costco american express vs blue cash

American Express forum. Talk about AmEx credit cards like Blue, Gold, Platinum, Centurion, and more.
10 posts
irvine801
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Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

costco american express vs blue cash

Postby irvine801 » Wed Mar 21, 2012 6:38 pm

any thoughts or experiences with them? Love both rewards systems especially with gas but Im just curious about both :)
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit


JCarter
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Location: Virginia

Postby JCarter » Thu Mar 22, 2012 1:40 am

I currently have the American Express Blue Cash Preferred, and love the cash back with gas/grocery stores. I also have a Centurion card, and the spending off the Blue Cash Preferred counts towards my $500,000 yearly requirement (That's pre-cash back that matters).

I've never had any real problems to speak of with the card, other than (1) screw up where they didn't give me any cash back one month, customer service fixed it and emailed me to let me know it was done.

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Thu Mar 22, 2012 10:47 pm

Nice. Well that's good. I bet you feel like a BOSS with the centurion card :) how is the reward system with centurion!?
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit


JCarter
Centurion Member
Centurion Member
 
Posts: 323
Joined: Thu Mar 15, 2012 10:40 pm
Location: Virginia

Postby JCarter » Sat Mar 24, 2012 11:16 pm

irvine801 wrote:Nice. Well that's good. I bet you feel like a BOSS with the centurion card :) how is the reward system with centurion!?


Actually I only use the Centurion for benefits, I use my business card to feel like a boss. It helps more in the circles I associate with. ;)

Centurion rewards are fairly similar to Platinum, just enhanced and certain things like FHR benefits are considerably better.

Money card
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Location: New York state

Postby Money card » Sun Mar 25, 2012 12:54 am

Irvine is there a Costco anywhere near you? I know some places like in Wisconsin where there is no Costco. My dad was telling me is that they are located up north where a lot of people live.

Did you know at 1 time Costco only took Discover? What makes you want to get there card?

My parents have this card and I think this is a stupid card. I guess if you live close enough that's 1 thing, but if you live somewhere, where there are no Costcos or you have to relocate from Boston Mass to Portland Oregon, this is a dumb card.

It is always better to use your own card. Since you're in Utah I don't think your going to be relocating anytime soon.

I'm not a Costco member BUT IF I WAS I would use my own personal card. I would use my green card.

Irvine out where you live do you have a BJS? Do you know if they give 1 day passes? Costco doesn't. You know that BJs accepts competitors coupons, Costco doesn't. And with BJS you can use your Discover more or Citibank diamond card. At Costco you can only use your Zync card.

I would choose the Blue Cash card over the junky aqua Costco card in a heartbeat.

2percentPlus
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Location: North America

Postby 2percentPlus » Sun Mar 25, 2012 5:11 pm

I feel like more of a boss when I have +$12,500 more in my pocket for spending $500,000 a year on Fidelity than a Centurion

irvine801
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Postby irvine801 » Sun Mar 25, 2012 6:23 pm

Money card wrote:Irvine is there a Costco anywhere near you? I know some places like in Wisconsin where there is no Costco. My dad was telling me is that they are located up north where a lot of people live.


there is like 5 costcos in my area, im in the ouuter salt lake city area. yeAh like 6 years ago maybe? only took discover which is pretty cool but ironic now because now its only amex or debit. i talked to people who shop at bjs at work but they dont have any out here... yeah i use my zync for gas there :)
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit


irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Sun Mar 25, 2012 6:25 pm

haha! id feel like a BOSS if i had a centurion biz card or even the personal card. i bet its also a chick magnet : hahahah
damn, id never that much cash lol. 500k is alot!
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit

Money card
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Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Sun Mar 25, 2012 10:39 pm

So you have 5 Costcos. If I were you I would choose the Blue Cash card.

Let's say for example your significant other lost their job or company relocated to Berlin, Newhampshire (You know more than me is there a Costco in that area, snow country you can call this). Let's say for example there isn't or it's about 217 miles from where you two relocate. You know Costco has a contract with American express.

So if you were to have the aqua Costco card and the Blue Cash card, while out in Utah you would have no problems with either card.

But if you had to move because of your significant other's job, would you still want to pay (I will assume you mean the family membership which is 50.00) on the aqua costco card? I'm sure you know if you live wheres there's no Costco and you don't have a Costco membership, you can't have this card?

With the Blue cash card if you had to relocate, like I said as an example if the Costco is 217 miles away and you have both cards, you can use your Blue Cash card whether your a Costco member or not.

The only people who know that the aqua card is from Costco are the card members that have the card. On the front of this card it doesn't say Costco at all, it says it on the back. I saw my dad pumping gas a year ago at a regular gas station that's when I saw the back of the card.

With this said, people who have to relocate have to cancel the card. Their cards are not upgradeable, somebody would have apply for a different card, which means a hard inquiry and loss of points on their credit score. So if somebody only has the Costco card and they had to relocate, they can call American Express to cancel the card.

According to members on this forum they say you can keep your membership date. So let's say somebody has a membership date of 2002, they canceled there card. They want to apply for Blue from American Express they get to keep the same year but they would have to have a different account number.

But I wonder if this works for Costco? I know what they're saying if somebody had a Gold Rewards card and let's say the year is 2001, they canceled there card, 3 months later that person decided to apply for a Blue they would get the membership date of 2001, not the current year. But I wonder if this would be the same with the Costco card? For these reasons I would go with Blue Cash.

Now Irvine are you interested in knowing about Blue Cash basic card or the Preferred?

irvine801
Centurion Member
Centurion Member
 
Posts: 329
Joined: Thu Jan 19, 2012 6:26 pm
Location: Salt lake city, UT

Postby irvine801 » Mon Mar 26, 2012 10:31 am

You make a good point money card... Well in that case blue sounds a better in a situation like that. Preferred sounds nice but the AF Is high for me. Basic is good. But I don't think I'm gonna apply for one anytime soon. I have 2 reward cards I use only for the rewards. But... Blue sounds good for the future... :)
-American Express Zync.
-Discover IT. 4.5k limit 7.99%
-MC Citi diamond preferred. 1500 limit
-Visa Chase freedom. 2k limit.(23.24%, NOT IN USE)
-Miles by discover 1.5k limit.7.99%
-Best buy store card. 1500 limit
-Mt. America visa 1k limit



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