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About LinkBacksWhat are the minimum requirements to obtain the Blue (not the Blue Cash Everyday)? I am not interested in a charge card (so the Zync or Green is out of the question). My plan would be to get the Blue and then upgrade to the Blue Cash after 13 months.
I would assume this is the easiest Amex credit card to get...am I right in thinking this?
Any general requirements you guys could provide would be greatly appreciated (credit score, length of credit history, income).
Thread: Amex Blue Requirements
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Green Member
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Amex Blue Requirements
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Centurion Member
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no you are not right. the easiest American Express card to get is the clear card. it's more of a lower level card than the blue cash card.
I would say when applying for blue, it would be a great idea to have a couple of higher level cards like a bank of america, citibank, chase freedom or sapphire, or a capitol1 venture card, 1 card from Discover either a more, open road, escape or miles something along this way.
so a Visa or a Mastercard and a Discover would help.
Income I would imagine would have to be around 30,000 gross salary, money market and dividends you would have to figure this out.
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Centurion Member
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just curious why do you want the blue card over the green or zync? is it because of the annual fee? or something else?
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Centurion Member
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Rumor has it that the Zync is the easiest Amex credit card to get but I'm not sure how easy it would be to change products later. Try out the Amex soft inquiry check and see what they'll do.
American Express Zync Card Review – An Important Warning
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Centurion Member
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Where do you go for the soft credit check if you are a current card member? I don't see a link that clearly explains that.
Cards
Visa: BofA Cash rewards Visa Signature (1% on everything)
Kroger 123 Rewards Visa, Ascend FCU Platinum Visa (1% back), Penfed Platinum Cash Rewards Visa (5% on Gas)
BofA Cash Reward Platinum Plus (1% on everything, 2%on groceries, 3% on gas), Penfed Platinum Rewards Visa ( 5 points on gas, 3 points on groceries, 1 point on everything else)
Discover: Discover More (5% back rotating categories), Discover Miles (2% on travel and restaurants, double miles on phone, internet, and tv
Amex: Gold Card, BofA Accelerated Cash Rewards (1.5% on everything)
Express Store card (points for gift certificates and special deals)
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Green Member
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Would 1 year of excellent history with 1 credit card be enough to obtain the regular Blue without any previous history with AMEX?
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Centurion Member
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- Jan 2012
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- Denver
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No. Your denial letter will state "Insufficient credit history/file." You are better off getting a Zync, show you are responsible for a couple of years and then apply, after you have showed them you are responsible. AmEx goes off more than just a credit score.
Originally Posted by cc21
Cards Used:
American Express Platinum Personal, Member since 94
Chase United Explorer - Visa Signature
American Express Business Simply Cash
Cards Acquired:
American Express Blue, American Express Platinum Business
Bank of America 10k, Capital One 7.5k, Fidelity Visa Signature 10k
Citibank Platinum Select ThankYou MasterCard - Card Member since 91, 25k
Discover 10k Member since 91, Wells Fargo Personal & Business Visa Signature
USAA World MasterCard 10k, Chase Slate Exclusives Visa 5k
Macys, Nordstroms, Neiman Marcus, Best Buy 5.3k, Kohls
Lifelock member, USAA credit monitoring, Security Freezes E/E/TU, 800+
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Green Member
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- US
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Do others agree with PlatinumAMEX (I'm not saying I disagree, just another opinion would be great) that 1 year of excellent credit history with 1 credit card is not enough to get the basic Amex Blue (not blue cash)?
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