Credit Card Forum
  1. #1
    Platinum Member
    Join Date
    Nov 2011
    Location
    Massachusetts
    Posts
    59

    Default Upgrading HHonors to Surpass

    Hi guys

    I just spotted an offer from amex offering 50,000 hhonors points for upgrading the hhonors card to a surpass. For me, that justifies a $75 fee... I would downgrade the card after a year. Here comes the question... SHOULD I try to upgrade? I am sure it would result in a hard pull correct? My hhonors has a limit of 4.8k... 1st statement a little over a month ago had a balance of 1.3k... payed in full. My zync card is ~5 months old... I have a much longer history with the cards listed in my signature... should I try to upgrade the card online or give them a call? I am overseas at the moment until the summer... The offer sounds very tempting to me..

    other info... i have 2 hard pulls in the last half year both from amex... both approved
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  2. #2
    Centurion Member
    Join Date
    Aug 2011
    Location
    Phoenix
    Posts
    393

    Default

    So you have the existing standard HHonors card correct? And they want you to upgrade? There should not be a hard inquiry for accepting the upgrade.
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  3. #3
    Platinum Member
    Join Date
    Nov 2011
    Location
    Massachusetts
    Posts
    59

    Default

    i do have the card already. the offer is online on the website for 50,000 pts. i just called and the rep told me that i need to wait until the 22nd until my account is 2 months old
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