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  1. #1
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    Default Amex Blue Requirements

    What are the minimum requirements to obtain the Blue (not the Blue Cash Everyday)? I am not interested in a charge card (so the Zync or Green is out of the question). My plan would be to get the Blue and then upgrade to the Blue Cash after 13 months.

    I would assume this is the easiest Amex credit card to get...am I right in thinking this?

    Any general requirements you guys could provide would be greatly appreciated (credit score, length of credit history, income).
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  2. #2
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    no you are not right. the easiest American Express card to get is the clear card. it's more of a lower level card than the blue cash card.

    I would say when applying for blue, it would be a great idea to have a couple of higher level cards like a bank of america, citibank, chase freedom or sapphire, or a capitol1 venture card, 1 card from Discover either a more, open road, escape or miles something along this way.

    so a Visa or a Mastercard and a Discover would help.

    Income I would imagine would have to be around 30,000 gross salary, money market and dividends you would have to figure this out.
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  3. #3
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    just curious why do you want the blue card over the green or zync? is it because of the annual fee? or something else?
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  4. Centurion Member
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    Rumor has it that the Zync is the easiest Amex credit card to get but I'm not sure how easy it would be to change products later. Try out the Amex soft inquiry check and see what they'll do.

    American Express Zync Card Review An Important Warning
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  5. #5
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    Where do you go for the soft credit check if you are a current card member? I don't see a link that clearly explains that.
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  6. #6
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    Would 1 year of excellent history with 1 credit card be enough to obtain the regular Blue without any previous history with AMEX?
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  7. #7
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    Quote Originally Posted by cc21 View Post
    Would 1 year of excellent history with 1 credit card be enough to obtain the regular Blue without any previous history with AMEX?
    No. Your denial letter will state "Insufficient credit history/file." You are better off getting a Zync, show you are responsible for a couple of years and then apply, after you have showed them you are responsible. AmEx goes off more than just a credit score.
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    Do others agree with PlatinumAMEX (I'm not saying I disagree, just another opinion would be great) that 1 year of excellent credit history with 1 credit card is not enough to get the basic Amex Blue (not blue cash)?
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