Credit Card Forum
  1. #11
    Centurion Member FastSRT8's Avatar
    Join Date
    Apr 2012
    Location
    Canada
    Posts
    1,350

    Default

    She (Lindsay) had to much going for her. Too bad she didn't have the right guidance to ensure she doesn't piss it all away.
    Carpe diem quam minimum credula postero!
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  2. #12
    Centurion Member
    Join Date
    Mar 2012
    Location
    San Francisco, CA
    Posts
    542

    Default

    Centurion cards have no more limit than any other amex charge card. Its all based on their internal formula. You can pay several times a month (even in first month by calling them) to boost your internal limit quickly. I got mine from around 3ishk to at least 70ishk within 3 months.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  3. #13
    Centurion Member PlatinumAMEX94's Avatar
    Join Date
    Jan 2012
    Location
    Denver
    Posts
    337

    Default

    Quote Originally Posted by Crashem View Post
    Centurion cards have no more limit than any other amex charge card. Its all based on their internal formula. You can pay several times a month (even in first month by calling them) to boost your internal limit quickly. I got mine from around 3ishk to at least 70ishk within 3 months.
    I'm pretty sure with the $300k yearly spending requirement, a $100k charge is going to be approved in that formula.
    American Express Platinum Personal, Member since 94
    Chase United Explorer - Visa Signature
    American Express Business Simply Cash

    American Express Costco Business, American Express Platinum Business
    Bank of America 10k, Capital One Venture World MasterCard 7.5k, Fidelity Visa Signature 10k
    Citibank ThankYou Premier World MasterCard - Card Member since 91, 25k
    Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
    USAA World MasterCard 12k, Chase Slate Exclusives Visa 5k

    Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  4. Centurion Member
    Join Date
    Jan 2012
    Location
    Salt lake city, UT
    Posts
    329

    Default

    Why did she get sued and revoked on her account..? I heard she lost her card and the number was all over the internet but thats all I heard. LOL
    American Express Zync.
    Discover IT. 4.5k limit 7.99%
    MC Citi diamond preferred. 1500 limit
    Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
    •Miles by discover 1.5k limit.7.99%
    •Best buy store card. 1500 limit
    •Mt. America visa 1k limit
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  5. #15
    Centurion Member
    Join Date
    Mar 2012
    Location
    San Francisco, CA
    Posts
    542

    Default

    Quote Originally Posted by PlatinumAMEX94 View Post
    I'm pretty sure with the $300k yearly spending requirement, a $100k charge is going to be approved in that formula.
    Nope. First off the spending requirements were originally like 100k and moved up over time. Many people got card without spending even close to spending requirement. I know guys back in day would put 20ishk on card for a month or two, then called and asked for card and got it. Know others, including myself, was offered business centurion card without spending one dime. The point is the centurion card doesn't change your internal limit by one dollar. If green or even zync spent at same pattern and has same income/credit history, they will have similar credit lines. Plenty of people I know who got card then stopped spending and their internal limits are probably crappy now. Part of reason Amex had to stop invites for a while. They made it too easy to get and there are no ongoing spend requirements to keep it.
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

  6. #16
    jfi
    jfi is offline
    Green Member
    Join Date
    Jan 2013
    Location
    Michigan
    Posts
    2

    Default

    Quote Originally Posted by Ratfacedudeguy View Post
    With my so-so credit score and $30k annual income, my initial spending limit was set around $1500 - $1600.
    Is it weird if the first month I had my new PRG card (first charge card, also a Delta Gold from December with a $1000 limit), initially reported income of just $7500 (I'm barely still in college), and a yet-to-be-updated card account on my report with a $4000 over-max balance (~650 fako), that my spending limit (counting some large purchases -- all of which were approved -- and a spending check) was somewhere around $8000? Or was I just stupidly lucky?
    Digg this Post!Add Post to del.icio.usBookmark Post in TechnoratiTweet this Post!
    Reply With Quote Reply With Quote

Advertising Disclosure: CreditCardForum is an independent, advertising-supported comparison service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.