EMV Chip on PRG

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
42 posts
Green Member
Green Member
Posts: 16
Joined: Wed Nov 07, 2012 11:43 pm
Location: Los Angeles

EMV Chip on PRG

Postby smills228 » Sat Jan 26, 2013 2:54 pm

I'd heard rumors that American Express would start offering EMV chips (with signature, not pin) on select cards in the beginning of 2013 so I figured I'd try asking, and I got it!

They were able to replace my Premier Rewards Gold card with an EMV card, but not my SkyMiles card--which isn't too big of a deal since I only really use that card for the free checked bags and discounted SkyLounge access.

I know this isn't quite as useful as having a card with Chip & PIN overseas for unattended terminals, but hopefully I at least won't get a confused look so often--and if not that, I'll have a card that looks a little cooler.
American Express Premier Rewards Gold
American Express Business Gold Employee Card (Authorized User)
American Express Gold Delta Skymiles
Discover More
Chase Amazon Visa
Citi Simplicity
Capital One Journey

CC Deville
Centurion Member
Centurion Member
Posts: 1055
Joined: Thu Aug 04, 2011 7:07 pm
Location: Phoenix

Postby CC Deville » Sat Jan 26, 2013 3:58 pm

Congrats and thanks for letting us know!

I think I read that Australia started out with Chip + Signature and then changed to Chip + PIN...so I'm hoping that within the next few years we will switch to Chip + PIN. In the meantime just having an EMV chip makes traveling a little easier.

Gold Member
Gold Member
Posts: 34
Joined: Fri Jul 27, 2012 6:09 pm
Location: CA

Postby ceemee » Sat Jan 26, 2013 6:36 pm

That's great. Another reason for me to apply for the PRG. I really want an AMEX charge card but I'm waiting to age my accounts a little more. (I do already have a revolver.)

Gold Member
Gold Member
Posts: 45
Joined: Sat Jan 12, 2013 9:28 pm
Location: texas

Postby ilikeme1 » Sun Jan 27, 2013 6:44 pm

I just called and they are apparently sending me replacement BCP and Zync cards with EMV chips that are Chip + Pin. We shall see what I actually get!
AMEX BCP: 9K (2012) (every day expenses, gas, groceries, department stores)
AMEX Zync: NPSL (2011) (large expenses)
AMEX Costco: 4k (2013) (Costco, gas, and restaurants)
Discover IT: 5K (2010)
PenFed Plat Rewards Visa: 3K (2012) (Gas, Target)
USAA Plat MC: 7K (2010) (everyday expenses, places that do not take Amex or Discover)
US Bank Cash+: 7K (2012)
Target REDCard 3k (2013)

Centurion Member
Centurion Member
Posts: 532
Joined: Thu Jan 17, 2013 7:20 pm
Location: United States

Postby Sevenfeet » Sun Jan 27, 2013 6:54 pm

My Amex Platinum expires in February so I expect a new card in the mail soon. It will be interesting if EMV is on it. I'm already expecting EMV on my new BankAmericard Mastercard since they specifically asked about it when I was upgrading from the older World product (getting the EMV chip was optional, customer request).
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

Posts: 1
Joined: Sun Jan 27, 2013 10:43 pm
Location: United States

Postby wajidkhanp » Sun Jan 27, 2013 10:49 pm

Now all the international markets where we have AMEX presence has been migrated to CHip & PIn. This give more comfort to the card members and level of security with an ease. Soon Domestic market will also have Chip and PIN with all card service providers.

Gold Member
Gold Member
Posts: 26
Joined: Sat Sep 15, 2012 9:37 pm
Location: new york

Postby exdoll » Mon Jan 28, 2013 2:30 am

amex platinum members can ask and they will get a EMV chip card. I ask in nov. and got mine 1 day later

Gold Member
Gold Member
Posts: 31
Joined: Tue Oct 09, 2012 10:31 am
Location: Houston, TX

Postby plc44 » Mon Jan 28, 2013 12:20 pm

My dad has a platinum card and they sent him an EMV card without him asking, so he feels pretty cool now.
Discover More - $1000 (07/12)
Chase Freedom - $1000 (02/13)
American Express SPG - $2000 (08/13)
American Express Green Card - NPSL (12/12)

Centurion Member
Centurion Member
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Jan 28, 2013 1:07 pm

Is the EMV chip mostly just for those that travel overseas? Is there any benefit to that card in the US?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

CC Deville
Centurion Member
Centurion Member
Posts: 1055
Joined: Thu Aug 04, 2011 7:07 pm
Location: Phoenix

Postby CC Deville » Mon Jan 28, 2013 3:27 pm

FutureBillionaire wrote:Is the EMV chip mostly just for those that travel overseas? Is there any benefit to that card in the US?

Most of the rest of the free world is currently converting to EMV or already has, including Canada and Mexico.

There are very few places in the US that have their EMV card readers turned on; however, that will be changing very soon. Expect most of your credit cards to have a chip by the end of next year in advance of the October 2015 fraud liability shift.

I currently have two Citibank and one BofA EMV card...both banks make it very easy to request them-a sign that EMV is on its way!

Return to “American Express”

Who is online

Users browsing this forum: No registered users and 2 guests