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  1. #1
    Centurion Member
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    Cool Approved for the BCE!

    I just got approved for the BCE! I think it was an instant approval? After my application I got this message: "Thank you for applying for the Blue Cash Everyday from American Express. Your application has been received and will be processed as soon as possible and we will notify you of the decision by mail within 14 days. Thank you for applying." But like 30 seconds later, I checked the status of my application online and....


    WHOOO! I still haven't gotten an email confirmation or anything...when will they ask me to create an online account? When I applied for Discover, they made me create an online account immediately after my application. Anyways, I'm pretty excited! This is my first AMEX and its a revolver. I received a mail-in offer for the Green but I didn't really want it (mostly due to the $95 annual fee...for the same AF I can get the CSP). I went to AMEX's pre-qualifying tool and saw that I was pre-selected for the Green, Blue Sky, and Blue Sky Preferred. The Blue Sky cards came with great signup bonus offers, but ultimately, Blue Sky is not the card for me. BCE benefits me the most right now, and I'm glad I pulled the trigger!
    AMEX BCE ($12500), Citi Forward ($3300), Discover IT ($2250), BoA Travel Rewards ($1800)
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  2. #2
    Centurion Member Snowman's Avatar
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    Congrats sak! I'm going to go for an Amex in a month, but I'm happy you got approved after waiting for so long.
    Cards And Credit History
    Bank Of America: BankAmeriCard Cash Rewards (3% Gas, 2% Grocery, 1% everything else). 4/25/12-1,000$ (CLI Increase on 6/15/13)
    Citi: Forward (SM) Card (5x points on Restaurants, bookstores, music stores, video rental stores, movie theaters, 1 point for everything else.) 10/27/12-3,000$ (SP CLI 2/8/14)
    Discover: More. 10/27/12-1,500
    Amex: PRG.- 11/24/12 (Closed 12/13/13) Amex BCE.2k-12/7/13. Amex SPG-4k.-12/8/13
    Chase: Freedom-2,400-5/1/13. Southwest Rapid Rewards Plus- 3,600- 6/15/13.
    Future Cards
    Marriott Premier Rewards
    American Airlines AAdvantage Gold
    Chase Sapphire Preferred
    Fidelity Amex
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  3. #3
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    Quote Originally Posted by sakhalin View Post
    When I applied for Discover, they made me create an online account immediately after my application
    Who made you create an online account immediately after the app process? You can't make any online acct without the credit card number and I highly doubt any CSR would pass that information along to you via phone/email. Also, grats on your new card!
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  4. Centurion Member
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    I don't know, but Discover made me create an account right after my application online, it just took me to the page to enter my information for creating an online account. I guess my account was already linked to my credit card. Maybe I was instantly approved for Discover too and I just didn't know about it lol *shrug*
    AMEX BCE ($12500), Citi Forward ($3300), Discover IT ($2250), BoA Travel Rewards ($1800)
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  5. #5
    Green Member
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    Quote Originally Posted by sakhalin View Post
    I still haven't gotten an email confirmation or anything...when will they ask me to create an online account?
    You can create account after you receive the card. Because to create account you need credit card number and information from your card.
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  6. #6
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    I was able to create an account with a reference number I received in an email I got from them. Turns out my credit limit is $3300, just like my Citi Forward. I'm planning on asking for a 3x CLI in 61 days...any spending patterns I should follow in those 61 days to maximize my chances?
    AMEX BCE ($12500), Citi Forward ($3300), Discover IT ($2250), BoA Travel Rewards ($1800)
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  7. #7
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    Quote Originally Posted by sakhalin View Post
    I was able to create an account with a reference number I received in an email I got from them. Turns out my credit limit is $3300, just like my Citi Forward. I'm planning on asking for a 3x CLI in 61 days...any spending patterns I should follow in those 61 days to maximize my chances?
    Use your card frequently and pay it off before your bill cycles.
    Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
    Plane tickets: CSP
    Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
    Clothes: Express, Amex BCP, Discover IT
    Amazon: Citi Forward, Cash +
    Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
    Hotels and other travel: Discover Escape, CSP
    Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
    Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
    Balance transfers: Kroger 123 rewards
    Bill Pay: Chase Ink Plus, Citi Forward
    Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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