Upgrade options?

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5 posts
tut1971
 
Posts: 1
Joined: Fri Nov 09, 2012 1:07 pm
Location: Danielson/CT

Upgrade options?

Postby tut1971 » Fri Nov 09, 2012 2:53 pm

New to the forum and glad to be here. Straight to my question, I applied and was approved for the Blue Cash Preferred earlier this year and have been using it almost exclusively for the last few months. However I feel I may have applied for the wrong card for my needs/desires and was wondering it AMEX would upgrade the card to one of their other revolving options or perhaps even a charge option. Any thoughts from the experienced?


jriley
Platinum Member
Platinum Member
 
Posts: 66
Joined: Tue Oct 30, 2012 7:10 pm
Location: Atlanta, GA

Postby jriley » Thu Nov 15, 2012 10:40 pm

American Express won't change a revolver to a charge card. You can request a product change to other similar credit cards.

You can also apply for a charge card, which would only use a soft pull and your existing AmEx history to determine eligibility.
Looking to maximize credit, for myself and others.

[size=80]American Express Zync
American Express Delta Reserve
Chase Sapphire Preferred[/size]

DavidNY
Centurion Member
Centurion Member
 
Posts: 1332
Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Fri Nov 16, 2012 9:15 am

You could get a different credit card from them, or maybe find a different bank would have what you're looking for.

You can downgrade your BCP to a BCE to avoid the annual fee.


TheLethargicAge
Centurion Member
Centurion Member
 
Posts: 289
Joined: Tue Oct 16, 2012 11:20 pm
Location: Miami, Cuba

Postby TheLethargicAge » Fri Nov 16, 2012 12:16 pm

Why would you want to PC from BCP to something else? As far as rewards go, it's their best card.

Vermonster
Centurion Member
Centurion Member
 
Posts: 139
Joined: Mon Oct 01, 2012 11:09 pm
Location: NJ

Postby Vermonster » Fri Nov 16, 2012 1:02 pm

Because the AF can eat into your rewards if you don't spend enough. Someone else did the math comparing the BCP to BCE, and from what I saw the BCP was only really worth it for people that spent a lot on groceries.



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