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  1. #1
    Green Member
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    Default Will I be approved?

    I was recently approved for the Amex Blue card 8kCL. I don't have a credit card on my report (haven't had a card for over 7 years)

    Applied for the Amex Premier Rewards Gold as well and it's still processing. They are using the same 4506-t form and credit report to verify my income ($110k).

    What are my odds? I would like a charge card in addition to the blue card. Here are my stats:

    Equifax 738
    Transunion 720
    Experian 730

    1 student loan for $12k paid in full, no late payments from 2003
    1 judegement paid in full for $2800 from 2005

    About 3 inquiries

    Thanks guys
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  2. #2
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    With your income and already been approved once by Amex, I think you will get approved no problem.
    Credit Cards
    Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

    Not Used
    Citi Simplicity - 5K, Sam's Club Discover - 10K

    Future Cards
    Sallie Mae World Mastercard

    FICOs
    Exp 772 - TU 781 - Equ 781
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  3. #3
    Centurion Member djrez4's Avatar
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    You may already be approved! (imagine me saying that it a skeezy late night infomercial voice)

    Amex lets you check application status online - https://www262.americanexpress.com/eaol/welcome.do
    - Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -
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  4. Green Member
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    Quote Originally Posted by djrez4 View Post
    You may already be approved! (imagine me saying that it a skeezy late night infomercial voice)

    Amex lets you check application status online - https://www262.americanexpress.com/eaol/welcome.do
    Mmmmmm.... still processing.
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  5. #5
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    When my status online says Approved. Is it 7-10 days from that day or 7-10 days after I get an email confirmation saying my card has been shipped?
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  6. #6
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    Application is still processing... although it now says cancelled. Spoke to them once again and they said they have applied my tax forms from the blue application to the gold card. I guess it's just a matter of when the specialist gets it in front of him. I feel like I should stop bugging them everyday about it. We'll see what happens. Can't wait to stop using my debit card and start racking up points.

    Btw, when I applied over the phone I was told the premier gold card + the regular blue card are a great combination because the points on my blue card will be upgraded. Sounds good to me, any thoughts?
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  7. #7
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    Just talking to myself at this point
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  8. Green Member
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    So I was approved for the green card which was another card I applied for at the same time. They must have screwed up when I spoke to them over the phone and applied my tax record to the green instead of gold. Now finally my premier gold application is processing. I hope they approve it as the rewards are way better. Would they approve you for both charge cards? I would only activate the gold.
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  9. #9
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    Quote Originally Posted by homer718 View Post
    So I was approved for the green card which was another card I applied for at the same time. They must have screwed up when I spoke to them over the phone and applied my tax record to the green instead of gold. Now finally my premier gold application is processing. I hope they approve it as the rewards are way better. Would they approve you for both charge cards? I would only activate the gold.
    Once you're approved for one charge card, with a little bit of payment history and aging of the account you should be able to get anything up to a platinum.

    Ultimately, yes. I've seen people hold multiple charge cards with Amex.
    Revolvers
    Credit Union MC 3/2004 ($6K)
    Capital One Platinum 3/2005 ($500)
    Dell Financial Services CC 2/2007 ($2.5K)
    USAA Cash Rewards World MC 10/2011 ($9.5K)
    AMEX BCE 01/2013 ($10K)

    Chargers
    AMEX Gold 1/2011(NPSL)

    EXP 721 (01/02/2013) Amex
    EQU 695 (01/10/2013) PenFed
    TU 705 (01/22/2013) MyFico

    "Please don't thank me for serving, I want to thank you for letting me serve on your behalf"
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  10. #10
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    Quote Originally Posted by Jslimm1985 View Post
    Once you're approved for one charge card, with a little bit of payment history and aging of the account you should be able to get anything up to a platinum.

    Ultimately, yes. I've seen people hold multiple charge cards with Amex.
    I would think if I was approved for a green, I could be approved for gold and plat. Just bigger annual fees. I just hope that being approved for green already doesn't interfere with their decision. I'm really looking forward to the 25k pts
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