These are two of the hottest Chase cards on the market right now, but how do they stack up against each other? Here’s a match-up of the Freedom vs Sapphire…

Chase Sapphire?

• Annual Fee: None for regular version, the “Preferred” version has an $95 annual fee.
• Rewards: 1 point per dollar on purchases. 2 points per dollar on dining (and that includes fast food!). 2 points per dollar on airfare when you book your flight using their reservations tool. Points can be used towards travel, merchandise, cash back… just about anything you can think of. The Preferred version gives an annual 7% boost to the total number of points earned over the course of the year as well as 2x points on all travel categories (airlines, taxis, trains, parking fees and much more).
• Unique Benefits: Top notch notch dedicated customer service, they say you can speak to someone without having to press numbers. Phone concierge service. A wide array of benefits on eligible travel purchases include auto rental collision damage, accident insurance, trip cancellation insurance, and lost luggage reimbursement.

Chase Freedom?

• Annual Fee: None
• Rewards: 5% cash back in various categories which rotate each quarter, 1% cash back on all other purchases. The 5% is typically capped at $1,500 of spending per quarter within the categories.
• Unique Benefits: The high cash back is the most unique aspect of this card. The other benefits are comparable to what you would find on many other credit cards.

Who wins?
That depends what you want to get out of your card. If you’re looking for the highest percentage of rewards possible versus extra premium benefits, then the Freedom is the way to go. You can’t beat the 5% plus the 1% on everything else. However if you are looking for great rewards, premium customer service, and benefits that are geared towards travelers, then the Sapphire is the clear winner.

Compare the Chase Sapphire versus the Freedom card for yourself to see which is best for you.