- Gold Member
- Posts: 26
- Joined: Sun Jan 13, 2013 3:00 pm
- Location: Portland, OR
I would not cancel the HSBC Card since it is fee-free and would maintain the 2006 credit history starting point.
I would definitely cancel the $120/year Continental thing. That's unnecessary unless you absolutely need that credit line for some reason.
YMMV, but the canceled card will actually stay on your history for a bit and maintain whatever average age/history you currently have. By the time it drops off, it probably won't even be a big deal.
[CENTER][font=Arial][size=60]Equifax: 753, Transunion: 742, Experian: 740
Discover It 10,000
USAA Total Rewards Visa 16,000
AmEx HH 16,300 | AmEx BCP 2,000
Chase Freedom Visa 10,000 | Chase Slate Visa 1,500
PenFed Platinum Visa 10,000 | PenFed Line of Credit 3,500
CapOne Platinum Mastercard 5,000 | CapOne Best Buy 4,500 | CapOne Orbitz Visa 1,000
OnPoint Platinum Visa 5,500 | Barclays NFL Visa 2,500 | US Bank Cash 1,500 | KeyBank PLOC 1,500
Amazon Store Card 400
Total Credit Line: $91,200 -- Last Updated: July 28th, 2013[/size][/font][/CENTER]