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  1. #1
    Green Member
    Join Date
    Feb 2012
    Location
    Woodmere, NY
    Posts
    14

    Default My Application Was Cancelled, Then I Got It Approved

    Two days ago I applied for an amex jet blue card on the internet. Like they have many times in the past for many many years, I got the answer that my application was pending review.

    Yesterday morning, I checked on the status and it said the application was cancelled. Puzzled because they have denied me for my entire life, I decided to call. Because I had placed a credit freeze on my cra's, they needed further verification.

    To verify my address, the conferenced called one of my banks to verify my address. 5 minutes later they approved my application with a $10k limit! Amazing, my first amex card!

    What makes this story even better was that on 10/2010, i learned that my ID was stolen and I owed hundreds of thousands of dollars due to fraud. It took a surprising 3 months to clear up and remove and left me with a 745 FICO - however amex still would not approve me.

    Last night I found this forum and read dozens of postings relating to amex. I want to apply for the gold card because my wife and I do ALOT of traveling, dinners, etc.

    After reading that the jet blue card does not really offer the best bank for your buck, should I wait awhile or just apply now for the gold card?
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  2. #2
    Centurion Member
    Join Date
    Aug 2011
    Location
    Michigan
    Posts
    305

    Default

    Not necessarily, with your current score, you can apply today and get an easy approval. Last year i had six hard pulls just from American express, all were approved with no significant effect on my score. Now i am not recommending that this will be the case for everyone but just to show you that with almost perfect score, the ball is your court. In my case, I was chasing the rewards and they kept offering me more and because I was not applying for anything significant such as a loan or mortgage,so hard pulls were the least of my worries.

    Good luck and let us know if you have any questions
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  3. #3
    Green Member
    Join Date
    Feb 2012
    Location
    Woodmere, NY
    Posts
    14

    Default

    I applied shortly after posting this thread last night online and called today. Went thru the same process again with the bank verification, but I was approved for the PRG card!! I'm on a roll!!! UNBELIEVABLE. Yes, I did use the link on this forum to apply so I'll be getting the extra reward points - and hopefully this forum gets some credit for it!! Thanks!!
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  4. Centurion Member
    Join Date
    Aug 2011
    Location
    Michigan
    Posts
    305

    Default

    Congrat, i feel great knowing it worked out for you and that we have a reason to celebrate. Let me know if we are doing NY style pizza or Chicago deep dish. If you have any questions, feel free to ask and once again congrat.
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  5. #5
    Centurion Member
    Join Date
    Mar 2010
    Location
    Australia
    Posts
    163

    Default

    A very big congratulations to you
    Non credit card accounts:

    Main transaction: http://citibank.com.au/aus/banking/e...ibank_plus.htm
    Secondary transaction: http://www.nab.com.au/wps/wcm/connec...Finance/5/1/2/

    Credit cards:

    Main credit card (used for everything except those non AMEX places: https://www.americanexpress.com/au/c...-express-card/
    Secondary credit card: http://www.nab.com.au/wps/wcm/connec...nce/4/56/#tab1
    Other line of credit: http://citibank.com.au/aus/lending/l...eadycredit.htm
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  6. #6
    Green Member
    Join Date
    Feb 2012
    Location
    Woodmere, NY
    Posts
    14

    Default

    gets better. got my prg card today via ups. i was an authorized user back in 2004 on my ex-gfs account. The backdated my prg card to 2004! INSANE!!!!!
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