Get $15 back when you use your Marriott card with Apple Pay

Photo courtesy of Verifone

Want a relatively easy way to get a $15 rebate?

A limited-time partnership (May 15 to June 15, 2017) between the Chase Marriott card and three mobile payment apps (Samsung Pay, Android Pay and Apple Pay) lets you do that, and you don’t have to jump through too many hoops.

How to get $15 back

To get the $15 statement credit (on your Marriott rewards card), you must:

  • Link your Marriott credit card to your mobile-payment app if you haven’t done so already.
  • Go into your phone’s settings to select your Marriott card as your default payment card for your mobile wallet.
  • Make five purchases with your Marriott Rewards credit card via Apple Pay, Samsung Pay and Android Pay by June 15, 2017.

Only the personal version of the Marriott Rewards card (not the business version) qualifies for this offer. It can take up to eight weeks for your statement credit to post, following your fifth eligible purchase.

A good deal?

This partnership stands to benefit Chase (which issues the Marriott card) and the mobile-payment apps. Mobile-payment adoption has been sluggish, so Apple Pay benefits from consumers giving the service a try. Chase, meanwhile, benefits from cardholders using its card for non-Marriott purchases and perhaps forgetting to remove the card as their default payment method when the promo expires.

So is there enough in it for consumers? We say yes. There’s very little fine print with this offer, so you could buy pretty much anything to get your five qualifying purchases: gas, pack of gum, bottle of water. Potentially, you could get $15 back for spending less than $15, as long as you make five purchases.

Other ways to earn more with mobile-wallet purchases

This isn’t the only promo that lets you earn a little extra by using mobile wallets. Various issuers and mobile-payment services have been running promos to entice consumers to use their products:

  • U.S. Bank’s Altitude Reserve card offers 3X rewards on mobile-wallet purchases. It’s the first card to offer mobile wallets as a permanent, unlimited bonus category.
  • Wells Fargo gives 1.8 percent cash rewards (on some cards) for purchases with Apple Pay and Android Pay during the first 12 months from account opening.
  • In a targeted offer, Chase is offering a $15 statement credit for cardholders who use Android Pay to make 5 purchases at grocery stores with the Freedom or Freedom Unlimited card by June 15, 2017.
  • You can get a $25 statement credit by using Apple Pay to make five purchases with your Ritz-Carlton Rewards credit card by June 15, 2017.
  • Samsung Pay has its own rewards program (Samsung Rewards), allowing users to earn points that can be redeemed for gift cards.
  • Back in 2015, Discover gave 10X rewards on in-store purchases made with Apple Pay. This lucrative promotion has since expired.
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