3x CLI Granted!

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9 posts
SignHere
Gold Member
Gold Member
 
Posts: 46
Joined: Tue Aug 07, 2012 8:42 am
Location: PA, USA

3x CLI Granted!

Postby SignHere » Thu Oct 25, 2012 7:28 pm

Got my 3x CLI today. Went from 7.5k to 19.2k! ;)
Amex PR Gold - NPSL (Daily) [8/2012]
Amex Zync - NPSL (Ex-Daily) [10/2010]
Amex BCE - 19.2k [8/2012]
Chase Freedom Visa - 5k [8/2012]
PSECU Visa/PSL - 20k [9/2012]


kcarter609
Centurion Member
Centurion Member
 
Posts: 423
Joined: Thu Aug 09, 2012 7:54 am
Location: VA

Postby kcarter609 » Thu Oct 25, 2012 7:30 pm

Holy ****. What's you income/monthly spend on that card? Do you think using your Amex Charge card made a difference?

Active Cards:
Chase Freedom 10+10 Visa Signature ($9k Limit - 8/2012)
Chase Sapphire Preferred ($10k Limit - 2/2013)
Chase Ink Plus ($7k Limit - 2/2013)
Discover IT ($9.5k Limit - 10/2012)
AMEX Zync (No Pre-set Limit - 1/2010)
AMEX Blue Cash Everyday ($20k Limit - 1/2013 - Backdate to 1/2010)

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Snowman
Centurion Member
Centurion Member
 
Posts: 618
Joined: Thu May 10, 2012 10:10 pm
Location: North Los Angeles County

Postby Snowman » Thu Oct 25, 2012 7:49 pm

Dang that's a big jump man, congrats on the increased CL!
Cards And Credit History
Bank Of America: BankAmeriCard Cash Rewards-4/25/12-1,000$ (CLI Increase on 6/15/13)
Citi: Forward-10/27/12-3,000$ (SP CLI 2/8/14)
Discover: More. 10/27/12-2,000 (Auto CLI 5/31/14)
Amex: PRG.- 11/24/12 (Closed 12/13/13) Amex BCE.2k-12/7/13. Amex SPG-4k.-12/8/13
Chase: Freedom-2,400-5/1/13. Southwest Rapid Rewards Plus- 3,600- 6/15/13.
Future Cards
Marriott Premier Rewards
American Airlines AAdvantage Gold
Chase Sapphire Preferred
Fidelity Amex


Robrus1
Centurion Member
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Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Thu Oct 25, 2012 8:13 pm

Wow, that's an impressive CLI. Did they even seem hesitant about it?
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

SignHere
Gold Member
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Joined: Tue Aug 07, 2012 8:42 am
Location: PA, USA

Postby SignHere » Thu Oct 25, 2012 10:55 pm

I don't throw my income out there, but it is above 50k and below 100k. I think the Zync had something to do with the initial CL because I started high at 7.5k. I put anywhere from 1.5 to 2.5k per month through it for 2 years before I app'd for the BCE. Once I got the BCE, I moved my spread my spending between the charges and BCE (maybe I put a total of $1,800 through it in the 61 days). I guess they hesitated a little because I requested the full 3x so I requested 22.5k and they countered at 19.2k. So I didn't get the FULL 3x but still a very nice bump. Still happy about it as it will help with the utilization since I always let my statement balance report.
Amex PR Gold - NPSL (Daily) [8/2012]

Amex Zync - NPSL (Ex-Daily) [10/2010]

Amex BCE - 19.2k [8/2012]

Chase Freedom Visa - 5k [8/2012]

PSECU Visa/PSL - 20k [9/2012]

Jslimm1985
Platinum Member
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Posts: 80
Joined: Wed Sep 05, 2012 8:13 am
Location: Fort Dix, NJ

Postby Jslimm1985 » Fri Oct 26, 2012 9:41 am

SignHere that's absolutely wonderful!!

In 2-3 months I'm going to apply for a BCE. At that point my membership with Amex will hit 2 years, charging anywhere from 3-5k every month on my Gold card and paying with no issues. Hopefully this will serve as favorable when I go to apply.
Revolvers
Credit Union MC 3/2004 ($6K)
Capital One Platinum 3/2005 ($500) :mad:
Dell Financial Services CC 2/2007 ($2.5K)
USAA Cash Rewards World MC 10/2011 ($9.5K)
AMEX BCE 01/2013 ($10K)

Chargers
AMEX Gold 1/2011(NPSL)

EXP 721 (01/02/2013) Amex
EQU 695 (01/10/2013) PenFed
TU 705 (01/22/2013) MyFico

"Please don't thank me for serving, I want to thank you for letting me serve on your behalf"

Jslimm1985
Platinum Member
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Posts: 80
Joined: Wed Sep 05, 2012 8:13 am
Location: Fort Dix, NJ

Postby Jslimm1985 » Fri Nov 09, 2012 8:56 am

SignHere wrote:I don't throw my income out there, but it is above 50k and below 100k. I think the Zync had something to do with the initial CL because I started high at 7.5k. I put anywhere from 1.5 to 2.5k per month through it for 2 years before I app'd for the BCE. Once I got the BCE, I moved my spread my spending between the charges and BCE (maybe I put a total of $1,800 through it in the 61 days). I guess they hesitated a little because I requested the full 3x so I requested 22.5k and they countered at 19.2k. So I didn't get the FULL 3x but still a very nice bump. Still happy about it as it will help with the utilization since I always let my statement balance report.


Hopefully you'll see a nice bump in your credit scores with such a low utilization rate and high maximum credit available.
Revolvers
Credit Union MC 3/2004 ($6K)
Capital One Platinum 3/2005 ($500) :mad:
Dell Financial Services CC 2/2007 ($2.5K)
USAA Cash Rewards World MC 10/2011 ($9.5K)
AMEX BCE 01/2013 ($10K)

Chargers
AMEX Gold 1/2011(NPSL)

EXP 721 (01/02/2013) Amex
EQU 695 (01/10/2013) PenFed
TU 705 (01/22/2013) MyFico

"Please don't thank me for serving, I want to thank you for letting me serve on your behalf"


ReadyTuna25209
Green Member
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Posts: 20
Joined: Sat Aug 25, 2012 11:02 pm
Location: Atlanta, GA

Postby ReadyTuna25209 » Sat Nov 10, 2012 10:16 am

Does the CLI apply to both credit cards and charge cards? I just got blue sky so I thought I'd ask, it's my first AMEX.
AMEX Blue Sky (November 2012)
Citi Diamond Preferred MC (August 2012)
Discover It (August 2012)
Orchard Bank MC (June 2011)
Bank Americard Cash Rewards (September 2010)

Current scores: 715 TU / 724 EQ / 724 EX

rmferrer
Green Member
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Posts: 17
Joined: Wed Oct 17, 2012 3:57 pm
Location: Fresno

Postby rmferrer » Sat Nov 10, 2012 3:54 pm

ReadyTuna25209 wrote:Does the CLI apply to both credit cards and charge cards? I just got blue sky so I thought I'd ask, it's my first AMEX.


The general rule when it comes to AMEX revolvers is you can request a CLI on the 61st day from you account being activated(3x). Then it's 6 months.

Most people who have a charge card (Green, Plat, Gold, etc.) have a NPSL. Therefore you don't really have a "limit" per se but an internal hard limit with AMEX. You can call CSR and see what that limit is set at. For example, when I first had my Plat it was set at an internal limit of $1500.

After a month or so of charging and paying my bill multiple times it went to $5000 within a month. Spending habits and pay history will determine what AMEX will let you charge on their charge cards.



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