Thread: Pulled the trigger on zync and BCP

After hemhawing(yeah, I'm not their target demographic for a commercial star) about it for a while I finally put an app in. Both are pending. The zync doesn't really tell me anything but the BCP says they need to verify my address. They are closed for the Holiday so I'll give them a call Friday. I'm on pins and needles as this would be my first real real prime card. I do have a Chase Freedom but it was an converted WAMU/Providian card and they kept it at it's insane 28% APR and low $1000 CL. I just use it as a PIF as I'm not blowing and INQ to get it lowered or increase the CL. I'm hoping for this to be approved and be my new rewards card. Other than the 5% cats the Freedom will see almost no use if I can get the BCP.

730EX FICO but two unpaid(and one will stay that way, bogus charges) CA's from a bad year with apartment complex's in '06. One 30 day late around six years ago on a CC. Everything else is clean.

Originally Posted by Pete838

Wayyy too many acronyms in that post. BCP? PIF? INQ?CA's? What do all of these things mean?

Blue Cash Prefered, Paid if Full, inquiry, Collection Agency.

Approved for Blue Cash Preferred so I canceled the zync app. I'm happy to be in the Amex family. What they say is true, that's the nicest lady I have ever spoken to in the finance industry over the phone.

Congrats on BCP approval. I apped on 11/23 and was approved for the BCP too! Got the $150 signup bonus and 0% apr for 12 months. Card should be here in the next week or so.