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  1. #1
    Platinum Member
    Join Date
    May 2012
    Location
    NY
    Posts
    76

    Default Business Charges on Personal CC

    BRAND new LLC (no credit in it) (100% ownership of LLC)

    I'm obviously going to incur business expenses. I would like to use an Amex charge card for the purchase protection. I understand the application looks at my business credit as well as personal credit. I've had a charge card for approximately 1 year with no issues on payment, etc. personal credit score is strong.

    Is it better to wait to apply for the business charge card or apply immediately? Not sure of chance of approval since it's a new LLC.

    Just afraid to use personal charge card and trigger an FR.
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  2. #2
    Green Member
    Join Date
    Dec 2012
    Location
    NJ
    Posts
    5

    Default

    as long as you have an federal id and have good personal credit youll get it no problem.
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  3. #3
    Centurion Member DavidNY's Avatar
    Join Date
    Jul 2011
    Location
    New York
    Posts
    1,341

    Default

    Go for it. They look at your personal credit report. I recommend Chase Ink over Amex Open (and their FR nonsense).
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