American Express offers a variety of business credit cards, but this card is in a class of its own. In fact, there is no other card on the planet like the American Express Plum card. Here’s why…

Trade terms on everything you buy…

As you probably know “trade terms” between a buyer and a supplier typically go like this… the buyer may have 60 days from date of invoice to pay in full – but to incentivize early payment – the supplier may offer a discount of a percent or two if the invoice is paid within 10 days. Well, that is exactly what the AmEx Plum Card gives you!

• If you pay your balance in full within 10 days, you will get a 1.5% discount off the entire amount!

- OR –

• You can pay as little as 10% and then take up to 2 months (60 days) to pay off your balance, without any interest!

Does your business always get paid on time?

How many times have you had a customer pay you late, and in turn, that made it difficult for you to pay your own bills on time? I don’t know about you, but I unfortunately encounter that problem almost every month!

However with the payment flexibility offered on the American Express Plum card, you now have the option of paying off your bill over a period of up to 60 days and completely avoiding interest! That’s a world of difference compared to the typical 21 to 25 day credit card grace period.

How much will you save?

Remember with other credit cards, if you don’t pay 100% of the balance by the due date, you are hit with interest going back all the way to the dates of those purchases… even if you pay off the remaining amount just a couple days after the grace period! The Amex Plum card benefit of taking up to 60 days can save you a small fortune in interest!

And for when you do pay your balance in full within 10 days of billing statement, you will be getting a whopping 1.5% back! If you spend an average of $15k per month on your Plum Card, over the course of a year that adds up to be $2,700 in savings!

Other great Plum Card benefits…

This American Express Business card is crammed-packed with so many benefits, there’s almost too many to list in this review! Here are some of the most notable benefits…

For buying – American Express extended warranty, purchase protection, fraud protection guarantee, dedicated dispute resolution, automatic Open Savings at select business retailers and service provides (like 5% at Office Depot)

For traveling – Car rental loss and damage insurance, travel accident insurance, automatic Open Savings at select hotels, airlines, and car rental companies (i.e. up to a 10% automatic statement credit for Hertz!)

For account management – dedicated 24/7 customer service, emergency card replacement (they sent mine next day air for free), add authorized an authorized account manager, account alerts and payment reminds, identity theft assistance, detailed online statements and year-end summary

Verdict?

Now that you’ve read this review, I’m sure you understand why I love this card so much! But don’t take my word for it… do your own review and test drive the AmEx Plum Card benefits yourself! As a sponsored partner of American Express, you can take advantage of the special offer below and get your annual fee waived for the first year!