a private gold lesson with a PGA pro instructor to a cruise for two on Chesapeake Bay. Auctions are organized by category, point value, and location for your convenience.
These auctions can be a great way to snag a deal and pay significantly less than what you normally would.
Tip #4 – Use points to buy unique experiences
Many Chase credit card holders aren’t aware that you can also redeem your points for unique experiences that you might not be able to buy on your own.
At any given time there are tons of experiences available, ranging from VIP access at must-see events, culinary experiences, concerts, sports and leisure activities, and more. A cool one that caught my eye was going in an Indy race car at 180 mph!
Tip #5 – Take advantage of offers for free points
Earning rewards for your spending is great, but what’s even better is getting up to 10,000 or more points for doing almost nothing!
How is that possible? It’s simple… Chase occasionally runs promotions for getting a new credit card account. Currently, you can get a 10,000 point bonus ($100.00) on each of the following: Freedom and Sapphire. So if you only have one those cards, sign up for the other one and score a sweet bonus! If you want, you will even be able to transfer points from one card to another!
You better keep excellent track of your mall purchases. I have now had 6 purchases through the mall where the earn rate was the standard 1pt. when it should have been anywhere between 3 and 10 points per dollar. Granted the customer service rep saw this on my account and credited it about 4500 points, but it’s troubling to know that the system is not working properly. I have checked all 3 computers used to make the purchases and all have cookies enabled. I made sure to access the website through UR Mall, too.
Overall I’m very satisfied, just a little puzzled as to why they are using such a primitive Web site setup for this program.
I just recently discoverd the many things I can get with my points. For 7 years we have used our points for airline tickets. This year we took advantage of the cyber monday special and bought two ipods and a tablet for christmas gifts. It was an easy transaction and no shipping. Wow! Thanks for this forum. I will now pay better attention to how I can maximize future transactions.
Monica,
In the future if you like I can even buy these points from you. For example for 10,000 points you will be able to purchase $100 worth of travel or merchandise. I will pay you $150 which means you get 50% more.
Thank You
Raj,
I will sell you 50,000 points for $750. Tell me how to do this if you want.
Thanks
How do I find out how many points I have on my chase freedom card?
@Thomas: I agree. Their Ulitmate Points are not working well on their website. I too, will cancel my Chase credit card and I will find another Visa company.
Everybody loves to talk about the bad experience with chase rewards but they should know this: just like with everything else, it has good moments and bad moments, so please suck up and enjoy the good moments..
Sounds like Lynette Perez is someone’s secretary within the chase group. I too find this whole site/system NOT very user friendly. Also, why have to waste time every 3 months to update the specials, why not just make it automatic, seems very silly to make a production of signing up for something that should just be year around. Poor English or slang is quite frustrating, not to mention these people have too much access to our information .
We just used 88,000 points to book a hotel in LA…we couldn’t get there because of the hurricane in NYC that weekend – flights were cancelled and airport closed…now chase says the points are not refundable!!! they are no help on the phone at all..very rude…they claim the points are now held thru a 3rd party – some booking agency, not the hotel – and that they can’t re-instate them…of course i cannot call the booking agency myself – supposedly someone at the rewards program is doing that but is only leaving messages and voice mail…in the meantime we want to re-sched for 2 weeks from now, and can’t re-book the flights until we find out about the hotel…chase bank is horrible!!!
Hi Claudia,
If you still have those points and you don’t want them, I will be happy to trade for American Airline miles, American express or even buy from you.
Thanks
Sam
I agree with Thomas. I used to do the statement credits all the time and it was easy and convenient. With all you have to do now, it’s not even worth it anymore.
I’ll be canceling my account with Chase after my first attempt to navigate the new Ultimate Rewards web site. It’s no longer possible to simply trade your points for statement credit, now you must redeem them for individual purchases made in the last few days. The site dose not streamline the process, it doesn’t give you a list of eligible purchases. You need to click back and forth between the rewards page and your statement, and enter the date, and amount of the purchase one by one.
When I called Chase, to ask if there was some way around the poorly implemented new system, it took 20 minutes to navigate though their phone tree. When I finally spoke to a live person it was someone who spoke English poorly, and told me that generic statement credits had never been possible. An obvious lie, I’ve been using my credits for statement credits for years.
Chase, you used to be the best credit card in the business, now you are just a sad mockery of your former self.
I guess it only takes one time to ruin your experience with a rewards program. I think getting it as a check is kinda no hassle as well but i guess you’re entitled to your own opinion.
I have no idea what all the fuss is about concerning the website. I was able to redeem my 20000 points for a $200 statement credit with two mouse clicks.
How?
I do statement credits through ultimate rewards. I just pick a day in the past week and redeem as much as I want. Just ignore the per transaction part.
my question….
chase said that no matter what, you get 1 pt or every dollar spent on any purchase from anywhere.
now when i go to the rewards mall it says i get 1pt per dollar from newegg.com. does that mean 1 extra point per dollar or still just 1pt, if its still just 1pt then wheres the benifit? or if i buy from bestbuy (through the mall) would i get 10pts or 11pts per dollar?
one other thing you forgot to mention, every season chase has a 5% cash back promotion on certain goods. from july to september you get 5% back on all gas/hotel/air plane ticket purchases. then october-december it will change to something else (maybe clothes/food/home goods…. just an example).
I would just like to say that I have an Ultimate Rewards card and was not aware of all the options I have until I went to this website and I am so excited about it! I used to not really worry about if a store ran my card as a debit or credit but now, I will make sure it is always done as a credit and will be using the online mall for companies that I currently or have considered establishing service with that I didnt know would earn more rewards! Thanks Chase Bank!!!