Received an upgrade invitation from AMEX - Gold (not the Premier Rewards Gold Card) to Platinum.
I am considering to go for it but need to know other people's opinion. Like a 2nd/3rd/4th/nth opinion...
My situation: I do use my AMEX Gold card on almost everything and every establishments that accepts AMEX cards. I only spend only regular stuffs - grocery/food, books, gas, paying utility bills (during the time this option is active; I think this feature was removed already), and some "personal" expenses. I seldom go to concerts, sports events, other special events, etc.
- Is it worth paying to $450.00 annual fee in my situation? Or stick to the Gold card - $125.00 annual fee?
- I'll ask anyway... is the AMEX Platinum's annual fee charged on the first few months upon approval of application or at the end of the year?
- Is it difficult to apply for an AMEX Platinum card [in the future] without receiving an upgrade invitation?