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  1. #1
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    Default AMEX credit card = Eleanor (ref to Gone in 60 secs.)

    Yesterday I applied for a Chase Sapphire Preferred card and got approved. Then applied for an AMEX Clear and got something like "...decision is in the mail ..." which usually translates to denied.

    I have a 750+, six figure household income and a credit history going back 14 years. I've even had their charge cards for a few years (none now). Somehow the AMEX credit card seems to elude me ... if you know what I am doing wrong please let me know.

    Thx!
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  2. #2
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    I ran into the same thing yesterday. I called today to see if I could answer any questions regarding my income or existing accounts. I was told that the new account department was closed so I could either call back tomorrow or go to the online status checker. I happily plugged in the URL in my phone as soon as I hung up with the rep and found that I was accepted. I here is the URL, hope it turns out just fine for you
    AmericanExpress.com/applicationstatus
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  3. #3
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    Never mind. I got approved this time for $10K.

    So I guess AMEX Clear is the easiest CREDIT card to obtain from American Express.
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  4. Centurion Member Calipso's Avatar
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    I've never even heard of the Amex "Clear" until today browsing this topic. Is this the new replacement for the Zync?

    My first Amex was Jetblue. The credit cards with annual fees seem to be easy to be approved for. I only got in with Amex in 2010 after applying once a year from 2005-2010.
    My Limits:
    NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
    Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/Chase Freedom: $4,500/
    /Southwest Primier: $3,000/Southwest Plus: $2,000
    Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
    AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
    Discover IT: $7,700
    Barclay's NFL Extra Points (Carolina Panthers): $5,000
    DCU Platinum: $3,000
    RTN FCU CC: $2,000
    CCCU Platinum Rewards Visa: $2,000

    Current total limit: $124,500
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  5. #5
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    Quote Originally Posted by Calipso View Post
    I've never even heard of the Amex "Clear" until today browsing this topic. Is this the new replacement for the Zync?

    My first Amex was Jetblue. The credit cards with annual fees seem to be easy to be approved for. I only got in with Amex in 2010 after applying once a year from 2005-2010.
    Neither had I, seems to be a simple revolver with 1% cash back and no annual fee. Nothing extraordinary but it does look cool. Might pick one up in a few years for AAoA boost.
    Amex Zync - NPSL (Cleared up to 25k)
    Amex BCE - 12000 limit
    Amex BCP - 4200 limit
    FIA Rewards Amex- 3500 limit
    Chase Freedom - 2000 limit
    Chase Slate - 2000 Limit
    BoA Cash Rewards Privileges- 3000 limit
    Barclaycard Rewards MC - 3000 limit
    Discover IT- 3500 limit
    Marriott PR- 5000 limit
    21 years old with alot of life to spend
    Its not about the ending, its about the journey,
    just as long as the ending is just as good
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  6. #6
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    it's there easiest card to get. No it's not a replacement for there zync. I don't know what there point structure is, but it's a lower level card.
    obviously you don't see a lot of businessmen using this card. I would guess average incomes who like to shop probably have the clear card. I think it's like the chase slate, the clear card may not even give any points but i'm not sure.
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  7. #7
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    Quote Originally Posted by Money card View Post
    it's there easiest card to get. No it's not a replacement for there zync. I don't know what there point structure is, but it's a lower level card.
    obviously you don't see a lot of businessmen using this card. I would guess average incomes who like to shop probably have the clear card. I think it's like the chase slate, the clear card may not even give any points but i'm not sure.
    Your posts never make sense, Money Card, with all due respect. Why do you focus on what businessmen (and women???!!! why don't you include them in your responses?? Are you a misogynist or what??). Look it up. You probably haven't a clue what it means! Your postings are some of the worst I've ever read on any Forum on the internet anywhere, consistently. Stop with the opinions on who shops where and what class level they are. I throw up a little every time I see and read your postings. Please stop. You post the worst comments and come across as if the highest level place you shop is Walmart for crying out loud. You don't even know the difference between "there and theirs" which means you probably were not educated above High School.

    Common...stop posting your drivel and class related opinions and jerkwad statements. You have 1,351 postings of complete garbage and you are spoiling the potential of a very good forum on Amex products.

    However, knowing you, you never go back and read any comments, so I'm probably wasting my time requesting you stop posting. I know others on here laugh at everything you write, they are just afraid to tell you to stop. I know I may get banned from here, but please anyone reading this, go and read Money Card's advice to people and you will see what I mean by how bad his comments are to anyone that understands credit or has an IQ over 2 digits and please post comments back to object to his absolute crap he posts.

    Thank you. End of rant with all due respect!
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  8. Centurion Member
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    Quote Originally Posted by SparkyinCA View Post
    Your posts never make sense, Money Card, with all due respect. Why do you focus on what businessmen (and women???!!! why don't you include them in your responses?? Are you a misogynist or what??). Look it up. You probably haven't a clue what it means! Your postings are some of the worst I've ever read on any Forum on the internet anywhere, consistently. Stop with the opinions on who shops where and what class level they are. I throw up a little every time I see and read your postings. Please stop. You post the worst comments and come across as if the highest level place you shop is Walmart for crying out loud. You don't even know the difference between "there and theirs" which means you probably were not educated above High School.

    Common...stop posting your drivel and class related opinions and jerkwad statements. You have 1,351 postings of complete garbage and you are spoiling the potential of a very good forum on Amex products.

    However, knowing you, you never go back and read any comments, so I'm probably wasting my time requesting you stop posting. I know others on here laugh at everything you write, they are just afraid to tell you to stop. I know I may get banned from here, but please anyone reading this, go and read Money Card's advice to people and you will see what I mean by how bad his comments are to anyone that understands credit or has an IQ over 2 digits and please post comments back to object to his absolute crap he posts.

    Thank you. End of rant with all due respect!
    ......... tell us how you really feel. lol
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  9. #9
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    Quote Originally Posted by cashback View Post
    ......... tell us how you really feel. lol
    Basically, I did, cashback Just so tired of horrendous postings from folks that never call them on what they write thinking they are helping others. I'm absolutely looking for the best info on Amex products and when I see what Money Card gets away with I can't believe no one objects (out of fear of being banned). But there comes a point where it's not worth being part of the community when folks are not called on their garbage. I truly don't mean to belittle anyone. I'm just frustrated because this forum has the potential to be one of the best out there to learn about Amex so I'm only pointing out the obvious that no one else is willing to confront. Money Card is probably a very nice guy, but he shouldn't be advising anyone in regards to credit. His postings are concrete evidence of it! Just go back and read what he tells people they should do and if you don't come to the same conclusion, then you need to learn much more as well.

    I'll get off my soapbox now. Sorry to ruffle feathers here. It's the first time I've felt that enough is enough and have to post about it. If you think I'm being too harsh, just click on Money Cards name, read his prior postings going back at least a year and it will prove that I'm correct.
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  10. #10
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    Is this actually the easiest card to get (charge and credit cards included)? About.com says it's for fair-excellent credit (approx. 660+ FICO score). I suppose it's a card for people who like to submit late payments since there are no fees of any kind. That's not me, but I'd imagine a card marketed that way is for people with not-so-excellent credit, which is me.

    Also, I wonder if they allow you to upgrade from this card if you'd have to do an entirely new application. I'm guessing the latter. I will call and find out if nobody knows the answer.

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