credit card forum [the blog]

Posted on Tuesday, 28th April 2009 by CreditCardGuru

We’ve all seen those FreeCreditReport.com commercials, but are they really free? Nope. There’s strings attached. They auto-enroll you in a membership which you will be charged a monthly fee unless you cancel beforehand… and there’s nothing funny about paying for something you think is free! The Federal Trade Commission feels the same way, which is [...]

Tags: free credit report, free credit report commercials, freecreditreport.com, ftc
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Posted on Tuesday, 21st April 2009 by Nicole

Perhaps the biggest advocates of banking reform and consumer credit cards rights today is Rep. Carolyn Maloney (D) of New York. It wasn’t too long ago - the 90’s - when banks didn’t even have to disclose to you if their ATM was charging you to use it. In ‘99 she created the law that [...]

Tags: carolyn maloney, consumer credit card rights, credit cards, debit card protection
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Posted on Wednesday, 15th April 2009 by CreditCardGuru

On Credit Card Forum there have been quite a few posts lately about employees abusing their company credit cards (including government credit card abuse). ABC News recently broke a story about a major credit card scam out of New York City for a prostitution ring that operated under the name Davis Investments. For liability reasons, [...]

Tags: bank bailout, credit card fraud, government credit card abuse, how to stop corporate credit card abuse, tarp
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Posted on Saturday, 11th April 2009 by CreditCardGuru

The economic meltdown is affecting every industry in the country. Amongst the worst hit is the credit industry and people across the country are losing their jobs and are unable to make their payments. The impact of the economic turmoil is seen and felt in the credit card industry as the number of charge-offs reach [...]

Tags: credit card charge off, credit card charge off rate, credit card charge offs
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Posted on Tuesday, 7th April 2009 by CreditCardGuru

Not only do thousands of consumers use Credit Card Forum every month, but so do many business owners whom are seeking advice regarding their point-of-sale management. This is no easy task – a business must keep track of customer payments made through cards, cash, checks, and e-checks, and how those  transactions correlate to inventories. This [...]

Tags: credit card processing online, point of sale system, pos software
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Posted on Sunday, 5th April 2009 by CreditCardGuru

For those that were around in the 50’s and 60’s, I’m sure you remember the Diner’s Club card - a charge card which was started for a network of restaurants and other travel related services in New York City. Eventually, Diner’s Club International expanded to nations all across the globe, including Diners Club Ecuador.
Diners Club [...]

Tags: diners club, Diners Club del Ecuador, diners club ecuador, dinners club
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Posted on Wednesday, 1st April 2009 by CreditCardGuru

1% or 5% cash back credit card? How about a 20% cash back card? While rumors have been buzzing for months about this card, today they were finally put to rest when the “Twenty from American Express” was revealed at a corporate press conference for the new credit card. The card will feature 20% cashback [...]

Tags: 5% cash back credit card, american express
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