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Thread: EMV Chip on PRG

  1. #1
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    Default EMV Chip on PRG

    I'd heard rumors that American Express would start offering EMV chips (with signature, not pin) on select cards in the beginning of 2013 so I figured I'd try asking, and I got it!

    They were able to replace my Premier Rewards Gold card with an EMV card, but not my SkyMiles card--which isn't too big of a deal since I only really use that card for the free checked bags and discounted SkyLounge access.

    I know this isn't quite as useful as having a card with Chip & PIN overseas for unattended terminals, but hopefully I at least won't get a confused look so often--and if not that, I'll have a card that looks a little cooler.
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  2. #2
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    Congrats and thanks for letting us know!

    I think I read that Australia started out with Chip + Signature and then changed to Chip + PIN...so I'm hoping that within the next few years we will switch to Chip + PIN. In the meantime just having an EMV chip makes traveling a little easier.
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  3. #3
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    That's great. Another reason for me to apply for the PRG. I really want an AMEX charge card but I'm waiting to age my accounts a little more. (I do already have a revolver.)
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  4. Gold Member
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    I just called and they are apparently sending me replacement BCP and Zync cards with EMV chips that are Chip + Pin. We shall see what I actually get!
    Wallet:
    AMEX BCP: 9K (2012) (every day expenses, gas, groceries, department stores)
    AMEX Zync: NPSL (2011) (large expenses)
    AMEX Costco: 4k (2013) (Costco, gas, and restaurants)
    Discover IT: 5K (2010)
    PenFed Plat Rewards Visa: 3K (2012) (Gas, Target)
    USAA Plat MC: 7K (2010) (everyday expenses, places that do not take Amex or Discover)
    US Bank Cash+: 7K (2012)
    Target REDCard 3k (2013)
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  5. #5
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    My Amex Platinum expires in February so I expect a new card in the mail soon. It will be interesting if EMV is on it. I'm already expecting EMV on my new BankAmericard Mastercard since they specifically asked about it when I was upgrading from the older World product (getting the EMV chip was optional, customer request).
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  6. #6
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    Now all the international markets where we have AMEX presence has been migrated to CHip & PIn. This give more comfort to the card members and level of security with an ease. Soon Domestic market will also have Chip and PIN with all card service providers.
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  7. #7
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    amex platinum members can ask and they will get a EMV chip card. I ask in nov. and got mine 1 day later
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  8. Gold Member
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    My dad has a platinum card and they sent him an EMV card without him asking, so he feels pretty cool now.
    Discover More - $1000 (07/12)
    Chase Freedom - $1000 (02/13)
    American Express SPG - $2000 (08/13)
    American Express Green Card - NPSL (12/12)
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  9. #9
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    Is the EMV chip mostly just for those that travel overseas? Is there any benefit to that card in the US?
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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  10. #10
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    Quote Originally Posted by FutureBillionaire View Post
    Is the EMV chip mostly just for those that travel overseas? Is there any benefit to that card in the US?
    Most of the rest of the free world is currently converting to EMV or already has, including Canada and Mexico.

    There are very few places in the US that have their EMV card readers turned on; however, that will be changing very soon. Expect most of your credit cards to have a chip by the end of next year in advance of the October 2015 fraud liability shift.

    I currently have two Citibank and one BofA EMV card...both banks make it very easy to request them-a sign that EMV is on its way!
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