In all honesty, most of the American Express cards are worth consideration even without a sign-up bonus. In fact the last two AmEx cards I acquired (Blue Cash and Simply Cash) were at a time when there wasn’t even a promotion being offered… I didn’t care because the rewards and benefits sold me.
But what’s even better is getting some extra cash or bonus points along with your application. For 2014, here are the current American Express card offers that I recommend checking out. American Express is a CreditCardForum advertising partner.
Premier Rewards Gold Card
With a $175 annual membership fee, this charge card definitely isn’t for everyone. But if you have a higher income and do a decent amount of traveling, the benefits and rewards are worth it.
The benefits are extensive and you can check out my review to learn about them. As for the rewards, here’s a quick rundown of what you get:
- 3x points on flights booked directly with airlines.
- 2x points at U.S. gas stations.
- 2x points at U.S. supermarkets.
- 1x points on all other eligible purchases.
- Terms and limitations apply.
The number of points you’re earning is not that special. But what is special is what you can do with them!
American Express Membership Rewards points let you transfer them directly to around a dozen airline frequent flyer and hotel loyalty programs, often on a 1-to-1 conversion. This can make your points worth a lot more, since true frequent flyer miles usually have value above 1 cent each. For example, transfer 25,000 points to Delta and get 25,000 SkyMiles.
Here is the best promotion currently available:
Earn 25,000 bonus points and get $0 introductory annual fee for the first year, then $175 (Bonus given after you spend $2,000 during your first three months of Card membership).
Starwood Preferred Guest Credit Card
Starwood Hotels include The W, Sheraton, Westin, Le Meridian, St. Regis and a number of specialized high-end boutique properties.
If you stay at these hotels regularly, the Starwood Preferred Guest card is worth considering. But even if you don’t, it’s still worth considering. Why? Because the funny thing is that this hotel card also functions like a flexible airline rewards card. Through the Star Alliance, you can convert your Starpoints to frequent flier miles on nearly 30 airlines, usually at a 1-to-1 conversion. This includes Delta, American, US Airways, Lufthansa, Alaska, JetBlue, Virgin Atlantic, British Airways and more.
Right now this American Express promotion features enough bonus Starpoints for a weekend getaway at a Category 4 Hotel. Alternately, convert the points to frequent flier miles. The flexibility makes this a true travel rewards card. $0 introductory annual fee for the first year, then $65.
For the bonus, you earn 10,000 bonus Starpoints after your first purchase and another 15,000 after you spend $5,000 within the first 6 months of Cardmembership.
This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.
Written or last updated May 6, 2014