denny33142 wrote:Perhaps he had a $500 Zync without the AutoPay option, When i called the Executive Office to inquire they told me that the reason i cannot get another card is because i am enrolled in AutoPay, And obviously you cannot remove the autopay option from this particular zync because it is mandatory, In short you would need to cancel the card.
I don't know if i posted this already but here it goes:
"Thank you for your recent application. We were unable to approve your request for the following reason:
Because you have the ZYNCSM Card with a spending limit, we cannot open another American Express card account for you at this time.
An important notice concerning your rights is included. The creditor is American Express Centurion Bank.
We hope you are enjoying the benefits and services of your ZYNC Card."
The thread that you posted is a first for me, but if you search around you will find many more people in our position, and i tend to believe an official letter from amex themselves more then from a single person online.
Clearly amex doesnt trust you with anything more than a 500$ limit on your Zync. I got mine last year and had a limit on it for a month before it was removed. Your autopay option has nothing to do with it and the very idea of the form in which you would be paying your card impacting your applications is ludicrous. I've had autopay since day one in case i ever forget to pay my bill manually. It is an option you sign up for btw, not mandatory. It is a charge card so they hope and highly suggest you pay it off in full by the end of the month or they put a hold on your account.
Your facts are like my skittles, all mixed up in a bag waiting to be picked apart.
Amex Zync - NPSL (Cleared up to 25k)
Amex BCE - 12000 limit
Amex BCP - 4200 limit
FIA Rewards Amex- 3500 limit
Chase Freedom - 2000 limit
Chase Slate - 2000 Limit
BoA Cash Rewards Privileges- 3000 limit
Barclaycard Rewards MC - 3000 limit
Discover IT- 3500 limit
Marriott PR- 5000 limit
21 years old with alot of life to spend
Its not about the ending, its about the journey,
just as long as the ending is just as good