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Review: TravElite card from First National Bank

Our rating

4.5 stars 4.5/5

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A no-annual-fee card that offers the same perks as premium travel cards may sound too good to be true. But the new TravElite American Express from First National Bank offers several of the same perks you’ll find on heavyweights like the $550-a-year Platinum Card from American Express (a CreditCardForum advertising partner) and $450-a-year Chase Sapphire Reserve — for no annual fee.

Part of the reason that’s possible is that the TravElite card will be open for applications for a limited time only. By narrowing its applications in this way, First National Bank can limit its risk while still offering above-average benefits.

“Limited time only” doesn’t necessarily mean “Apply for this card immediately no matter what.” Our review will help you decide if you should hurry to apply before the window closes.

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Alliant Visa Signature card review

Our rating

4 stars(4/5)

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Smaller issuers, such as credit unions, can often create specialized cards with benefits mainstream cards can’t offer. For example, in April 2017, Alliant Credit Union is launching its Alliant Visa Signature card, with a cash-back rate that few cards that are available to the masses can match.

Our review will help you decide if joining Alliant CU is worth it to get your hands on this card.

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Review: Capital One Premier Dining Rewards card

Our rating

4 stars 4/5

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It’s been a while since Capital One has shaken up its card offerings and has primarily positioned itself as a leader in the flat-rate rewards card space (with cards like the Quicksilver and Venture, which give you the same rewards rate on all purchases).

But it’s made an interesting move with a new category cash-back card. The Premier Dining Rewards card (released March 24, 2017), offers:

  • 3 percent cash back on dining
  • 2 percent on groceries
  • 1 percent on all other purchases

The card has no annual fee.

Our review will help you decide if you should jump on this new product.

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Fidelity Rewards Visa Signature review

Our rating

3/5

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Over the years we have seen quite a shake-up when it comes to brokerage credit card offers. During the Great Recession and the tough economy that followed, some were discontinued or had their rewards reduced. However, the Fidelity rewards-card program has consistently offered cards with solid rewards.

Even so, Fidelity made some changes to its program in early 2016. It dropped American Express and Bank of America as its issuing partners — and now offers a Visa Signature card issued by U.S. Bank. The good news: The card still offers 2 percent cash back.

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Our rating

3.5/5

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USAA has raised the cash-back bar. Its Limitless Cashback Rewards Visa Signature Card gives an advertised “limitless” 2.5 percent back on all spending with no annual fee.

There are limitations, however, particularly when it comes to your ability to get the card. More on those – and what the card provides to those who can get it – in this review.

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