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Thread: 3x CLI Granted!

  1. #1
    Gold Member
    Join Date
    Aug 2012
    Location
    PA, USA
    Posts
    46

    Default 3x CLI Granted!

    Got my 3x CLI today. Went from 7.5k to 19.2k!
    Amex PR Gold - NPSL (Daily) [8/2012]
    Amex Zync - NPSL (Ex-Daily) [10/2010]
    Amex BCE - 19.2k [8/2012]
    Chase Freedom Visa - 5k [8/2012]
    PSECU Visa/PSL - 20k [9/2012]
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  2. #2
    Centurion Member
    Join Date
    Aug 2012
    Location
    VA
    Posts
    425

    Default

    Holy ****. What's you income/monthly spend on that card? Do you think using your Amex Charge card made a difference?

    Active Cards:
    Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
    Chase Sapphire Preferred ($10k Limit - 2/2013)
    Chase Ink Plus ($7k Limit - 2/2013)
    Discover IT ($9.5k Limit - 10/2012)
    AMEX Zync (No Pre-set Limit - 1/2010)
    AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)
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  3. #3
    Centurion Member Snowman's Avatar
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    May 2012
    Location
    North Los Angeles County
    Posts
    612

    Default

    Dang that's a big jump man, congrats on the increased CL!
    Cards And Credit History
    Bank Of America: BankAmeriCard Cash Rewards (3% Gas, 2% Grocery, 1% everything else). 4/25/12-1,000$ (CLI Increase on 6/15/13)
    Citi: Forward (SM) Card (5x points on Restaurants, bookstores, music stores, video rental stores, movie theaters, 1 point for everything else.) 10/27/12-3,000$ (SP CLI 2/8/14)
    Discover: More. 10/27/12-1,500
    Amex: PRG.- 11/24/12 (Closed 12/13/13) Amex BCE.2k-12/7/13. Amex SPG-4k.-12/8/13
    Chase: Freedom-2,400-5/1/13. Southwest Rapid Rewards Plus- 3,600- 6/15/13.
    Future Cards
    Marriott Premier Rewards
    American Airlines AAdvantage Gold
    Chase Sapphire Preferred
    Fidelity Amex
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  4. Centurion Member
    Join Date
    Oct 2012
    Location
    Texas
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    779

    Default

    Wow, that's an impressive CLI. Did they even seem hesitant about it?
    Amex Platinum
    Amex BCP 15K
    Amex SPG 5K
    Barclaycard Arrival Plus WEMC 5K
    Chase Sapphire Preferred Visa Sig 23.5K
    Credit Union Visa Platinum 10K
    Discover IT 5.75K
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  5. #5
    Gold Member
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    I don't throw my income out there, but it is above 50k and below 100k. I think the Zync had something to do with the initial CL because I started high at 7.5k. I put anywhere from 1.5 to 2.5k per month through it for 2 years before I app'd for the BCE. Once I got the BCE, I moved my spread my spending between the charges and BCE (maybe I put a total of $1,800 through it in the 61 days). I guess they hesitated a little because I requested the full 3x so I requested 22.5k and they countered at 19.2k. So I didn't get the FULL 3x but still a very nice bump. Still happy about it as it will help with the utilization since I always let my statement balance report.
    Amex PR Gold - NPSL (Daily) [8/2012]
    Amex Zync - NPSL (Ex-Daily) [10/2010]
    Amex BCE - 19.2k [8/2012]
    Chase Freedom Visa - 5k [8/2012]
    PSECU Visa/PSL - 20k [9/2012]
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  6. #6
    Platinum Member
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    Location
    Fort Dix, NJ
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    SignHere that's absolutely wonderful!!

    In 2-3 months I'm going to apply for a BCE. At that point my membership with Amex will hit 2 years, charging anywhere from 3-5k every month on my Gold card and paying with no issues. Hopefully this will serve as favorable when I go to apply.
    Revolvers
    Credit Union MC 3/2004 ($6K)
    Capital One Platinum 3/2005 ($500)
    Dell Financial Services CC 2/2007 ($2.5K)
    USAA Cash Rewards World MC 10/2011 ($9.5K)
    AMEX BCE 01/2013 ($10K)

    Chargers
    AMEX Gold 1/2011(NPSL)

    EXP 721 (01/02/2013) Amex
    EQU 695 (01/10/2013) PenFed
    TU 705 (01/22/2013) MyFico

    "Please don't thank me for serving, I want to thank you for letting me serve on your behalf"
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  7. #7
    Platinum Member
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    Quote Originally Posted by SignHere View Post
    I don't throw my income out there, but it is above 50k and below 100k. I think the Zync had something to do with the initial CL because I started high at 7.5k. I put anywhere from 1.5 to 2.5k per month through it for 2 years before I app'd for the BCE. Once I got the BCE, I moved my spread my spending between the charges and BCE (maybe I put a total of $1,800 through it in the 61 days). I guess they hesitated a little because I requested the full 3x so I requested 22.5k and they countered at 19.2k. So I didn't get the FULL 3x but still a very nice bump. Still happy about it as it will help with the utilization since I always let my statement balance report.
    Hopefully you'll see a nice bump in your credit scores with such a low utilization rate and high maximum credit available.
    Revolvers
    Credit Union MC 3/2004 ($6K)
    Capital One Platinum 3/2005 ($500)
    Dell Financial Services CC 2/2007 ($2.5K)
    USAA Cash Rewards World MC 10/2011 ($9.5K)
    AMEX BCE 01/2013 ($10K)

    Chargers
    AMEX Gold 1/2011(NPSL)

    EXP 721 (01/02/2013) Amex
    EQU 695 (01/10/2013) PenFed
    TU 705 (01/22/2013) MyFico

    "Please don't thank me for serving, I want to thank you for letting me serve on your behalf"
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  8. Green Member
    Join Date
    Aug 2012
    Location
    Atlanta, GA
    Posts
    20

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    Does the CLI apply to both credit cards and charge cards? I just got blue sky so I thought I'd ask, it's my first AMEX.
    AMEX Blue Sky (November 2012)
    Citi Diamond Preferred MC (August 2012)
    Discover It (August 2012)
    Orchard Bank MC (June 2011)
    Bank Americard Cash Rewards (September 2010)

    Current scores: 715 TU / 724 EQ / 724 EX
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  9. #9
    Green Member
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    Quote Originally Posted by ReadyTuna25209 View Post
    Does the CLI apply to both credit cards and charge cards? I just got blue sky so I thought I'd ask, it's my first AMEX.
    The general rule when it comes to AMEX revolvers is you can request a CLI on the 61st day from you account being activated(3x). Then it's 6 months.

    Most people who have a charge card (Green, Plat, Gold, etc.) have a NPSL. Therefore you don't really have a "limit" per se but an internal hard limit with AMEX. You can call CSR and see what that limit is set at. For example, when I first had my Plat it was set at an internal limit of $1500.

    After a month or so of charging and paying my bill multiple times it went to $5000 within a month. Spending habits and pay history will determine what AMEX will let you charge on their charge cards.
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