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  1. #1
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    Default How do I start earning cash reward points?

    I opened a Amex credit card recently and have made nearly 300 dollars in purchase (all at Costco) however my balance for the rewards points is at 0. Are there only certain things that will earn me points? Couldn't find any information in the FAQ on how to earn points.
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  2. #2
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    I don't know of any lender that will give you the points as soon as the purchase is made, its usually after the statement cycle the purchases earning the points were on closes, or even after the statement cycle the payment for those purchases was on closes (statement after purchases closes) depending on the lender.
    Sole Ownership Cards:
    1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
    Citi Forward Student Visa, $6k CL, Open Since 10/2012
    Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
    SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
    Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
    Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
    US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
    Authorized User (Parents Pay/Use)
    Costco TrueEarnings Amex $29.4k CL, AU since 11/2012
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  3. #3
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    Ok so just give it more time?
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  4. Centurion Member
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    Your statement will have the rewards on it.

    Quote Originally Posted by Bksuper View Post
    I don't know of any lender that will give you the points as soon as the purchase is made.
    Barclaycard does. I'm not aware of any other issuers that do.
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  5. #5
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    Quote Originally Posted by DavidNY View Post
    Your statement will have the rewards on it.



    Barclaycard does. I'm not aware of any other issuers that do.
    This seems to be very much a US thing. None of my US cards give rewards till I've paid my statement but in the UK my Amex gold gives me the points the second the transaction has processed.
    Amex UK Platinum Charge Card
    Amex Blue Cash USA
    Amex US Gold Corporate Card
    World MasterCard Capital One UK (Free abroad + Cashback + Free Cash Withdrawals with no interest)
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  6. #6
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    The Costco card gives the points 30 days after the statement closes. IE you have to wait 1 month later than most cards.
    My Cards

    Chase Freedom Visa Signature: $5.2K
    Capital One Quicksilver Visa: $6K
    Discover IT: $5.5K
    Huntington Voice World Mastercard: $1.125K
    Citi Thank You Visa Signature: $6.5K

    In the garden until May 2015.
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  7. #7
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    Quote Originally Posted by Reclusive46 View Post
    This seems to be very much a US thing. None of my US cards give rewards till I've paid my statement but in the UK my Amex gold gives me the points the second the transaction has processed.
    Well Barclays is based in London. I like not having to wait for the points.
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