Please dedicate some of your valuable time and help me out.
I've just started getting out of deep waters, my credit score and history look above average.
Experian: don't know yet.
I currently have Wells Fargo and Capitalone. I applied for Amex (blue everyday cash)and got denied. the letter(online version) says:
"...Thank you for applying for the Blue Cash Everyday(SM) Card. We're writing to let you know we cannot approve your application at this time because American Express cancelled your previous account(s)."
Yes I did have a card with them before and it did go to collection before.
I'm 23 with a limited credit history, 743 FICO. I have an AMEX Gold charge card that I've had for a couple of months now. I'm looking for a credit card that offers cash back as I will only be using it when my AMEX isn't accepted. What's the best card for me?
Any insight would be welcome, appreciate your time.