3x CLI Granted!

**SignHere** · Oct 25, 12, 5:28 pm

Got my 3x CLI today. Went from 7.5k to 19.2k!

**kcarter609** · Oct 25, 12, 5:30 pm

Holy ****. What's you income/monthly spend on that card? Do you think using your Amex Charge card made a difference?

**Snowman** · Oct 25, 12, 5:49 pm

Dang that's a big jump man, congrats on the increased CL!

**Robrus1** · Oct 25, 12, 6:13 pm

Wow, that's an impressive CLI. Did they even seem hesitant about it?

**SignHere** · Oct 25, 12, 8:55 pm

I don't throw my income out there, but it is above 50k and below 100k. I think the Zync had something to do with the initial CL because I started high at 7.5k. I put anywhere from 1.5 to 2.5k per month through it for 2 years before I app'd for the BCE. Once I got the BCE, I moved my spread my spending between the charges and BCE (maybe I put a total of $1,800 through it in the 61 days). I guess they hesitated a little because I requested the full 3x so I requested 22.5k and they countered at 19.2k. So I didn't get the FULL 3x but still a very nice bump. Still happy about it as it will help with the utilization since I always let my statement balance report.

**Jslimm1985** · Oct 26, 12, 7:41 am

SignHere that's absolutely wonderful!!

In 2-3 months I'm going to apply for a BCE. At that point my membership with Amex will hit 2 years, charging anywhere from 3-5k every month on my Gold card and paying with no issues. Hopefully this will serve as favorable when I go to apply.

**Jslimm1985** · Nov 9, 12, 6:56 am

Originally Posted by SignHere

I don't throw my income out there, but it is above 50k and below 100k. I think the Zync had something to do with the initial CL because I started high at 7.5k. I put anywhere from 1.5 to 2.5k per month through it for 2 years before I app'd for the BCE. Once I got the BCE, I moved my spread my spending between the charges and BCE (maybe I put a total of $1,800 through it in the 61 days). I guess they hesitated a little because I requested the full 3x so I requested 22.5k and they countered at 19.2k. So I didn't get the FULL 3x but still a very nice bump. Still happy about it as it will help with the utilization since I always let my statement balance report.

Hopefully you'll see a nice bump in your credit scores with such a low utilization rate and high maximum credit available.

**ReadyTuna25209** · Nov 10, 12, 8:16 am

Does the CLI apply to both credit cards and charge cards? I just got blue sky so I thought I'd ask, it's my first AMEX.

**rmferrer** · Nov 10, 12, 1:54 pm

Originally Posted by ReadyTuna25209

Does the CLI apply to both credit cards and charge cards? I just got blue sky so I thought I'd ask, it's my first AMEX.

The general rule when it comes to AMEX revolvers is you can request a CLI on the 61st day from you account being activated(3x). Then it's 6 months.

Most people who have a charge card (Green, Plat, Gold, etc.) have a NPSL. Therefore you don't really have a "limit" per se but an internal hard limit with AMEX. You can call CSR and see what that limit is set at. For example, when I first had my Plat it was set at an internal limit of $1500.

After a month or so of charging and paying my bill multiple times it went to $5000 within a month. Spending habits and pay history will determine what AMEX will let you charge on their charge cards.

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