Thread: Wanting to get into AmEx

Originally Posted by logan|20

Hey all, as you can see I'm awfully new. I just had a question about getting my foot in the door with American Express. I started building credit with a CapOne card and have steadily moved up in the amount of cards I have. I also have a high amount of credit inquiries. What would you recommend applying for through AmEx? I've been looking into the Zync, and Green card. I guess at this point I just need some advice.

They have a pre-approval feature on their website. You would enter your info to see if they have anything available. It would only be a soft inquiry. Now, just because you are pre-approved doesn't guarantee approval and if you aren't pre-approved, that doesn't always mean denial either.

If you have had credit for at least a year, you don't have a ton of recent inquiries on Experian and your utilization is under 30%, I don't see why you wouldn't have any trouble getting a Zync.

Here's an update:

I got my card today (it looks amazing) I also received a letter from Capital One which included my credit score, since I just got their Sony Playstation card. They pulled my score from Equifax and it was 662. So just to give you an idea. I'm not entirely sure who Amex pulls.