AmEx Purchase Protection & Lost iPhone

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shilpaaga
 
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AmEx Purchase Protection & Lost iPhone

Postby shilpaaga » Wed Feb 20, 2013 10:17 pm

I recently lost my USD $600 smart phone which i had bought via American Express from Best Buy. Since I had purchase protection on it, i filed the claim and they credited my account within few days.

Two days after that I found that my phone was lying under the bed and I couldn't locate it because the battery had died. Should i return the money back to Amex? Even if I don't, how would they get to know that I have my phone back?

I also have Geek Squad protection on my phone. If i ever damage it and take it back to Best Buy, will Amex come to know about it from best Buy?

Just don't feel like parting with USd 600 i got from Amex ;) ;) ;)

Any suggestions?
Thanks,
Shilpa


CCG
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Postby CCG » Thu Feb 21, 2013 12:37 pm

If you don't return the money to AmEx that is called INSURANCE FRAUD and given the dollar value, I believe that qualifies as a Class D felony.

Return the money!!!

And do not post here again asking if/how you can break the law. Unbelievable.

cashback
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Postby cashback » Thu Feb 21, 2013 12:41 pm

You sign up for a credit card forum to ask if you can steal?
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Cyberius
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Postby Cyberius » Thu Feb 21, 2013 12:42 pm

Contact them and return it. If they somehow find the ESN / IMEI is active you could face penalties down the line.

Not returning it would be insurance fraud.

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Calipso
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Postby Calipso » Thu Feb 21, 2013 2:31 pm

I've done a lot of slimey things to major companies to get myself a quick buck. I'm not gonna lie, I liked to screw companies that crapped on consumers and myself.

Amex though, have been more than good to you right? They've been excellent to me. Coming from a somewhat reformed dirtbag, I'd call them up and notify them you located the phone and would like to lift the repayment.

You may not believe in karma, but I sort of do. Keep the phone and the money, and it'll catch up with you in another shape or form. No need to defraud a company that treats most of us well.
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Sevenfeet
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Postby Sevenfeet » Thu Feb 21, 2013 4:27 pm

I agree with the others. Call them back, explain the situation and find out how to return the money. It may be as simple as them making a charge on your Amex against the amount and then you pay your card as normal. Problem solved.
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Moneytalks
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Postby Moneytalks » Thu Feb 21, 2013 4:42 pm

Easiest question I've answered: RETURN THE $$$$$ Call and explain exactly what happened and that should be the end of it. If you don't, you are taking a risk that's far greater than that $600...
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ncosky290
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Postby ncosky290 » Thu Feb 21, 2013 6:38 pm

As others stated. Best interest for you would be to return the funds.

Robrus1
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Postby Robrus1 » Fri Feb 22, 2013 8:00 am

Tell them what happened IMMEDIATELY. Don't be a petty thief. It's not worth it and it's just plain wrong.
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Cyberius
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Postby Cyberius » Fri Feb 22, 2013 8:26 am

Calipso wrote:You may not believe in karma, but I sort of do. Keep the phone and the money, and it'll catch up with you in another shape or form. No need to defraud a company that treats most of us well.


Well said. I fully believe in karma, and I've always found that if I'm good to others, good things seem to happen to me. It may be just more of an effect of positive thinking and that if you are kind to others, they are kind to you, but it always seems to work out for the best.



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